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Caravan Loans
Caravan loans to fit your lifestyle.
Compare lenders, loans and rates
with our straightforward application process.
Get a caravan loan customised to match your personal needs.
From $5000
Loan Amounts
1 - 7 Years
Loan Terms
Choice
Choice Of Loans
Whether you’re on the hunt for your first caravan, upgrading the family from a camper trailer to a full size caravan, searching for an off road hybrid or just need a weekend getaway, one thing is certain – having the right loan product for your caravan is essential.
iCREDIT assists Australians in securing affordable caravan finance solutions through our extensive network of banks and lifestyle finance providers. Our team of dedicated finance specialists is here to guide you through the process, offering caravan loan comparisons that align with your budget and specific requirements.
Caravan Finance Options Available
Secured Loans
About Secured Loans
Secured loans offer the most competitive interest rates with loan terms ranging from 1 – 7 years. Secured loans are available for new and used caravans. The caravan is used as security for the loan which lowers the overall loan risk to the bank. The benefit is lower interest rates for you.
Unsecured Loans
About Unsecured Loans
Unsecured loans offer flexibility with loan terms ranging from 1 – 7 years. Unsecured loans can be used to purchase older model caravans, private sales, or if needing funds for extras.
Business Caravan Finance
About Business Loans
We offer a range of options for individual ABN holders and Companies seeking finance for caravans to be used in relation to their business.
Options range from Chattel Mortgage, Hire Purchase, Rent to Own and Leasing
Second Chance Caravan Loans
Information
If you have been knocked back by your bank, have questionable credit or just a low credit score; A second chance caravan loan may help you get your credit back on track.
Apply online to start your loan comparison
Comparisons will not affect your credit rating
COMMON QUESTIONS
Caravan Loans can be used for purchasing new and used caravans, hybrid vans, 5th wheelers, poptops, offroad and family caravans.
Caravan Finance is a term that covers loan types such as secured loans, unsecured loans, business chattel mortgage and leasing. Caravan Finance can generally use the asset as security against the loan.
Yes, we have lenders on our panel that can assist with business use caravan purchases. Your broker can provide information on available new business lenders.
Contact us on 1300350118
To apply for Caravan Finance lenders will require some details on the asset you’re looking to purchase as well as your loan information. Generally the more information you can provide to assist your application, the more lenders & loan products will be available for you to choose from.
Additional Information Includes:
Payslips or Tax Returns
Driver’s Licence or Passport
Pension Income
Accountant Letter
You usually do not require a deposit and you can generally borrow 100% + if purchasing a caravan.
It is through advisable to use savings or a trade in to lower the loan amount. This reduces the total amount of interest you will pay over the term.
Balloon payments or residual payment is a lump sum that is payable at the end of the loan term. This reduces your overall monthly repayments throughout the term.
As a guide:
A loan amount of $50,000 with a 0% balloon payment
Approximate Repayments $990 per month
With a 20% balloon ($10,000)
Approximate repayments $850 per month for 59 months + $10000 due as a last payment
A Chattel Mortgage is a loan product commonly used by businesses to purchase assets. The borrower retains ownership of the goods and receives taxation benefits for the business use portion. Loan terms can be from 1 to 7 years and can include balloon payments if required.
We provide a range of lenders and loan products to cater for private sale caravans with no age limit requirements on caravans.
To provide added protection, we provide checks to verify the registered owner including a Personal Property Security check to make sure the caravan is not currently under finance, stolen or a repairable write-off.
CALCULATE YOUR LOAN REPAYMENT
*Finance subject to approval, including the application of applicable lending criteria. Terms and Conditions apply. Fees and Charges are payable. Credit assistance provided by iCREDIT Australian credit licence 499023. ^Comparison rate for Secured Loan is calculated on a loan amount of $30,000 secured over a term of 5 years based on monthly repayments. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. **. Interest Rate: 7.99% Comparison Rate: 8.71%
* You should however take into consideration that an online caravan loan calculator is to be used as a Guide Only and may not include all fees and charges. Every effort has been made to ensure the accuracy of the calculator, however use and results are at your own risk. Banks and financiers base their final decision including interest rate on the asset age, the loan amount and the overall profile of the customer. When using an online loan calculator include the following as these are generally not shown in the monthly repayments. Any lender establishment fees, origination fees, personal property security register fees or any ongoing fees.
To obtain more accurate repayments based on your profile, the age of the asset and loan amount please call 1300 350 118 for an obligation free quote.
We do not under any circumstances accept responsibility or liability for any losses that may arise from a decision made as a result of using the calculator.
Why Choose Us?
Choosing caravan finance is not as daunting as it could be when you have iCREDIT in your corner. Whatever your requirements and whatever your financial situation, we’re on your side. We’re backed by national buying power, which means that we’re in the best position possible to negotiate better, more affordable finance rates for you. Going through us is simpler, more affordable and more rewarding than going to banks directly for financing.
Whether you’re buying a new or used caravan, want to update your camper trailer, need an unsecured loan or have the money ready if you find a bargain; Make the smart choice by talking to one of our dedicated finance consultants today.
Competitive Interest
Our process of comparing lenders and loans ensures you are achieving the most competitive interest rate available for your circumstances.
Quick Answers
We’ll update you throughout the loan application and aim for a 24 hour approval. Once approved, we arrange paperwork for you and transfer of funds.
Choice of Lenders
We provide you access to one of Australia’s largest range of lender panels so can help you find a loan product to suit your individual needs.
Simple Application
Our streamlined caravan loan application ensures your wait time is kept to a minimum helping us deliver an answer within 24 business hours.
Personal Service
Your iCREDIT consultant has years of experience to structure your caravan loan correctly and you are looked after by the 1 person throughout the term.
We’ve helped thousands of Australians find their loan.
Kept me informed at every step, and hid nothing from me, if I was to get another loan as such Kim at icredit would the person I would go to hands down every time.
Very easy and approachable person.
Especially Scott Collins who made my application for a new work vehicle so easy
Thank you especially to Christene Pyle. For the great help she gave me.
email: Murphysherry303@gmail.com
WhatsApp :+ 13153028128
Protect Your Investment
We offer a range of optional insurance covers to provide protection for you and your vehicle.
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iCREDIT Caravan Finance is available throughout Australia, Melbourne, Sydney, Adelaide, Hobart, Darwin and Perth, Gold Coast, Palm Beach, Burleigh Heads, Tweed Heads, Brisbane, Ipswich, Sunshine Coast, and Queensland Today!