Compare suitable rates, fees, repayments and loan structures for new, used, dealer and private-sale caravans with one initial enquiry.
New and used caravan finance
Dealer and private-sale options
Whether you’re buying your first caravan, upgrading to a larger family van or purchasing a used caravan from a private seller, iCREDIT can help you compare caravan finance options based on your circumstances.
Rather than approaching a single bank or lender, we compare available options across our panel of more than 50 Australian lenders. You can review potential interest rates, loan terms, repayments and lender fees before deciding whether you want to proceed with a formal loan application.
Tell us what you’re looking for. We’ll review suitable options from our lender panel and contact you with an indicative comparison.
This is an initial enquiry—not a lender application.
We will not submit your information to a lender without your approval.
The lowest advertised caravan loan rate is not necessarily the lowest-cost loan available to you.
Interest rates, establishment fees, ongoing fees, loan terms, repayment flexibility and eligibility requirements can vary considerably between lenders and brokers.
Your available rate will also depend on factors including your credit profile, income, employment, loan amount, deposit, property status and the caravan being purchased.
iCREDIT helps you compare suitable caravan loan options from its lender panel before you choose a loan.
Interest Rate
Comparison Rate
Lender Fees
Repayments
Total amount repayable
Loan flexibility
Tell Us What You're Looking For
Provide your approximate loan amount, the type of caravan you’re purchasing and some basic information about your circumstances.
Compare Suitable Loan Options
iCREDIT reviews suitable options across its lender panel and compares relevant rates, repayments, fees and lending criteria.
Choose Whether You Want to Apply
Review the options available to you before proceeding with a formal loan application. We’ll explain what documents are required and assist with your application
Approval and Settlement
Following lender approval and completion of the required documentation and asset checks, funds can be arranged for settlement with the dealer or seller.
Caravan loan pre-approval may be useful if you haven’t chosen the exact caravan you want to purchase.
It can provide a clearer indication of your potential borrowing position and repayments before you start negotiating with caravan dealers or private sellers.
The amount ultimately approved can depend on the caravan selected, the lender’s valuation or asset requirements and verification of the information provided in your application.
Previous credit problems do not necessarily prevent someone from obtaining caravan finance, but they can affect lender choice, interest rates and loan conditions.
Instead of making applications to multiple lenders individually, iCREDIT can help identify lenders from its panel whose lending criteria may be more suitable for your circumstances.
Self-employed applicants and business owners can have different income documentation from PAYG employees.
Depending on the lender and type of finance, supporting information may include:
Different lenders have different policies for self-employed borrowers, which makes comparing lenders particularly important before submitting an application.
Secured Caravan Loan
A secured caravan loan uses the caravan as security for the loan. Because the lender holds security over the caravan, secured finance will often provide a lower interest rate than an equivalent unsecured loan, although the actual rate depends on the lender and applicant. Loan terms can commonly extend up to seven years depending on the lender, caravan and applicant circumstances.
Not every caravan purchase will qualify for secured caravan finance. An unsecured personal loan may sometimes be considered for older caravans, certain private-sale purchases or situations where the caravan does not meet a lender's secured-asset requirements. Because the lender does not take security over the caravan, unsecured loan interest rates may be higher than secured caravan finance.
Before buying a caravan, estimate what different loan amounts, interest rates and terms could mean for your budget.
The iCREDIT Caravan Loan Calculator allows you to estimate repayments and compare different borrowing scenarios.
Estimate repayments instantly with adjustable interest rates.
See how repayments may vary across different credit profiles. These examples are indicative only.
CUSTOMER REVIEWS
iCREDIT works with a panel of more than 50 Australian bank and non-bank lenders, providing access to different lending policies and loan structures.
There is no single caravan loan that is best for every borrower. The most suitable option depends on your credit profile, income, loan amount, caravan, preferred term and lender eligibility criteria. Comparing interest rates, fees, repayments and total loan costs can help identify a suitable option.
Caravan loan rates vary between lenders and applicants. Credit history, income, loan amount, term, asset age and whether the finance is secured or unsecured can all influence the rate you're offered.
Yes. Finance may be available for eligible used caravans purchased from dealerships or private sellers. Caravan age and condition can affect which lenders are available.
Yes. iCREDIT works with lenders that consider private-sale caravan finance. Additional seller, ownership and asset checks may be required before settlement.
Not necessarily. Deposit requirements depend on the lender, applicant and caravan being purchased. Some eligible borrowers may qualify for finance without a deposit, while other applications may require an upfront contribution.
The amount you may be able to borrow for a caravan depends on your income, living expenses, existing debts, credit profile, loan term and the lender’s assessment criteria. The caravan’s purchase price, age and whether it is being bought through a dealer or private seller can also affect available finance options.
Some lenders consider applicants with previous credit problems or lower credit scores. The available interest rate and loan conditions will depend on the applicant's circumstances and lender criteria.
Caravan loan terms commonly range from one to seven years, depending on the lender, loan type, caravan and applicant eligibility.
Pre-approval may be available and can provide an indication of borrowing capacity before you purchase. Final approval remains subject to lender requirements and the caravan selected.
Yes. A range of lenders consider self-employed applicants. Required income verification varies between lenders and may include bank statements, BAS, tax returns or financial statements.
Secured caravan loans will often have lower interest rates because the lender takes security over the caravan. However, the actual rate and total cost depend on the lender, borrower and loan structure.
Ready to Compare Caravan Loans?
Before committing to caravan dealer finance or applying directly with one lender, compare your available options.
iCREDIT can review suitable caravan loans from a panel of 50+ Australian lenders and help you compare rates, fees, terms and repayments based on your circumstances.
Compare first. Choose your option. Apply when you’re ready.
Call: 1300 350 118
