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Second Chance Car Loans to suit you, not the bank!

Get an obligation free car loan interest rate quote

Types of Car Loans Available

Secured Loan

  • Security against the car
  • Terms 1 – 7 Years
  • New and Used Cars
  • Lower Interest Rates
  • Popular Option for Motor Vehicles

Unsecured Loan

  • No Security Held
  • Flexible Loan Options
  • Terms 1 – 7 Years
  • Popular if using funds for multiple purchases

Business Loan

  • Tax Offset Options
  • Loan Terms 1 – 7 Years
  • Lower Interest Rates
  • Lo Doc
  • Non Financial Options

Novated Lease

  • Salary Packaging
  • Effective Tax Reduction
  • Terms 1 – 5 Years
  • Options to cover insurance & maintenance

We Offer Comprehensive Financing Solutions

During a one-on-one consultation with you, we’ll find out what exactly you need in a vehicle. We’ll discuss whether you’d prefer a new or used car, and which avenues you’d prefer to use in order to buy it. We’ll also assist you with your financing options. If you need to find and compare quotations from various sources, we can provide you with the appropriate avenues to do so. We’ll spend as much time as you need ensuring that you understand each financing option you qualify for so that you can choose the one that is best for you.


New Cars

Used Cars

Dealer & Auction Sales

Private Sales


Second Chance Car Loans

Import Cars

Classic Vehicles


Loans from $5000

Flexible Payment Options

Loan Terms 1 – 7 Years

Low  Interest Rates

Business Use Options

Novated Leasing

No Restriction on Vehicle Age


If you’re still searching for that perfect car, you can obtain an upfront pre-purchase loan.

Pre-purchase car finance gives you the flexibility of shopping around for a special without having to sort out finances after deciding to buy.

Gives you more power in negotiating a better price.

Allows you to make a quick decision to purchase without losing the car to another buyer.

Protect Your Investment

We offer a range of optional insurance to provide protection for you and your vehicle.

*Finance subject to approval, including the application of applicable lending criteria. Terms and Conditions apply. Fees and Charges are payable. Credit assistance provided by iCREDIT Australian credit licence 499023. ^Comparison rate for Secured Loan is calculated on a loan amount of $30,000 secured over a term of 5 years based on monthly repayments. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. **. Interest Rate: 5.49% Comparison Rate: 6.71%

iCREDIT Car Finance available throughout the Gold Coast, Varsity Lakes, Palm Beach, Burleigh Heads, Tweed Heads, Brisbane and Queensland Today!