Why You Should Get A Camper Trailer

Australia is a vast and beautiful country to explore, and there is no better way to enjoy the great outdoors here down under than with a trusty camper trailer. Thankfully, getting a camper trailer loan is easy if you have help comparing the many different options available to you.

We at iCREDIT are experts at comparing loans and lenders to find you the best possible options so that you can minimise the cost and maximise the benefit.

However, if you’re still in two minds about it, let us look at some of the benefits of owning your own camper trailer.

Freedom

With a camper trailer in tow, you will not have to worry about the high cost of accommodation and the stress of finding something suitable when you go on a trip. What’s more, you can camp wherever you want ‒ as long as it is legal to camp there.

This freedom opens up a wide range of possibilities, allowing you to camp out in places where no other kind of accommodation is available. Large swathes of the outback do not have anywhere to stay, so a camper trailer allows you to enjoy these parts of the country that you otherwise couldn’t.

Convenience

Camper trailers are generally relatively small and light compared with caravans. They do not require a large and powerful engine, such as a 4×4, to pull them. Just about any average car ‒ as long as it has a tow bar attached ‒ can tow a camper trailer without difficulty.

Unlike large caravans or RVs, camper trailers are compact enough that you can store them in a garage or an out-of-the-way corner of your property. This is great for when you are not using your camper van, as it does not necessarily become a big eyesore or cumbersome nuisance.

Cost

Compared with RVs and caravans, camper trailers are relatively inexpensive. Moreover, the return on investment is realised pretty quickly in terms of savings made on what would otherwise have been expensive vacations.

While you will most likely need to take out a loan to buy one, the loans are not nearly as arduous as loans on other recreational vehicles would be.

If you want to have the freedom, convenience and savings that come with owning your own camper trailer, let iCREDIT help you compare camper trailer loan options to get the best deal possible today!

What Is a Soft Quote?

A soft quote is a simple, no-obligation way to explore your loan options without affecting your credit score.
When you request a soft quote, we assess your financial profile and give you an estimated rate, repayment amount, and loan term based on current lender options.

✔️ No credit file impact
✔️ No commitment required
✔️ Instant comparisons across multiple lenders

It’s ideal if you’re still shopping around or just want to understand what your repayments might look like.

 

What Is a Full Application?

A full application is the next step once you’re ready to proceed.
This involves submitting your information to the lender for a formal assessment. The lender then completes a credit check, verifies your documents, and provides a confirmed interest rate and loan offer.

✔️ Required for formal approval
✔️ Involves a credit check
✔️ Can lead to same-day approvals (depending on the lender)

What Affects Your Loan Rate?

Lenders consider several key factors when determining your personalised rate and terms. These include:

1. Your Profile

Credit history, employment stability, and income all play a major role in the rate offered. A clean credit file and steady employment can often lead to lower rates.

2. The Asset

The type, age, and condition of the asset (car, caravan, horse float, etc.) can influence risk and therefore the rate. Newer or higher-value assets often attract better rates.

3. Loan Term

Shorter terms generally mean less total interest paid, while longer terms may offer lower weekly repayments but higher total cost.

4. Fees

Every lender has their own structure for establishment, monthly, and exit fees. iCREDIT helps you compare these upfront so there are no surprises.

Why Compare with iCREDIT

At iCREDIT, we make finance simple and transparent. Our team compares a wide range of lenders, explaining your options clearly and helping you choose the best fit — without pressure or hidden costs.

  • Compare rates and lenders side-by-side

  • Understand your total loan cost upfront

  • Avoid unnecessary credit checks until you’re ready

Get Your Soft Quote Today

Take the first step with a soft quote and see what’s possible — all without impacting your credit score.

👉 Start your soft quote today