Medical loans to fit your needs.
Compare lenders, loans and rates with our simple 3 step application
At iCREDIT, we understand that prioritising your health and well-being with medical treatments and procedures is a significant goal for many.
That’s why we specialise in offering tailored financing solutions to make your healthcare aspirations a reality.
Our expertise in medical loans ensures that you can focus on your well-being without worrying about the financial burden. With iCREDIT, you can take steps toward a healthier future, knowing that we’ve got you covered with the right financial support.
Explore our range of loan options, and let us assist you in achieving the health and well-being you’ve always desired.
MEDICAL LOANS FOR
Type of Loans Available
Personal Loans With Security
Secured personal loans use an unencumbered asset such as a car, boat, caravan or motorbike as security for the loan. A Secured Personal Loan can help in borrowing higher loan amounts as this provides comfort for the bank as it helps reduce their overall risk.
Unsecured personal loans offer flexibility with loan terms ranging from 1 – 7 years. Unsecured personal loans can start from $5000 to $60000.
Medical loans are personal loans specifically designed to cover healthcare and medical expenses, including procedures, treatments, surgeries, and related costs.
Medical loans work like typical personal loans. You borrow a specific amount, and then repay it in fixed monthly installments, often with interest, over an agreed-upon term.
Medical loans can cover a wide range of healthcare costs, including elective surgeries (e.g., cosmetic, laser eye, hair), dental work, fertility treatments, and other medical procedures.
Medical loans can be either unsecured or secured, depending on the lender and your creditworthiness. Unsecured loans do not require collateral.
To apply, you typically submit an online application and upload supporting documents to iCREDIT. Generally we can have an answer for you within 2 business working days. Your creditworthiness and ability to repay the loan will determine approval and the loan terms.
Before getting a medical loan, assess your credit, compare loan offers, understand the interest rates and fees, and make sure the monthly payments fit within your budget.
Yes, as long as the loan is being used for a worthwhile purpose, you can use the funds for international procedures.
CALCULATE YOUR REPAYMENT
*Finance subject to approval, including the application of applicable lending criteria. Terms and Conditions apply. Fees and Charges are payable. Credit assistance provided by iCREDIT Australian credit licence 499023. ^Comparison rate for Secured Loan is calculated on a loan amount of $40,000 secured over a term of 7 years based on monthly repayments. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. **. Interest Rate: 7.99% Comparison Rate: 8.71%
A quicker, hassle free lending journey
Experience the ease of our straightforward 3-step process, ensuring you access your funds without delay.
Why Choose iCREDIT?
We simplify your medical loan journey. No matter your needs or financial situation, we’re here for you. With national buying power, we negotiate competitive and affordable medical loan rates to support your well-being
We’ve helped thousands of Australians find their loan.
PROS & CONS OF MEDICAL LOANS
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