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Whether you need an unsecured personal loan to consolidate debts, renovate the home, wedding, travel, surgery or want funds readily available if you spot a private sale bargain.

Having an iCREDIT Personal Loan Consultant on your side can help you compare lenders and loans to help find a suitable, low cost result tailored to your budget and needs.

Not all personal loans are the same so our comparison process helps find the lowest overall cost loan for you, without affecting your credit rating!

Our service is obligation free and as we work for you and not the bank, your personal loan consultants interests is achieving the best result from our panel to give you the confidence on deciding on a loan to suit you.

Your Loan Needs

Your consultant will gather information on your finance needs and requirements.

Search

We’ll search through our panel of banks & financiers to find suitable solutions.

Compare

We compare results to provide a total overall cost including interest rates, fees & terms.

Your New Loan

We’ll guide you through the loan paperwork process and settlement of your loan.

I’M LOOKING FOR

DEBT CONSOLIDATION LOANS

debt consolidation loan, paying off credit cards, loan consolidation, rolling debts into one loan

HOLIDAY LOAN

holiday loans, travel loans, australia, europe, america, asia, cruise, beach, cocktail, sea, beachside, surf, relaxation, vacation, relax, resort, family holiday

SWIMMING POOL 

swimming pool, home pool loan, family swimming pool,

WEDDING LOANS

wedding loan, loan for a wedding,

HOME RENOVATIONS

home renovation loan, loan for kitche, bathroom,

COSMETIC SURGERY

cosmetic surgery, breast augmentation, hairloss surgery, dental surgery, liposuction, weight loss surgery

Personal  Finance Options Available

Debt Consolidation

Information

Debt Consolidation can help reduce monthly loan repayments and interest payable by rolling existing debts into one repayment. Debt Consolidation Loans range from 1 – 7 years with flexible payments. Debt Consolidation Loans are available to payout higher interest loans, credit cards or free up income for savings.

Unsecured Car Loans

Information

Unsecured personal loans offer flexibility with loan terms ranging from 1 – 7 years. personal loans can be used to purchase a swimming pool for the home, renovations, repairs, moving costs, solar, legal services, funeral expenses, pay off a tax debt or any worthwhile purpose.

We Offer Comprehensive Financing Solutions

We’re 100% online, so no need to book an appointment.

We’ll find out exactly what your personal loan requirements and needs are, discuss the various options available and what avenues are available to you.

Your finance consultant will spend as much time as you need to ensure you understand each personal loan option you qualify for so that you can choose the one that is best suited for you.

FINANCE AVAILABLE FOR

Debt Consolidation

Home Renovations

Holiday / Travel 

Swimming Pool / Spa

Wedding

Cosmetic & Surgery

Legal / Professional Services

Funeral

CALCULATE YOUR REPAYMENT

Loan Amount
$5000 $250000
Loan Term
12 months84 months
Interest
6.99%19.99%

Loan Principal Interest

Loan Amount: Loan Term: Per Month*: Int Rate: Total Interest:
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Why Choose Us?

Choosing finance is not as daunting as it could be when you have iCREDIT in your corner.

Whatever your requirements and whatever your financial situation, we’re on your side. We’re backed by national buying power, which means that we’re in the best position possible to negotiate better, more affordable finance rates for you. Going through us is simpler, more affordable and more rewarding than going to banks directly for financing.

Whether you’re renovating, taking a holiday, need funds for medical or want to treat the kids with a swimming pool for the home; Make the smart choice by talking to one of our dedicated finance consultants today.

We’ve helped thousands of Australians find their loan

Thank you very much. Scott is the best
Laura C.
Christine from icredit was the only person i had dealt with that listened to exactly what i wanted, if it wasnt for christine, i wouldnt be driving my car, or be im a better position to be able to buy my first home in the next 2 years. Cant thank her enough and i give her a million stars, only deal with christine
Ethan L.
I would like to thank Kim Shelverton for her assistance in getting my car loan.Kim is very friendly and professional it was a pleasure to deal with her.It was easy to get in contact with her no matter the time. I would recommend Icredit if you are looking for a a car loan.
EVA S.
I can’t recommend Christine at iCREDIT enough. She went above and beyond for us to make sure we got the product we were after. She made the process so easy and at rates better than our bank. Thanks Christine!
Kim D
Scott from iCredit was fantastic to deal with when we purchased our new horse float. He made everything so easy and nothing was too much trouble. Highly recommend dealing with this company.
Tina R.
I can highly recommend Scott, for his fast, friendly and professional service. Nothing was too much trouble. 100% Delivered. Happy Customer
Deidre C.
This is the 2nd time I've worked with Matt. He was recommended to me as he helped someone get a loan who might not have been able to.He's helped me get 2 cars so far and even my dealership was impressed at the speed at which he organised everything and settled the contract.I will continue to use Matt for all vehicle loans.
Ethan H.
very happy with the service Kim was very nice and very helpful thankyou
Jade R.
Absolutely awesome company. Scott was amazing, made the process so quick and easy as was always around to help when needed. Got the car I've wanted for ages and in the colour I wanted. 100% recommend when looking to buy a car like I was. Appreciate it Scott!
Molly M.
Christine at ICredit is Amazing she went above and beyond to help us. I can honestly say i don"t think i have had better service and care anywhere ever! All times of day of night Christine was offering to help. Thank you Christine you made ta stressful process very enjoyable. Thank you , you a are Legend.
Cindy H.
Many thanks to Kim for her prompt and professional service organising finance for a machinery purchase. Nothing was too much trouble for her ,she made the whole process smooth and hassle free. Great job Kim , I will certainly recommend your services to anyone looking to make finance an easy experience
Paul M.
Highly recommend the team at icredit very helpful with getting a loan.
Amanda B.
Kim was excellent to deal with working with me outside of business hours definitely helped to, will definitely be going back to Kim for any broker needs!
Maxwell B.
Kim in Hobart was amazing. Was a quick approval and she was easy to deal with knowledgable and very easy to deal with! If your in the market for a boat or bike she is your gal! Thanks Kim and i-credit
willliam C.
Big Thank you to Glen Giggins for helping me refinance my home loan. Thank you for your patience and keeping me informed during the tedious process. I have a much better interest rate and lower mortgage repayments! Cannot recommend Glen highly enough!
Jade L.
Kim was great to deal with, very fluent and clear with communication and able to get the money I needed . Very impressed wit the service that was provided
Adrian S.
Doing business with Kim was a breeze. Kept me informed throughout the process. Highly recommended 👌
andrea M.
Scott at Icredit!!! What a legend!!! At July 2022, interest rate rises and changes to rules for lending (now includes Afterpay and zip pay statements to be included) got given the run around!! Saved me a lot of stress and heartache!!! Got there in the end!! Kept me updated answered any questions I had!! Highly recommended
Bron W.
Christine From iCREDIT helped me get the car I wanted, she was so helpful and nice And it was quick, easy and low rate. She is absolutely fabulous at what she does, I highly recommend this lovely lady.
Alirra B.
Shout out and a HUGE thank you to Christine at ICredit. Christine managed to obtain my funding at an incredible rate when I wasn't even sure that I could get approval!!! First loans are difficult when you are young. She process my loan with amazing speed, walked me through the process with ultimate professionalism and dealt with the car dealer, lenders and insurer for me. Christine took away all the stress associated with borrowing money to finance a car and completely took care of everything for me. I cannot recommend her highly enough! If you are looking for finance, contact Christine. You will not be disappointed. Thanks Christine!
Brock L.
Christine from iCredit is amazing! She goes above and beyond to help with getting the best interest rates and helps every step of process. Thanks to Christine I have an amazing new horse float and I can’t thank her enough! I wouldn’t hesitate to recommend her to anyone!
Jasmin P.
We got referred to Christine by a friend and it was the best decision we made! She was amazing to deal with always ready to answer any questions we had. She made it a simple and easy process, she saved us a lot of money, we can’t thank her enough for all her help, she went above and beyond to get us our car. We will definitely use her again if we ever need! Thankyou Thankyou Thankyou!
Holly M.
The lease on our work vehicle was up and we needed to pay out the difference. We tried to refinance through our current supplier but they made it extremely difficult even though we had been their client for 5 years. Glen from iCREDIT then stepped in and not only sorted it quicker than expected but got us the best deal we could have imagined. Great communication and service. I couldn't be happier with the outcome and highly recommend Glen and the team at iCREDIT.
Simon C.
Just like to thank Kim shelverton for her excellent customer service. Was a pleasure doing business with Kim a very big thank you once again cheers Scott and Sharon.
Scott G.
My husband and I would just like to thank Scott so much for his professionalism in handling our loan process,he was constantly in contact with us and updating us along the way.thanks so much Scott for the amazing personal assistance you gave us we will most definitely be calling you in the future for any other loan enquiries. Cheers dan and rachel
Rachel C.
I would highly recommend iCREDIT and definitely recommend Scott. Not only was he extremely efficient and professional. He went above and beyond to help me out. I will definitely use Scott and iCREDIT again.
Sally P.
Glen Giggins from the icredit team recently helped with the finance for the purchase of our brand new gooseneck through Peaceland Horse Floats and Goosenecks and he was wonderful!!! he made the whole process so easy and went above and beyond to ensure we got the lender that met our needs. Both Glen and the services he provides are Highly recommended
Tahliah P.
Glen Giggins from the icredit team recently helped with the finance for the purchase of our brand new gooseneck through Peaceland Horse Floats and Goosenecks and he was wonderful!!! he made the whole process so easy and went above and beyond to ensure we got the lender that met our needs. Both Glen and the services he provides are Highly recommended
Tahliah P.
We had a fantastic lady deal with our matter a she was great, she had all the answers we needed and nothing was to much.I cannot speak highly enough of she .great job.
Kevin H.
Jay T.
derek S.
Great service, very prompt from Kim in what was a slightly difficult situation, would highly recommend!!
Jason W.
I cannot recommend Christine from iCredit highly enough. I had been dealing with another broker who had done nothing but talk for 2 weeks before I called her. It was a complicated loan because of self-employment and the fact I had borrowed nothing from anyone in 12 years. Christine was onto it asap and got it all done within a week. Everyone happy; No tears.
Rondell J.
Big Thank you to Glen Giggins for helping me refinance my home loan. Thank you for your patience and keeping me informed during the tedious process. I have a much better interest rate and lower mortgage repayments! Cannot recommend Glen highly enough!
Jade L.
Friendly, knowledgeable and easy to deal with. Everything advised, you know what you need to provide and updates are provided throughout the process. They will even deal with the dealer direct to save you being the middle man. Approval and documents ready to sign within hours.
Meagan A.
Michelle from iCredit was amazing. Our finance request was not straight forward and she worked tirelessly to get a result for us. Couldn't be happier and would recommend Michelle and iCredit to anyone looking for finance.
Simon C.
We have dealt with Christine Pyle multiple times for our finance needs, and everytime she has gone above and beyond to assist us. Christine is professional, knowledgeable and caring. We highly recommend her for any of your finance needs, and will be definitely calling Christine for any of our future finance needs!!
Anita W.
I got my car loan processed and approved super quick, without any issues.AMAZING AND PROFESSIONAL
Eliza C.
bash G.
Kim is a great help, friendly and helpful, makes it a lot easier than doing it alone.I will be using her when ever I need something
adam B.
I would highly recommend Christine from iCredit. She is extremely professional in her work and always succeeds to beat any other competitors rate. She will go out of her way to listen and care for your needs in a loan. We have used Christine for various loans over the past few years and will continue to do so for years to come. Thanks Christine, you are a true gem!
Nathan
Kim and Scott were so accommodating and helpful and kept things smooth sailing the way through! They were patient and friendly 🙂
Teresa W.
Christine has been amazing. This time with our car purchase she got approved for us in just 2 days. Always positive and ready to help. Will definitely be going back for a 3rd time when we need help with our next finance request. Thank you so much Christine.
Heather B.
Kim was very friendly, helpful and nothing was a bother she went out of her way to help fantastic. Would use Icredit againFelicity23/9/22
Felicity K.
Matt at iCredit has been awesome. The application and approval process was easy and very quick and the communication from Matt great.I would highly recommend this Company for their pain free and fast service.
Kerry S.
Emily fromICREDIT was most helpful very easy to contact at all times for any help at any time couldn’t recommend her enough
casey H.
Very satisfied with the service - the speed of settlement was incredible and puts my bank to shame.Kim is friendly, knowledgeable and determined to make sure that everyone walks away happy from the experience.I'd give 6 stars if I could.
Steve H.
Christine was absolutely amazing with helping an making sure everything worked out ! Cannot thank her enough ! ?
sam F.
I’ve used icredit for multiple loans and Scott has been nothing but professional, fast and amazing to work with. Can’t recommend them enough.
Fraser G.
Can’t thank Emily enough, gorgeous person to deal with!! Patient and understanding Thankyou for the lovely service
Kiara T.
Lachlan S.
I cannot recommend Scott from credit enough! This is the second loan in a year Scott has helped me with and I couldn’t be happier with the service he provides.Nothing is too much trouble and my experience both times has been hassle free! Thanks Scott and Team!!
Racquel L.
Lyn W.
Kim was happy to help at any time, great work
Victor S.
Good afternoon please I don't understand this app again you use auto debt to debt from account the sum of 36920 and you still asking me to pay please Check ur record well
Adekunle A.
Christine helped us with our finance & we could not recommend her highly enough she answered every question we had went above & beyond to help us,Will be recommending her to everybody ! Thank you so much christene for the best customer service !
Hayley R.
Kim Shelverton made the entire process so effortless and less stressful, nothing was an issue for her, she is very friendly and helpful. Thank you Kim for all your help.
Paul M.
Kim is absolutely fantastic!She always had good communication during the process.Everything was quickNo words for her efficiencies and dedication .Well done Icredit to have such a valued team 😊
Yazmina L.
Kim is extremely helpful and very good at what she does. Quite happily recommend her.
kellithorpe115
A big thank you to Christine. Help me get my new 4WD Patrol within days at a better interest rate than the banks. Simply and stress free process. Cannot thank her enough.
Johnny O.
Julie was professional and easy to talk to from the outset of our enquiry. She understood our needs and did a fabulous job finding the right loan for us. We had approval within hours and settlement within 3 business days. It was an easy and wonderful experience and we would recommend her services to anyone looking for a professional, experienced and skilled broker.
Anieve J
Fantastic service and Communication
Ashley P.
I dealt with Wayne during my loan application! I did not expect the service I received! I’m talking after hours I’m talking any time of day or night this man was the most amazing person I’ve ever dealt with we clicked not just on a professional level but person as well! I was really taken aback by the service this man provided me I’m not too computer smart and done the whole thing on the phone! Thanks to this man my special needs child has one thing in his life now that makes him smile more than I’ve seen this child smile in my life! It was a quad bike I applied for and Wayne was absolutely amazing throughout the whole process would ask if I wanted help with the forms during his OWN TIME AFTER HOURS I can not thank this man enough! He’s given my child a smile I’ve not seen before and if anybody out there is looking to finance anything! I strongly recommend you call icredit and ask for Wayne! I can’t thank this man enough for his efforts and commitment! Forever grateful to this man I wish I could buy him a beer or ten as a thank you! Remember the name Wayne!!! He’s your man people! 100% thank you so very much
Damon A.
Dealing with icredit has been great! Scott has done all the behind the scenes difficult things, making this process simple on my end (every busy persons dream)! Thanks for all the help, finding us the best option and answering every query with a prompt answer.
Jessica B.
Awesome customer service and managed to get me a great rate on my personal loan. Highly recommend contacting the team at iCredit for your lending needs.
Steve W.
Easy to deal with and very friendly staff. Fast turnaround time getting loans sorted
Daniel J
Ryan M.
Sam
Anthony James A.
Easy to deal with, friendly staff
Brad H.
Great people to deal with, Scott helped us out so much for a fast result couldn’t be happier
Wayne W.
Great service & made so easy. Fast
Rebekah C.
Todd B.
The best finance customer experience ever, Kim was absolutely outstanding in the most fluid financial transaction I have ever experienced .Once again thank you Kim for your hard work , and processing my application in such a timely fashion. 😁😁
Jason B.
Excellent customer service and extremely quick with the whole process.
Daniel P.
We dealt with Kim and she was very fast and clear with requests and over all pleasant to deal with compared to others. We had our loan approved within days and we are over the moon with how easy it all was considering our work hrs and location. Highly recommend Kim!
Teagan K.
A big thank you to Christine. Help me get my new 4WD Patrol within days at a better interest rate than the banks. Simply and stress free process. Cannot thank her enough.
Johnny O.
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Loans from $3000

Flexible Payment Options

Loan Terms 1 – 7 Years

Low Interest Rates

No Early Repayment Fees

Choice of Lenders

Comparison does not affect your credit score*

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News, Articles, Tips & Hints

iCREDIT Personal Loans available throughout Australia including Brisbane, Melbourne, Sydney, Hobart, Adelaide, Darwin, Perth, the Gold Coast, Palm Beach, Burleigh Heads, Tweed Heads, Brisbane, Ipswich, Sunshine Coast, and Queensland Today!

*Finance subject to approval, including the application of applicable lending criteria. Terms and Conditions apply. Fees and Charges are payable. Credit assistance provided by iCREDIT Australian credit licence 499023. ^Comparison rate for Secured Loan is calculated on a loan amount of $30,000 secured over a term of 5 years based on monthly repayments. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. **. Interest Rate: 5.49% Comparison Rate: 6.71%

* You should however take into consideration that an online personal loan calculators are to be used as a Guide Only and may not include all fees and charges. Every effort has been made to ensure the accuracy of the calculator,  however use and results are at your own risk. Banks and financiers will base their final decision on the overall profile of the customer including income, credit rating and score. When using an online loan calculator include the following as these are generally not shown in the monthly repayments. Lender Establishment Fees, Origination Fees, Personal Property Security Register Fees, any ongoing fees.

To obtain more accurate repayments based on your profile, the age of the vehicle and loan amount please call 1300 350 118 for an obligation free quote.

We do not under any circumstances accept responsibility or  liability for any losses that may arise from a decision made as a result of  using the calculator.