Loan Products

iCREDIT offers a range of loan products tailored to meet your personal needs and business requirements.

Your finance consultant has the expertise to provide suitable financing products that are right for your individual needs. Whether you are looking for a car,  personal,  lifestyle or business loan we can help find suitable, transparent loan products backed by service, delivery and support.

LOAN PRODUCTS

Secured loans

From car loans, caravan, motorbike and marine; Secured Loans are generally a standard loan product chosen for new and used asset purchases. The lender uses the asset as collateral or security against the loan.

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Chattel Mortgage

Chattel Mortgage is a business loan product offered for car, caravan, truck, equipment, machinery or any asset being used predominately for work purposes. A Chattel Mortgage offers taxation benefits such as GST from the purchase, depreciation and interest payable on the loan.

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Invoice Financing

Invoice Finance allows you to borrow generally up to 80% of the face value of the invoice and is used where businesses issue invoices to their customers with 30 to 60 day payment terms.

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Unsecured loans

Unsecured Loans, traditionally called personal loans offer flexibility to use the funds for any worthwhile purpose, whether for home renovations, travel, debt consolidation or purchasing private sale assets, unsecured loans do not require security to be held against the loan.

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Unsecured Business Loans

Unsecured Business Loans offer financing without having to provide collateral. Unsecured Business Loans can be used for any worthwhile business purpose including stock, advertising, marketing, ATO debt, wages and debtors.

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Line of Credit

A Business Line of Credit offers a revolving credit facility where you can redraw funds as long as the balance is below the approved limit. A Line of Credit can be used for most business structures including Sole Trader, Trust, Partnerships, Companies and more.

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