Business Finance

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Business Loans

With iCREDIT, you can explore a wide range of motorcycle loans for various types of bikes including road, adventure, classic, cruiser, trail, or ATV. Whether you plan to purchase from a dealership or opt for a private sale, we have the resources and expertise to assist you in finding the perfect loan that aligns with your budget and lifestyle requirements. Our extensive network of motorbike lenders and loan options ensures that you have more access than ever before, allowing you to compare and choose the most suitable financing solution.

I'm Looking For

Short Term Loan

Unsecured Business Short term loans are generally paid back over a 3 – 18 month term.

Long Term Loan

Long term loans are generally paid back over a period of 12 months or more.

Line of Credit

Unsecured Loan allows you to access funds when you need it without having to reapply.

Invoice Finance​

Improve cash flow by borrowing against outstanding invoices owed by customers.

Equipment Finance

Asset Finance to purchase motor vehicles, trucks, yellow goods, machinery & equipment.

Insurance Premium Finance

Breaks upfront business insurance costs into manageable monthly instalments.

Business Finance Options Available

Secured loans offer the most competitive interest rates with loan terms ranging from 1 – 7 years. Secured loans are available for new and used assets. The asset is used as security for the loan which lowers the overall loan risk to the bank. The benefit is lower interest rates for you.

Unsecured Loans

Unsecured loans offer flexibility with loan terms ranging from 1 – 7 years. Unsecured loans can be used to purchase older model vehicles, purchase stock, pay a tax bill, marketing or any worthwhile business use.

Common Question

Funds can be used for any worthwhile business purpose. This includes purchasing assets such as cars, equipment or machinery, marketing & advertising costs, ATO tax debt, wages, stock and inventory.

Yes, we have lenders on our panel that can assist with start up businesses. Most banks will want to see either stability in a previous business ownership or industry experience.

Business Finance is a term that covers many loan types. This include cars, equipment, machinery, unsecured loans, line of credit, trade finance and just about any worthwhile business usage.

Depending on the amount and the type of loan you are needing, a minimum of 6 months Bank Statements to verify your income may be all that’s needed; However by providing additional information, you can increase the range of lenders and loan products available to you.

Additional Information Includes

Tax Returns

BAS (Business Activity Statements)

Letter of Contract

Accountant Letter

Most business lenders do not require a deposit and you can generally borrow 100% + if purchasing an asset.

If purchasing, it is advisable to use savings or a trade in to lower the loan amount. This will reduce the total amount of interest you will pay over the term. A deposit also adds comfort to the lender as they are lending less than the value of the asset.

Finance Available For

New Cars

Used Cars

Trucks & Trailers

Warehouse Equipment

Revolving Line of Credit

Catering & Shop Fitouts

Yellow Goods

Machinery & CNC Machines

ATO Debt

Inventory / Stock

Insurance Premium

Invoicing

Financing Solutions Icon

Why Choose Us?

Choosing business finance is not as daunting as it could be when you have iCREDIT in your corner. Whatever your requirements and whatever your financial situation, we’re on your side. We’re backed by national buying power, which means that we’re in the best position possible to negotiate better, more affordable finance rates for you. Going through us is simpler, more affordable and more rewarding than going to banks directly for financing.

Whether you’re buying a new or used car, want to update your office equipment, farm machinery, need an unsecured business loan for inventory or ATO debt or just need someone to give you a go with second chance business finance; Make the smart choice by talking to one of our dedicated finance consultants today.

We’ve helped thousands of Australians find their loans.

Cabdulaahi Y. profile picture
Cabdulaahi Y.
2 years ago
Michelle W. profile picture
Michelle W.
2 years ago
Michelle from icredit was great to deal with. Easy to contact and made everything seem so easy
Angela O. profile picture
Angela O.
2 years ago
For a money man I found Wayne to be honest and very upfront which helped. No sugar coating anything, no false hope. Thank you for your help. The boys love their new car.
Kristyl Ben J. profile picture
Kristyl Ben J.
2 years ago
Easy process fast result highly recommend
Ash A. profile picture
Ash A.
2 years ago
Very happy with what Michelle has done for us both for a personal and a car loan. Michelle is very efficient and organized and made the process quite comfortable and streamlined. Definitely recommend Michelle.
TFB A. profile picture
TFB A.
2 years ago
iCredit have arranged two motor vehicle finance loans for us to purchase trucks. We have been really happy with the service provided by iCredit and would happily recommend them to others. Cameron Tfbhire.com.au
DIS J. profile picture
DIS J.
2 years ago
Hi Scott, I wanted to take a moment to express my sincere appreciation for your invaluable assistance in helping me navigate the complexities of car warranties. Your expertise and dedication made the entire process smooth and stress-free. Your thorough understanding of the various warranty options available ensured that I could make an informed decision that best suited my needs. Your patience in answering all my questions and clarifying any doubts reassured me every step of the way. Moreover, your commitment to providing personalized support and going above and beyond to address any concerns truly sets you apart. Your professionalism and attention to detail are commendable, and I am grateful for your unwavering support throughout the entire process. Thanks to your guidance, I now have the peace of mind knowing that my car is protected by a comprehensive warranty that meets all my requirements. Your dedication to customer satisfaction is evident, and I have no hesitation in recommending your services to anyone in need of expert advice on car warranties. Once again, thank you, Scott, for your exceptional assistance. I look forward to working with you again in the future and will not hesitate to reach out whenever I need assistance with any financial matters. Best regards, SID
Luke P. profile picture
Luke P.
3 years ago
I would like to thank Al Purton for his professionalism and hard work to get my loan for a work car over the line within a matter of days. His knowledge, hard work and customer service were second to none. Thank you so much Al, I will definitely be recommending you to everyone!!

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