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Business Loans

Running a business can be liberating but can also come with it’s own challenges. Whether you’re a sole trader or operate a Company with a team of employees; Managing cash flow is a crucial factor in the success of operating a business.

I’M LOOKING FOR

Short Term Loan

Unsecured Business Short term loans are generally paid back over a 3 – 18 month term.

Long Term Loan

Long term loans are generally paid back over a period of 12 months or more.

Line of Credit

Unsecured Loan allows you to access funds when you need it without having to reapply.

Invoice Finance

Improve cash flow by borrowing against outstanding invoices owed by customers.

Equipment Finance

Asset Finance to purchase motor vehicles, trucks, yellow goods, machinery & equipment.

Insurance Premium Finance

Breaks upfront business insurance costs into manageable monthly instalments.

Business Finance Options Available

Secured Loans

Information

Secured loans offer the most competitive interest rates with loan terms ranging from 1 – 7 years. Secured loans are available for new and used assets. The asset is used as security for the loan which lowers the overall loan risk to the bank. The benefit is lower interest rates for you.

Unsecured Loans

Information

Unsecured loans offer flexibility with loan terms ranging from 1 – 7 years. Unsecured loans can be used to purchase older model vehicles, purchase stock, pay a tax bill, marketing or any worthwhile business use.

COMMON QUESTIONS

Funds can be used for any worthwhile business purpose. This includes purchasing assets such as cars, equipment or machinery, marketing & advertising costs, ATO tax debt, wages, stock and inventory.

Business Finance is a term that covers many loan types. This include cars, equipment, machinery, unsecured loans, line of credit, trade finance and just about any worthwhile business usage.

Yes, we have lenders on our panel that can assist with start up businesses. Most banks will want to see either stability in a previous business ownership or industry experience.

Depending on the amount and the type of loan you are needing, a minimum of 6 months Bank Statements to verify your income may be all that’s needed; However by providing additional information, you can increase the range of lenders and loan products available to you.

Additional Information Includes

Tax Returns

BAS (Business Activity Statements)

Letter of Contract

Accountant Letter

Most business lenders do not require a deposit and you can generally borrow 100% + if purchasing an asset.

If purchasing, it is advisable to use savings or a trade in to lower the loan amount. This will reduce the total amount of interest you will pay over the term. A deposit also adds comfort to the lender as they are lending less than the value of the asset.

covid-19, working from home, small business, unsecured-business-loans

FINANCE AVAILABLE FOR

New Cars

Used Cars

Trucks & Trailers

Warehouse Equipment

Revolving Line of Credit

Catering & Shop Fitouts

Yellow Goods

Machinery & CNC Machines

ATO Debt

Inventory / Stock

Insurance Premium

Invoicing

CALCULATE YOUR REPAYMENT

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Why Choose Us?

Choosing business finance is not as daunting as it could be when you have iCREDIT in your corner. Whatever your requirements and whatever your financial situation, we’re on your side. We’re backed by national buying power, which means that we’re in the best position possible to negotiate better, more affordable finance rates for you. Going through us is simpler, more affordable and more rewarding than going to banks directly for financing.

Whether you’re buying a new or used car, want to update your office equipment, farm machinery, need an unsecured business loan for inventory or ATO debt or just need someone to give you a go with second chance business finance; Make the smart choice by talking to one of our dedicated finance consultants today.

We’ve helped thousands of Australians find their loan.

iCREDIT - Finance and Insurance
Excellent
4.8
Based on 235 reviews
review us on
Fraser G.
I’ve used icredit for multiple loans and Scott has been nothing but professional, fast and amazing to work with. Can’t recommend them enough.
Response from the owner: We truly appreciate your loyalty and trust in iCREDIT for multiple loans! It's fantastic to hear about your positive experiences with Scott. Thank you for the recommendation, and we look forward to assisting you in the future!
Nathan
I would highly recommend Christine from iCredit. She is extremely professional in her work and always succeeds to beat any other competitors rate. She will go out of her way to listen and care for your needs in a loan. We have used Christine for various loans over the past few years and will continue to do so for years to come. Thanks Christine, you are a true gem!
Simon C.
The lease on our work vehicle was up and we needed to pay out the difference. We tried to refinance through our current supplier but they made it extremely difficult even though we had been their client for 5 years. Glen from iCREDIT then stepped in and not only sorted it quicker than expected but got us the best deal we could have imagined. Great communication and service. I couldn't be happier with the outcome and highly recommend Glen and the team at iCREDIT.
Response from the owner: Hi Simon. Thanks so much for the awesome review on the how Glen was able to help you with your car loan refinance. Welcome to iCREDIT. We look forward helping you with you’re future loans.Thanks again. iCREDIT
Paul M.
Many thanks to Kim for her prompt and professional service organising finance for a machinery purchase. Nothing was too much trouble for her ,she made the whole process smooth and hassle free. Great job Kim , I will certainly recommend your services to anyone looking to make finance an easy experience
Anieve J
Julie was professional and easy to talk to from the outset of our enquiry. She understood our needs and did a fabulous job finding the right loan for us. We had approval within hours and settlement within 3 business days. It was an easy and wonderful experience and we would recommend her services to anyone looking for a professional, experienced and skilled broker.
Response from the owner: Thank you so much Anissa we made a great team :-)Really hope the new car takes you and Andrew on many exciting adventures!!!!CheersJulie
Brad H.
Easy to deal with, friendly staff
Response from the owner: Thanks so much Brad for the review. All the best. iCREDIT
Andrea J.
100% Hands down the best team for your financing needs. I have been using and happily recommending Icredit for over 8 years for both my own business equipment finance and also for our customers. Hundreds of loans secured by Icredit and nothing but great feedback. Nobody else compares 👌
Rebekah C.
Great service & made so easy. Fast
Response from the owner: Thankyou so much Rebekah for the review.
Rachel C.
My husband and I would just like to thank Scott so much for his professionalism in handling our loan process,he was constantly in contact with us and updating us along the way.thanks so much Scott for the amazing personal assistance you gave us we will most definitely be calling you in the future for any other loan enquiries. Cheers dan and rachel
Response from the owner: Thank you so much for taking the time to share your positive experience with Scott! We're thrilled to hear that you appreciated his professionalism and the seamless handling of your loan process. Scott truly values his clients, and your kind words are a testament to his commitment to excellent service. We're delighted to have been a part of your financial journey, and we look forward to assisting you with any future loan inquiries. Kind RegardsiCREDIT
Tina R.
Scott from iCredit was fantastic to deal with when we purchased our new horse float. He made everything so easy and nothing was too much trouble. Highly recommend dealing with this company.
Adekunle A.
Good afternoon please I don't understand this app again you use auto debt to debt from account the sum of 36920 and you still asking me to pay please Check ur record well
Response from the owner: Hi Adekunle. Firstly merry Christmas. As we are in Australia, our office is closed until the 28th December.Secondly, we do not have an app3rdly we do not operate in Nigeria4thly- we do not request customers to pay us funds.Please recheck whom you are contacting and more importantly what country you are contacting, as being the 25th December at 9.55pm, we are certainly closed for the holidaysKind RegardsiCREDIT AUSTRALIA
Jason J.
We have used Icredit Tasmania on a few different occasions over the years from getting a better rate for our mortgage, a motor vehicle loan and most recently assistance setting up what we need for our business, each time Kim has been our go to person and we rate her professionalism and knowledge second to none, from the application to the final signing Kim has been in contact every step of the way, my wife and I couldn’t recommend Kim and Icredit enough, a very satisfying experience.
Bron W.
Scott at Icredit!!! What a legend!!! At July 2022, interest rate rises and changes to rules for lending (now includes Afterpay and zip pay statements to be included) got given the run around!! Saved me a lot of stress and heartache!!! Got there in the end!! Kept me updated answered any questions I had!! Highly recommended
Response from the owner: Hi Bron, Thankyou so much for that review.I'm so happy we got there in the end for you. Yes there's alot going on with lenders and they're rules at the moment, but we ended up with the right answer.I'm sure you'll make many happy memories with your new horse float.Thankyou once again for choosing iCREDIT & putting up with my endless SMS updates.RegardsScott Collins
Daniel P.
Excellent customer service and extremely quick with the whole process.
Response from the owner: Thank You Daniel for the wonderful review .It was my absolute pleasure to assist you in getting you your loan for your new Bike .Thank you for using iCREDiT Tasmania for your motorbike finance
Sam
Response from the owner: Thankyou for taking the time to leave a review Sam. We appreciate it very much.iCREDIT
Kiara T.
Can’t thank Emily enough, gorgeous person to deal with!! Patient and understanding Thankyou for the lovely service
Response from the owner: Thank you for leaving such a lovely review Kiara! I’m so glad we could achieve a great outcome for you. Hope you enjoy your new float! Kind RegardsEmily Drewniak
Paul M.
Kim Shelverton made the entire process so effortless and less stressful, nothing was an issue for her, she is very friendly and helpful. Thank you Kim for all your help.
Response from the owner: Thank you, Paul, for the wonderful review. It was my pleasure to assist you in getting the bike loan for you. Enjoy the new ride . RegardsKim Shelverton
Jessica B.
Dealing with icredit has been great! Scott has done all the behind the scenes difficult things, making this process simple on my end (every busy persons dream)! Thanks for all the help, finding us the best option and answering every query with a prompt answer.
Response from the owner: We're delighted to hear about your positive experience! Scott and the team at iCREDIT are dedicated to making the financing process smooth for our clients. Thank you for your kind words and choosing us.
Todd B.
Response from the owner: Thankyou for the 5 start review Todd. We hope you enjoy your motorbike. Thankyou for choosing iCREDIT
Deb S.
Can't recommend iCREDIT highly enough. Scott was great from start to finish. made the process so easy..
Felicity K.
Kim was very friendly, helpful and nothing was a bother she went out of her way to help fantastic. Would use Icredit againFelicity23/9/22
Response from the owner: Thank you Felicity for the great review.As your broker, it was my pleasure to assist you and nothing was a bother. It’s my job to ensure things go smoothly for you and to get you in your new car.Thank you for using ICREDIT.Happy and safe driving 😊
Lyn W.
Response from the owner: Thankyou very much Lyn.
Ethan L.
Christine from icredit was the only person i had dealt with that listened to exactly what i wanted, if it wasnt for christine, i wouldnt be driving my car, or be im a better position to be able to buy my first home in the next 2 years. Cant thank her enough and i give her a million stars, only deal with christine
Teresa W.
Kim and Scott were so accommodating and helpful and kept things smooth sailing the way through! They were patient and friendly 🙂
Response from the owner: Thank you Teresa,It was my pleasure to be able to assist you in getting your new trailer .Hi Teresa, Thank you for choosing us for your commercial trailer purchase. We really appreciate the kind words and review. Thankyou once again.iCREDIT
Kerry S.
Matt at iCredit has been awesome. The application and approval process was easy and very quick and the communication from Matt great.I would highly recommend this Company for their pain free and fast service.
Kayelene C.
Scott has been amazing! Was such a quick and simple process! Thank you again Scott! Will happily deal with him again!
kellithorpe115
Kim is extremely helpful and very good at what she does. Quite happily recommend her.
Response from the owner: Thank you, Kellie, for your great review.It was a pleasure to help you and Glenn with your loan.Thank you for choosing iCREDiT Tasmania.
Hayley R.
Christine helped us with our finance & we could not recommend her highly enough she answered every question we had went above & beyond to help us,Will be recommending her to everybody ! Thank you so much christene for the best customer service !
Tahliah P.
Glen Giggins from the icredit team recently helped with the finance for the purchase of our brand new gooseneck through Peaceland Horse Floats and Goosenecks and he was wonderful!!! he made the whole process so easy and went above and beyond to ensure we got the lender that met our needs. Both Glen and the services he provides are Highly recommended
Steve W.
Awesome customer service and managed to get me a great rate on my personal loan. Highly recommend contacting the team at iCredit for your lending needs.
Michelle T.
I would highly recommend Christine from iCREDIT. Christine was extremely helpful and professional in helping us secure a car loan and I would recommend Christine for all financial assistance. Michelle and Gavin.
Maria N.
Highly recommended .. they are extremely professional!
willliam C.
Kim in Hobart was amazing. Was a quick approval and she was easy to deal with knowledgable and very easy to deal with! If your in the market for a boat or bike she is your gal! Thanks Kim and i-credit
Response from the owner: Thank you will for the wonderful review .It was my pleasure to be able to assist you in getting your new motorbike .Thank you for choosing iCREDIT. Happy and safe riding .Kim Shelverton - iCREDIT TASMANIA
Jason W.
Great service, very prompt from Kim in what was a slightly difficult situation, would highly recommend!!
Response from the owner: Thank you Jason for the review . It was my pleasure to assist you in arranging your loan. Thankyou for taking the time to leave a 5 star review.All the best.Kim Shelverton Regards Kim
Liz R.
I would like to thank Christine from icredit for being totally awesome and professional. This is the 3rd time I have dealt with Christine and I couldn’t be happier with the results . Not only did Christine find the lowest interest rate she also had everything done and signed in no time . I highly recommend Christine at icredit . Thankyou
andrea M.
Doing business with Kim was a breeze. Kept me informed throughout the process. Highly recommended 👌
Response from the owner: Thank you Andrea for the great review. I always strive to keep my customers informed and make the process simple and smooth . Thank you for Choosing ICREDiT Tasmania for your loan .
Rondell J.
I cannot recommend Christine from iCredit highly enough. I had been dealing with another broker who had done nothing but talk for 2 weeks before I called her. It was a complicated loan because of self-employment and the fact I had borrowed nothing from anyone in 12 years. Christine was onto it asap and got it all done within a week. Everyone happy; No tears.
Yazmina L.
Kim is absolutely fantastic!She always had good communication during the process.Everything was quickNo words for her efficiencies and dedication .Well done Icredit to have such a valued team 😊
Response from the owner: Thank you Yazmina for the lovely review .It was my pleasure to assist you in arranging finance for your new horse float. I'm glad I made the process easy for you and look forward to assisting you with your next loan. Enjoy your new float and thankyou again.Kind Regards Kim Shelverton
Daniel J
Easy to deal with and very friendly staff. Fast turnaround time getting loans sorted
Response from the owner: Thanks Daniel for taking the time to leave a 5 star review.Turnaround times and communication are very important with our loan processes. Thankyou for choosing iCREDIT again for your loan.All the best.iCREDIT
Sally P.
I would highly recommend iCREDIT and definitely recommend Scott. Not only was he extremely efficient and professional. He went above and beyond to help me out. I will definitely use Scott and iCREDIT again.
Response from the owner: Thankyou so much Sally for the amazing review.I'm pleased we were able to have your loan processed and settled quickly. I hope you enjoy your new horse float and look forward to helping you again.All the best and thankyou for choosing iCREDIT.
Vombatus P.
Kim was really lovely. Great customer service and helped me get a great car 👍👍👍👍
Jay T.
Response from the owner: Thankyou Jay for the review. Kind RegardsiCREDIT
Ashley P.
Fantastic service and Communication
Response from the owner: Thank you so much for taking the time to share your experience with Al Purton and our team. We are thrilled to hear that you had a fantastic experience with both the service and communication during your vehicle financing journey.
Carly D.
Emily and Scott went above and beyond for me, they returned calls after buisness hours and were incredibly friendly and helpful throughout the entire process! Thankyou Emily and Scott!!
Jason B.
The best finance customer experience ever, Kim was absolutely outstanding in the most fluid financial transaction I have ever experienced .Once again thank you Kim for your hard work , and processing my application in such a timely fashion. 😁😁
Response from the owner: Thankyou Jason for the review.It was my pleasure to assist you in getting your motorbike loan. I'm happy you found the loan process simple and easy.Thankyou for using iCREDIT and I look forward to assisting you in the future.Kim Shelverton
Johnny O.
A big thank you to Christine. Help me get my new 4WD Patrol within days at a better interest rate than the banks. Simply and stress free process. Cannot thank her enough.
Meagan A.
Friendly, knowledgeable and easy to deal with. Everything advised, you know what you need to provide and updates are provided throughout the process. They will even deal with the dealer direct to save you being the middle man. Approval and documents ready to sign within hours.
Response from the owner: Thank you so much for your positive review! I’m thrilled to hear that you had a great experience with my service. At iCREDIT, we take pride in being friendly, knowledgeable, and making the process as easy as possible for our customers. I’m glad that you found my advice helpful and that my updates kept you informed throughout the process. Thanks again for choosing iCREDIT Newcastle, and I look forward to serving you in the future! Kind Regards Michelle Connell
Justin G.
I would HIGHLY recommend iCredit, Christine was amazing for us. She done it in the time frame we needed and she is just incredible. She made the process so stress free!! 10/10 would recommend Christine if you are looking for your next Horse float!!
Steve H.
Very satisfied with the service - the speed of settlement was incredible and puts my bank to shame.Kim is friendly, knowledgeable and determined to make sure that everyone walks away happy from the experience.I'd give 6 stars if I could.
Response from the owner: Thank you Steve for the great 5 star review .It was my pleasure to help you with your motorbike loan. Making sure our customers loans are processed within a timely manner is a priority to us. Happy and safe riding 👌Thankyou again for leaving a review.Kim Shelverton
Molly M.
Absolutely awesome company. Scott was amazing, made the process so quick and easy as was always around to help when needed. Got the car I've wanted for ages and in the colour I wanted. 100% recommend when looking to buy a car like I was. Appreciate it Scott!
derek S.
Response from the owner: Thanks so much for the review Derek We appreciate you taking the time to review our services Kind RegardsiCREDIT
Brock L.
Shout out and a HUGE thank you to Christine at ICredit. Christine managed to obtain my funding at an incredible rate when I wasn't even sure that I could get approval!!! First loans are difficult when you are young. She process my loan with amazing speed, walked me through the process with ultimate professionalism and dealt with the car dealer, lenders and insurer for me. Christine took away all the stress associated with borrowing money to finance a car and completely took care of everything for me. I cannot recommend her highly enough! If you are looking for finance, contact Christine. You will not be disappointed. Thanks Christine!
Anthony James A.
Response from the owner: Thankyou for the 5star review Anthony. We really appreciate it.iCREDIT
EVA S.
I would like to thank Kim Shelverton for her assistance in getting my car loan.Kim is very friendly and professional it was a pleasure to deal with her.It was easy to get in contact with her no matter the time. I would recommend Icredit if you are looking for a a car loan.
Jasmin P.
Christine from iCredit is amazing! She goes above and beyond to help with getting the best interest rates and helps every step of process. Thanks to Christine I have an amazing new horse float and I can’t thank her enough! I wouldn’t hesitate to recommend her to anyone!
Paul M.
Icredit is so amazing. I have 8 children and needed a bigger car. I tried everywhere and icredit came to the rescue. Recommend icredit to everyone. That needs those day to day things that cant afford it at the time icredit will look after it for you.
Thank you especially to Christene Pyle. For the great help she gave me.
sam F.
Christine was absolutely amazing with helping an making sure everything worked out ! Cannot thank her enough ! ?
Anna P.
Amazing service Scott was fantastic and great communication. Highly recommended
Laura C.
Thank you very much. Scott is the best
Kelly S.
Absolutely AMAZING customer service!! Couldn’t recommend Icredit enough!! Scott went above and beyond to assist me with the finance of my new float ♥️
Justine D.
We applied for the secured loan on Monday and I am collecting my new horse float today. Scott Collins has been amazing with excellent customer service all hours of the day when we had questions. Would highly recommend these guys.
Maxwell B.
Kim was excellent to deal with working with me outside of business hours definitely helped to, will definitely be going back to Kim for any broker needs!
Response from the owner: Thank you Max for the great review .It was my pleasure to assist you in getting your loan done and working with you to make it happen quickly.Thanks againKim Shelverton
Johnny O.
A big thank you to Christine. Help me get my new 4WD Patrol within days at a better interest rate than the banks. Simply and stress free process. Cannot thank her enough.
Nic T.
I recently got a loan through Kim at icredit and plan to apply for future finance again through Kim. the whole process was super easy and Kim was very helpful.
Teagan K.
We dealt with Kim and she was very fast and clear with requests and over all pleasant to deal with compared to others. We had our loan approved within days and we are over the moon with how easy it all was considering our work hrs and location. Highly recommend Kim!
Response from the owner: Thank you Teagan for the wonderful review .It was my pleasure to assist you with your horse float loan. Thank you once again for the review and for choosing iCREDIT .Kim Shelverton
Cindy H.
Christine at ICredit is Amazing she went above and beyond to help us. I can honestly say i don"t think i have had better service and care anywhere ever! All times of day of night Christine was offering to help. Thank you Christine you made ta stressful process very enjoyable. Thank you , you a are Legend.
Kevin H.
We had a fantastic lady deal with our matter a she was great, she had all the answers we needed and nothing was to much.I cannot speak highly enough of she .great job.
Response from the owner: Thankyou Kevin for the great review.It was so nice to be able to assist you and Shaun with your caravan loan.Thankyou for choosing iCREDIT for your finance & I look forward to being able to help you again.Happy caravanning!Kim Shelverton
adam B.
Kim is a great help, friendly and helpful, makes it a lot easier than doing it alone.I will be using her when ever I need something
Response from the owner: Thankyou so much for the review Adam. We really appreciate your comments.
Victor S.
Kim was happy to help at any time, great work
Response from the owner: Thanks very much for your review Victor. Kim will be very happy she was able to help you with your new loan.All the best and thankyou again.
casey H.
Emily fromICREDIT was most helpful very easy to contact at all times for any help at any time couldn’t recommend her enough
Response from the owner: Thank you for your lovely review Casey! I hope you are enjoying your horse float. RegardsEmily ICREDIT
Ryan M.
Response from the owner: Thankyou Ryan for the 5 star review.Kind RegardsiCREDIT
Alirra B.
Christine From iCREDIT helped me get the car I wanted, she was so helpful and nice And it was quick, easy and low rate. She is absolutely fabulous at what she does, I highly recommend this lovely lady.
Shell T.
Wish I could give 10 ☆ Matt was absolutely fantastic to deal with went above and beyond will definitely use icredit again for any finance needs Thanks Matt
Rochelle L.
Julie was amazing. Went above and beyond what we would or could of ever expected from anyone. Would recommend to anyone!!!
Amanda B.
Highly recommend the team at icredit very helpful with getting a loan.
Response from the owner: Thankyou for taking the time to leave a review of our services. I'm pleased I was able to help you with your car loan. All the best and thankyou again. Al Purton
TFB A.
iCredit have arranged two motor vehicle finance loans for us to purchase trucks. We have been really happy with the service provided by iCredit and would happily recommend them to others. Cameron Tfbhire.com.au
Wally C.
Great service and always help out
Donna M.
With ICredit and thanks to Scott was able to get car loan easily and no stress. Cannot recommended him or ICredit enough.
Alyssa H.
Cannot recommend Scott enough! Sourced a great interest rate, easy to contact and worked hard to get loan finalised by our deadline. Thank you �
Damon A.
I dealt with Wayne during my loan application! I did not expect the service I received! I’m talking after hours I’m talking any time of day or night this man was the most amazing person I’ve ever dealt with we clicked not just on a professional level but person as well! I was really taken aback by the service this man provided me I’m not too computer smart and done the whole thing on the phone! Thanks to this man my special needs child has one thing in his life now that makes him smile more than I’ve seen this child smile in my life! It was a quad bike I applied for and Wayne was absolutely amazing throughout the whole process would ask if I wanted help with the forms during his OWN TIME AFTER HOURS I can not thank this man enough! He’s given my child a smile I’ve not seen before and if anybody out there is looking to finance anything! I strongly recommend you call icredit and ask for Wayne! I can’t thank this man enough for his efforts and commitment! Forever grateful to this man I wish I could buy him a beer or ten as a thank you! Remember the name Wayne!!! He’s your man people! 100% thank you so very much
Response from the owner: Hi Damon,It was a pleasure assisting you and I am truly humbled by your kind words, I cannot thank you enough for taking the time to write this review.It is great to hear your Son loves his new Bike and how it has made such an impact to his life.I look forward to assisting you and your family again for the next Bike!Kind Regards,Wayne
Heather B.
Christine has been amazing. This time with our car purchase she got approved for us in just 2 days. Always positive and ready to help. Will definitely be going back for a 3rd time when we need help with our next finance request. Thank you so much Christine.
Toula S.
Awesome people awesome service.
bash G.
Response from the owner: Thankyou for the 5star review.
Scott G.
Just like to thank Kim shelverton for her excellent customer service. Was a pleasure doing business with Kim a very big thank you once again cheers Scott and Sharon.
Response from the owner: Thankyou Scott & Sharon for your wonderful review.It was my pleasure to be able to help you with your new caravan loan.Thankyou for choosing iCREDIT Tasmania for your business loan.I hope you enjoy your new van.Thankyou once again.Kim ShelvertonThankyou for choosing iCREDIT Tasmania for your commercial caravan
Ethan H.
This is the 2nd time I've worked with Matt. He was recommended to me as he helped someone get a loan who might not have been able to.He's helped me get 2 cars so far and even my dealership was impressed at the speed at which he organised everything and settled the contract.I will continue to use Matt for all vehicle loans.
Response from the owner: Thankyou Ethan for taking the time to leave such an amazing review. We pride ourselves on repeat customer business to ensure our customers are being looked after with their car financing options. I'm very pleased we were able to achieve such a good result with a quick turnaround time for you.All the best with the car and I look forward to helping you again in the future.RegardsMatt Lynch
DIS J.
Hi Scott,I wanted to take a moment to express my sincere appreciation for your invaluable assistance in helping me navigate the complexities of car warranties. Your expertise and dedication made the entire process smooth and stress-free.Your thorough understanding of the various warranty options available ensured that I could make an informed decision that best suited my needs. Your patience in answering all my questions and clarifying any doubts reassured me every step of the way.Moreover, your commitment to providing personalized support and going above and beyond to address any concerns truly sets you apart. Your professionalism and attention to detail are commendable, and I am grateful for your unwavering support throughout the entire process.Thanks to your guidance, I now have the peace of mind knowing that my car is protected by a comprehensive warranty that meets all my requirements. Your dedication to customer satisfaction is evident, and I have no hesitation in recommending your services to anyone in need of expert advice on car warranties.Once again, thank you, Scott, for your exceptional assistance. I look forward to working with you again in the future and will not hesitate to reach out whenever I need assistance with any financial matters.Best regards,SID
Racquel L.
I cannot recommend Scott from credit enough! This is the second loan in a year Scott has helped me with and I couldn’t be happier with the service he provides.Nothing is too much trouble and my experience both times has been hassle free! Thanks Scott and Team!!
Response from the owner: We appreciate your feedback and are thrilled to hear about your positive experience with our team at iCredit. Thank you for your trust in us, not once but twice, for your loan needs within the past year!It's fantastic that Scott's dedicated service and commitment to providing top-notch assistance have made your loan experiences hassle-free. Our goal is to provide outstanding service, and it's rewarding to know we've achieved that with you.Once again, thank you for choosing iCredit. We look forward to continuing to assist you in the future.
Jade L.
Big Thank you to Glen Giggins for helping me refinance my home loan. Thank you for your patience and keeping me informed during the tedious process. I have a much better interest rate and lower mortgage repayments! Cannot recommend Glen highly enough!
Tahliah P.
Glen Giggins from the icredit team recently helped with the finance for the purchase of our brand new gooseneck through Peaceland Horse Floats and Goosenecks and he was wonderful!!! he made the whole process so easy and went above and beyond to ensure we got the lender that met our needs. Both Glen and the services he provides are Highly recommended
Luke P.
I would like to thank Al Purton for his professionalism and hard work to get my loan for a work car over the line within a matter of days. His knowledge, hard work and customer service were second to none. Thank you so much Al, I will definitely be recommending you to everyone!!
Oluwanifemi O.
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Scutt N.
Totally fantastic service by the Team.
Especially Scott Collins who made my application for a new work vehicle so easy
Liz B.
Scott was great to deal with..especially with both of the loans..our daughters float and our new 4x4 which is called 'Crisis' 😍😍 Nothing was ever a hassle..we were kept up to date with what was happening...the whole process was not as stressful as we thought it would be lol...And even tho it was a couple of months between transactions he remembered who we were...I highly reccommend scott and the icredit team
Jade L.
Big Thank you to Glen Giggins for helping me refinance my home loan. Thank you for your patience and keeping me informed during the tedious process. I have a much better interest rate and lower mortgage repayments! Cannot recommend Glen highly enough!
Kath H.
Scott was absolutely amazing both times we used ICredit. He made the loan process uncomplicated and easy for us. Very understanding and helpful. Will be dealing with him again.
Kim D
I can’t recommend Christine at iCREDIT enough. She went above and beyond for us to make sure we got the product we were after. She made the process so easy and at rates better than our bank. Thanks Christine!
Wayne W.
Great people to deal with, Scott helped us out so much for a fast result couldn’t be happier
Simon C.
Michelle from iCredit was amazing. Our finance request was not straight forward and she worked tirelessly to get a result for us. Couldn't be happier and would recommend Michelle and iCredit to anyone looking for finance.
Lachlan S.
Response from the owner: Thankyou Lachlan for reviewing us
Pip A.
Kim at icredit was great to work with, pure honesty, easy to work with, understood where I was coming from and was willing to meet me after work to get this done.
Kept me informed at every step, and hid nothing from me, if I was to get another loan as such Kim at icredit would the person I would go to hands down every time.
Very easy and approachable person.
Jade R.
very happy with the service Kim was very nice and very helpful thankyou
Response from the owner: Thank you, Jade, for the great review.It was my pleasure to be able to make the process easy for you. Thankyou so much for taking the time to leave a review.RegardsKim Shelverton
Eliza C.
I got my car loan processed and approved super quick, without any issues.AMAZING AND PROFESSIONAL
Response from the owner: Thankyou for the review Eliza.We really appreciate you taking the time to leave a review of our services. We hope you enjoy your new car.All the bestiCREDIT
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iCREDIT Business Finance available throughout Australia, Melbourne, Sydney,  Adelaide, Hobart, Darwin and Perth, Gold Coast, Palm Beach, Burleigh Heads, Tweed Heads, Brisbane, Ipswich, Sunshine Coast, and Queensland Today!

*Finance subject to approval, including the application of applicable lending criteria. Terms and Conditions apply. Fees and Charges are payable. Credit assistance provided by iCREDIT Australian credit licence 499023. ^Comparison rate for Secured Loan is calculated on a loan amount of $30,000 secured over a term of 5 years based on monthly repayments. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. **. Interest Rate: 5.49% Comparison Rate: 6.71%

* You should however take into consideration that an online car loan calculator is to be used as a Guide Only and may not include all fees and charges. Every effort has been made to ensure the accuracy of the calculator,  however use and results are at your own risk. Banks and vehicle financiers will base their final decision on the vehicle age, the amount borrowed and the overall profile of the customer. When using an online car loan calculator include the following as these are generally not shown in the monthly repayments. Lender Establishment Fees, Origination Fees, Personal Property Security Register Fees, any ongoing fees.  To obtain more accurate repayments based on your profile, the age of the vehicle and loan amount please call 1300 350 118 for an obligation free quote.

We do not under any circumstances accept responsibility or  liability for any losses that may arise from a decision made as a result of  using the calculator.