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Electric Car Loans to suit your lifestyle and budget.

Compare lenders, loans and rates with our straightforward application process.

At iCREDIT, we are deeply committed to promoting environmental responsibility.

That’s why we are excited to introduce our special electric car loan program. Our aim is to inspire you to embrace eco-friendliness while reaping the benefits of reduced rates and exclusive discounts tailored exclusively for electric vehicle enthusiasts. Join us in making a positive impact on the environment and enjoy the rewards that come with it through our iCREDIT electric car loans.

From $5000

Loan Amounts

1 - 7 Years

Loan Terms

We’re here to assist you in financing your dream electric vehicle, whether it’s a Tesla you’ve been eyeing for some time or your first venture into the electric car world. With our platform, we strive to streamline your electric car financing process, ensuring it’s as effortless as possible.

As part of our commitment to providing flexible options, you may qualify for a ‘green car’ reduced interest rate for electric car loans. This feature can help reduce your regular repayments, making it even more convenient for you.

Why Choose iCREDIT for Your Electric Vehicle Finance Needs?

Trusted Expertise: With years of experience in the car loan industry, we possess the knowledge and expertise to seamlessly guide you through the finance process.

Customised Solutions: We understand that every electric vehicle owner has unique financial requirements. Our extensive panel of lenders empowers us to create tailored finance solutions that align with your individual circumstances.

Diverse Product Range: Whether you’re looking to electrify your commute with an electric car, we offer finance solutions for a broad spectrum of electric vehicles, ensuring you are well equipped to choose the vehicle of your choice.

Competitive Rates: We can provide you with some of the most competitive rates in the electric vehicle finance industry, making electric vehicle ownership more affordable and sustainable than ever before.

quicker, hassle free lending journey

Experience the ease of our straightforward 3-step process, ensuring you access your funds without delay.

Apply Online

Complete your application online in less than 5 minutes.


Upload your supporting documents 

View Offer

Once approved – Review your loan offer and accept online

How much do you want to borrow?

The car loan calculator provided on this website is intended for informational purposes only. It serves as a guide to help estimate potential monthly loan payments based on the provided input parameters. Please be aware that the actual interest rates and loan terms offered by lenders may vary.

Interest rates for car loans are influenced by several factors, including but not limited to the type of vehicle, the borrower’s creditworthiness, and prevailing market conditions. Consequently, the interest rates applied to your specific car loan application may be higher or lower than the rates displayed by the calculator.

iCREDIT – Your Trusted Partner for EV

Thanks to our extensive lender panel, we’re able to offer you some of the most competitive rates in the EV finance sector. This means that owning an electric vehicle is not only a sustainable choice but also an incredibly cost-effective one when you choose iCREDIT.

Why do people choose us?

iCREDIT stands out as your financing option for several compelling reasons. While not as large as some other institutions, our size allows us to offer distinct advantages to our valued customers.

Lower Overheads, Lower Costs:

Unlike larger institutions weighed down by overheads, iCREDIT operates efficiently, keeping costs low. We pass these savings to you as competitive rates and favorable loan terms.

Personalized Service:

Being a family run business, we prioritise personalized service. You’re not just a number; you’re valued. Our team dedicates itself to understanding your unique financial needs, crafting tailored solutions for your goals.

Quick and Efficient:

Our streamlined processes and committed team ensure you a fast loan approval. We understand the urgency in financing your goals, be it a new or pre-loved electric car or any financial need. iCREDIT strives to provide prompt financial support.

Interest Rates:

Our ability to offer low rates stems from our efficient online model and support from Australia’s largest aggregator. Without the overhead of physical branches, we cut operational costs, passing on savings such as attractive rates or no ongoing fees.

Flexible Financing Options:

Our financing options cater to diverse needs, spanning car loans, personal loans, and business financing. We customise solutions to meet your specific requirements, providing the financial tools necessary to achieve your goals.

Communication & Support:

Our Australian-based support team is ready to assist you at your convenience. Reach out via 1300 350 118, email, or Facebook anytime. Our aim is to fast track your settlement and promptly meet your needs.


We’ve helped thousands of Australians find their loan.

iCREDIT - Finance and Insurance
Based on 230 reviews
review us on
Paul M.
Kim Shelverton made the entire process so effortless and less stressful, nothing was an issue for her, she is very friendly and helpful. Thank you Kim for all your help.
Response from the owner: Thank you, Paul, for the wonderful review. It was my pleasure to assist you in getting the bike loan for you. Enjoy the new ride . RegardsKim Shelverton
iCredit have arranged two motor vehicle finance loans for us to purchase trucks. We have been really happy with the service provided by iCredit and would happily recommend them to others. Cameron
Ryan M.
Response from the owner: Thankyou Ryan for the 5 star review.Kind RegardsiCREDIT
bash G.
Response from the owner: Thankyou for the 5star review.
Paul M.
Many thanks to Kim for her prompt and professional service organising finance for a machinery purchase. Nothing was too much trouble for her ,she made the whole process smooth and hassle free. Great job Kim , I will certainly recommend your services to anyone looking to make finance an easy experience
I would highly recommend Christine from iCredit. She is extremely professional in her work and always succeeds to beat any other competitors rate. She will go out of her way to listen and care for your needs in a loan. We have used Christine for various loans over the past few years and will continue to do so for years to come. Thanks Christine, you are a true gem!
Steve H.
Very satisfied with the service - the speed of settlement was incredible and puts my bank to shame.Kim is friendly, knowledgeable and determined to make sure that everyone walks away happy from the experience.I'd give 6 stars if I could.
Response from the owner: Thank you Steve for the great 5 star review .It was my pleasure to help you with your motorbike loan. Making sure our customers loans are processed within a timely manner is a priority to us. Happy and safe riding 👌Thankyou again for leaving a review.Kim Shelverton
Hi Scott,I wanted to take a moment to express my sincere appreciation for your invaluable assistance in helping me navigate the complexities of car warranties. Your expertise and dedication made the entire process smooth and stress-free.Your thorough understanding of the various warranty options available ensured that I could make an informed decision that best suited my needs. Your patience in answering all my questions and clarifying any doubts reassured me every step of the way.Moreover, your commitment to providing personalized support and going above and beyond to address any concerns truly sets you apart. Your professionalism and attention to detail are commendable, and I am grateful for your unwavering support throughout the entire process.Thanks to your guidance, I now have the peace of mind knowing that my car is protected by a comprehensive warranty that meets all my requirements. Your dedication to customer satisfaction is evident, and I have no hesitation in recommending your services to anyone in need of expert advice on car warranties.Once again, thank you, Scott, for your exceptional assistance. I look forward to working with you again in the future and will not hesitate to reach out whenever I need assistance with any financial matters.Best regards,SID
Simon C.
The lease on our work vehicle was up and we needed to pay out the difference. We tried to refinance through our current supplier but they made it extremely difficult even though we had been their client for 5 years. Glen from iCREDIT then stepped in and not only sorted it quicker than expected but got us the best deal we could have imagined. Great communication and service. I couldn't be happier with the outcome and highly recommend Glen and the team at iCREDIT.
Response from the owner: Hi Simon. Thanks so much for the awesome review on the how Glen was able to help you with your car loan refinance. Welcome to iCREDIT. We look forward helping you with you’re future loans.Thanks again. iCREDIT
Anna P.
Amazing service Scott was fantastic and great communication. Highly recommended
Daniel P.
Excellent customer service and extremely quick with the whole process.
Response from the owner: Thank You Daniel for the wonderful review .It was my absolute pleasure to assist you in getting you your loan for your new Bike .Thank you for using iCREDiT Tasmania for your motorbike finance
Jessica B.
Dealing with icredit has been great! Scott has done all the behind the scenes difficult things, making this process simple on my end (every busy persons dream)! Thanks for all the help, finding us the best option and answering every query with a prompt answer.
Response from the owner: We're delighted to hear about your positive experience! Scott and the team at iCREDIT are dedicated to making the financing process smooth for our clients. Thank you for your kind words and choosing us.
I would like to thank Kim Shelverton for her assistance in getting my car loan.Kim is very friendly and professional it was a pleasure to deal with her.It was easy to get in contact with her no matter the time. I would recommend Icredit if you are looking for a a car loan.
Kevin H.
We had a fantastic lady deal with our matter a she was great, she had all the answers we needed and nothing was to much.I cannot speak highly enough of she .great job.
Response from the owner: Thankyou Kevin for the great review.It was so nice to be able to assist you and Shaun with your caravan loan.Thankyou for choosing iCREDIT for your finance & I look forward to being able to help you again.Happy caravanning!Kim Shelverton
Oluwanifemi O.
Looking for the best FOREX & STOCK Account Manager? Then I've brought you to all good news that Sherry Sherry is the Best FOREX, STOCK, BINARY OPTION & IQ OPTION online Trader, who can turn $500 into $6,500 in just 4days.... Ever since she started trading for me, I have never had any reason to regret my knowing her... contact her now
WhatsApp :+ 13153028128
Teresa W.
Kim and Scott were so accommodating and helpful and kept things smooth sailing the way through! They were patient and friendly 🙂
Response from the owner: Thank you Teresa,It was my pleasure to be able to assist you in getting your new trailer .Hi Teresa, Thank you for choosing us for your commercial trailer purchase. We really appreciate the kind words and review. Thankyou once again.iCREDIT
Brad H.
Easy to deal with, friendly staff
Response from the owner: Thanks so much Brad for the review. All the best. iCREDIT
adam B.
Kim is a great help, friendly and helpful, makes it a lot easier than doing it alone.I will be using her when ever I need something
Response from the owner: Thankyou so much for the review Adam. We really appreciate your comments.
Rachel C.
My husband and I would just like to thank Scott so much for his professionalism in handling our loan process,he was constantly in contact with us and updating us along the way.thanks so much Scott for the amazing personal assistance you gave us we will most definitely be calling you in the future for any other loan enquiries. Cheers dan and rachel
Response from the owner: Thank you so much for taking the time to share your positive experience with Scott! We're thrilled to hear that you appreciated his professionalism and the seamless handling of your loan process. Scott truly values his clients, and your kind words are a testament to his commitment to excellent service. We're delighted to have been a part of your financial journey, and we look forward to assisting you with any future loan inquiries. Kind RegardsiCREDIT
Simon C.
Michelle from iCredit was amazing. Our finance request was not straight forward and she worked tirelessly to get a result for us. Couldn't be happier and would recommend Michelle and iCredit to anyone looking for finance.
Steve W.
Awesome customer service and managed to get me a great rate on my personal loan. Highly recommend contacting the team at iCredit for your lending needs.
derek S.
Response from the owner: Thanks so much for the review Derek We appreciate you taking the time to review our services Kind RegardsiCREDIT
Molly M.
Absolutely awesome company. Scott was amazing, made the process so quick and easy as was always around to help when needed. Got the car I've wanted for ages and in the colour I wanted. 100% recommend when looking to buy a car like I was. Appreciate it Scott!
Jason J.
We have used Icredit Tasmania on a few different occasions over the years from getting a better rate for our mortgage, a motor vehicle loan and most recently assistance setting up what we need for our business, each time Kim has been our go to person and we rate her professionalism and knowledge second to none, from the application to the final signing Kim has been in contact every step of the way, my wife and I couldn’t recommend Kim and Icredit enough, a very satisfying experience.
Laura C.
Thank you very much. Scott is the best
Liz R.
I would like to thank Christine from icredit for being totally awesome and professional. This is the 3rd time I have dealt with Christine and I couldn’t be happier with the results . Not only did Christine find the lowest interest rate she also had everything done and signed in no time . I highly recommend Christine at icredit . Thankyou
Todd B.
Response from the owner: Thankyou for the 5 start review Todd. We hope you enjoy your motorbike. Thankyou for choosing iCREDIT
Response from the owner: Thankyou for taking the time to leave a review Sam. We appreciate it very much.iCREDIT
Toula S.
Awesome people awesome service.
Paul M.
Icredit is so amazing. I have 8 children and needed a bigger car. I tried everywhere and icredit came to the rescue. Recommend icredit to everyone. That needs those day to day things that cant afford it at the time icredit will look after it for you.
Thank you especially to Christene Pyle. For the great help she gave me.
Yazmina L.
Kim is absolutely fantastic!She always had good communication during the process.Everything was quickNo words for her efficiencies and dedication .Well done Icredit to have such a valued team 😊
Response from the owner: Thank you Yazmina for the lovely review .It was my pleasure to assist you in arranging finance for your new horse float. I'm glad I made the process easy for you and look forward to assisting you with your next loan. Enjoy your new float and thankyou again.Kind Regards Kim Shelverton
Jason B.
The best finance customer experience ever, Kim was absolutely outstanding in the most fluid financial transaction I have ever experienced .Once again thank you Kim for your hard work , and processing my application in such a timely fashion. 😁😁
Response from the owner: Thankyou Jason for the review.It was my pleasure to assist you in getting your motorbike loan. I'm happy you found the loan process simple and easy.Thankyou for using iCREDIT and I look forward to assisting you in the future.Kim Shelverton
Liz B.
Scott was great to deal with..especially with both of the loans..our daughters float and our new 4x4 which is called 'Crisis' 😍😍 Nothing was ever a hassle..we were kept up to date with what was happening...the whole process was not as stressful as we thought it would be lol...And even tho it was a couple of months between transactions he remembered who we were...I highly reccommend scott and the icredit team
Ethan L.
Christine from icredit was the only person i had dealt with that listened to exactly what i wanted, if it wasnt for christine, i wouldnt be driving my car, or be im a better position to be able to buy my first home in the next 2 years. Cant thank her enough and i give her a million stars, only deal with christine
Maxwell B.
Kim was excellent to deal with working with me outside of business hours definitely helped to, will definitely be going back to Kim for any broker needs!
Response from the owner: Thank you Max for the great review .It was my pleasure to assist you in getting your loan done and working with you to make it happen quickly.Thanks againKim Shelverton
Kelly S.
Absolutely AMAZING customer service!! Couldn’t recommend Icredit enough!! Scott went above and beyond to assist me with the finance of my new float ♥️
Kayelene C.
Scott has been amazing! Was such a quick and simple process! Thank you again Scott! Will happily deal with him again!
Amanda B.
Highly recommend the team at icredit very helpful with getting a loan.
Response from the owner: Thankyou for taking the time to leave a review of our services. I'm pleased I was able to help you with your car loan. All the best and thankyou again. Al Purton
Kim is extremely helpful and very good at what she does. Quite happily recommend her.
Response from the owner: Thank you, Kellie, for your great review.It was a pleasure to help you and Glenn with your loan.Thank you for choosing iCREDiT Tasmania.
Justine D.
We applied for the secured loan on Monday and I am collecting my new horse float today. Scott Collins has been amazing with excellent customer service all hours of the day when we had questions. Would highly recommend these guys.
Jade L.
Big Thank you to Glen Giggins for helping me refinance my home loan. Thank you for your patience and keeping me informed during the tedious process. I have a much better interest rate and lower mortgage repayments! Cannot recommend Glen highly enough!
Ash A.
Very happy with what Michelle has done for us both for a personal and a car loan. Michelle is very efficient and organized and made the process quite comfortable and streamlined. Definitely recommend Michelle.
casey H.
Emily fromICREDIT was most helpful very easy to contact at all times for any help at any time couldn’t recommend her enough
Response from the owner: Thank you for your lovely review Casey! I hope you are enjoying your horse float. RegardsEmily ICREDIT
Tina R.
Scott from iCredit was fantastic to deal with when we purchased our new horse float. He made everything so easy and nothing was too much trouble. Highly recommend dealing with this company.
Johnny O.
A big thank you to Christine. Help me get my new 4WD Patrol within days at a better interest rate than the banks. Simply and stress free process. Cannot thank her enough.
Rondell J.
I cannot recommend Christine from iCredit highly enough. I had been dealing with another broker who had done nothing but talk for 2 weeks before I called her. It was a complicated loan because of self-employment and the fact I had borrowed nothing from anyone in 12 years. Christine was onto it asap and got it all done within a week. Everyone happy; No tears.
Alirra B.
Christine From iCREDIT helped me get the car I wanted, she was so helpful and nice And it was quick, easy and low rate. She is absolutely fabulous at what she does, I highly recommend this lovely lady.
Maria N.
Highly recommended .. they are extremely professional!
Lachlan S.
Response from the owner: Thankyou Lachlan for reviewing us
Kim D
I can’t recommend Christine at iCREDIT enough. She went above and beyond for us to make sure we got the product we were after. She made the process so easy and at rates better than our bank. Thanks Christine!
Jason W.
Great service, very prompt from Kim in what was a slightly difficult situation, would highly recommend!!
Response from the owner: Thank you Jason for the review . It was my pleasure to assist you in arranging your loan. Thankyou for taking the time to leave a 5 star review.All the best.Kim Shelverton Regards Kim
Pip A.
Kim at icredit was great to work with, pure honesty, easy to work with, understood where I was coming from and was willing to meet me after work to get this done.
Kept me informed at every step, and hid nothing from me, if I was to get another loan as such Kim at icredit would the person I would go to hands down every time.
Very easy and approachable person.
Rochelle L.
Julie was amazing. Went above and beyond what we would or could of ever expected from anyone. Would recommend to anyone!!!
Luke P.
I would like to thank Al Purton for his professionalism and hard work to get my loan for a work car over the line within a matter of days. His knowledge, hard work and customer service were second to none. Thank you so much Al, I will definitely be recommending you to everyone!!
Eliza C.
I got my car loan processed and approved super quick, without any issues.AMAZING AND PROFESSIONAL
Response from the owner: Thankyou for the review Eliza.We really appreciate you taking the time to leave a review of our services. We hope you enjoy your new car.All the bestiCREDIT
Fraser G.
I’ve used icredit for multiple loans and Scott has been nothing but professional, fast and amazing to work with. Can’t recommend them enough.
Response from the owner: We truly appreciate your loyalty and trust in iCREDIT for multiple loans! It's fantastic to hear about your positive experiences with Scott. Thank you for the recommendation, and we look forward to assisting you in the future!
Anieve J
Julie was professional and easy to talk to from the outset of our enquiry. She understood our needs and did a fabulous job finding the right loan for us. We had approval within hours and settlement within 3 business days. It was an easy and wonderful experience and we would recommend her services to anyone looking for a professional, experienced and skilled broker.
Response from the owner: Thank you so much Anissa we made a great team :-)Really hope the new car takes you and Andrew on many exciting adventures!!!!CheersJulie
Lyn W.
Response from the owner: Thankyou very much Lyn.
Bron W.
Scott at Icredit!!! What a legend!!! At July 2022, interest rate rises and changes to rules for lending (now includes Afterpay and zip pay statements to be included) got given the run around!! Saved me a lot of stress and heartache!!! Got there in the end!! Kept me updated answered any questions I had!! Highly recommended
Response from the owner: Hi Bron, Thankyou so much for that review.I'm so happy we got there in the end for you. Yes there's alot going on with lenders and they're rules at the moment, but we ended up with the right answer.I'm sure you'll make many happy memories with your new horse float.Thankyou once again for choosing iCREDIT & putting up with my endless SMS updates.RegardsScott Collins
Meagan A.
Friendly, knowledgeable and easy to deal with. Everything advised, you know what you need to provide and updates are provided throughout the process. They will even deal with the dealer direct to save you being the middle man. Approval and documents ready to sign within hours.
Response from the owner: Thank you so much for your positive review! I’m thrilled to hear that you had a great experience with my service. At iCREDIT, we take pride in being friendly, knowledgeable, and making the process as easy as possible for our customers. I’m glad that you found my advice helpful and that my updates kept you informed throughout the process. Thanks again for choosing iCREDIT Newcastle, and I look forward to serving you in the future! Kind Regards Michelle Connell
Damon A.
I dealt with Wayne during my loan application! I did not expect the service I received! I’m talking after hours I’m talking any time of day or night this man was the most amazing person I’ve ever dealt with we clicked not just on a professional level but person as well! I was really taken aback by the service this man provided me I’m not too computer smart and done the whole thing on the phone! Thanks to this man my special needs child has one thing in his life now that makes him smile more than I’ve seen this child smile in my life! It was a quad bike I applied for and Wayne was absolutely amazing throughout the whole process would ask if I wanted help with the forms during his OWN TIME AFTER HOURS I can not thank this man enough! He’s given my child a smile I’ve not seen before and if anybody out there is looking to finance anything! I strongly recommend you call icredit and ask for Wayne! I can’t thank this man enough for his efforts and commitment! Forever grateful to this man I wish I could buy him a beer or ten as a thank you! Remember the name Wayne!!! He’s your man people! 100% thank you so very much
Response from the owner: Hi Damon,It was a pleasure assisting you and I am truly humbled by your kind words, I cannot thank you enough for taking the time to write this review.It is great to hear your Son loves his new Bike and how it has made such an impact to his life.I look forward to assisting you and your family again for the next Bike!Kind Regards,Wayne
Shell T.
Wish I could give 10 ☆ Matt was absolutely fantastic to deal with went above and beyond will definitely use icredit again for any finance needs Thanks Matt
Brock L.
Shout out and a HUGE thank you to Christine at ICredit. Christine managed to obtain my funding at an incredible rate when I wasn't even sure that I could get approval!!! First loans are difficult when you are young. She process my loan with amazing speed, walked me through the process with ultimate professionalism and dealt with the car dealer, lenders and insurer for me. Christine took away all the stress associated with borrowing money to finance a car and completely took care of everything for me. I cannot recommend her highly enough! If you are looking for finance, contact Christine. You will not be disappointed. Thanks Christine!
Justin G.
I would HIGHLY recommend iCredit, Christine was amazing for us. She done it in the time frame we needed and she is just incredible. She made the process so stress free!! 10/10 would recommend Christine if you are looking for your next Horse float!!
Andrea J.
100% Hands down the best team for your financing needs. I have been using and happily recommending Icredit for over 8 years for both my own business equipment finance and also for our customers. Hundreds of loans secured by Icredit and nothing but great feedback. Nobody else compares 👌
Tahliah P.
Glen Giggins from the icredit team recently helped with the finance for the purchase of our brand new gooseneck through Peaceland Horse Floats and Goosenecks and he was wonderful!!! he made the whole process so easy and went above and beyond to ensure we got the lender that met our needs. Both Glen and the services he provides are Highly recommended
Ashley P.
Fantastic service and Communication
Response from the owner: Thank you so much for taking the time to share your experience with Al Purton and our team. We are thrilled to hear that you had a fantastic experience with both the service and communication during your vehicle financing journey.
Racquel L.
I cannot recommend Scott from credit enough! This is the second loan in a year Scott has helped me with and I couldn’t be happier with the service he provides.Nothing is too much trouble and my experience both times has been hassle free! Thanks Scott and Team!!
Response from the owner: We appreciate your feedback and are thrilled to hear about your positive experience with our team at iCredit. Thank you for your trust in us, not once but twice, for your loan needs within the past year!It's fantastic that Scott's dedicated service and commitment to providing top-notch assistance have made your loan experiences hassle-free. Our goal is to provide outstanding service, and it's rewarding to know we've achieved that with you.Once again, thank you for choosing iCredit. We look forward to continuing to assist you in the future.
Scott G.
Just like to thank Kim shelverton for her excellent customer service. Was a pleasure doing business with Kim a very big thank you once again cheers Scott and Sharon.
Response from the owner: Thankyou Scott & Sharon for your wonderful review.It was my pleasure to be able to help you with your new caravan loan.Thankyou for choosing iCREDIT Tasmania for your business loan.I hope you enjoy your new van.Thankyou once again.Kim ShelvertonThankyou for choosing iCREDIT Tasmania for your commercial caravan
Teagan K.
We dealt with Kim and she was very fast and clear with requests and over all pleasant to deal with compared to others. We had our loan approved within days and we are over the moon with how easy it all was considering our work hrs and location. Highly recommend Kim!
Response from the owner: Thank you Teagan for the wonderful review .It was my pleasure to assist you with your horse float loan. Thank you once again for the review and for choosing iCREDIT .Kim Shelverton
Tahliah P.
Glen Giggins from the icredit team recently helped with the finance for the purchase of our brand new gooseneck through Peaceland Horse Floats and Goosenecks and he was wonderful!!! he made the whole process so easy and went above and beyond to ensure we got the lender that met our needs. Both Glen and the services he provides are Highly recommended
Scutt N.
Totally fantastic service by the Team.
Especially Scott Collins who made my application for a new work vehicle so easy
Jade R.
very happy with the service Kim was very nice and very helpful thankyou
Response from the owner: Thank you, Jade, for the great review.It was my pleasure to be able to make the process easy for you. Thankyou so much for taking the time to leave a review.RegardsKim Shelverton
Vombatus P.
Kim was really lovely. Great customer service and helped me get a great car 👍👍👍👍
Alyssa H.
Cannot recommend Scott enough! Sourced a great interest rate, easy to contact and worked hard to get loan finalised by our deadline. Thank you �
Donna M.
With ICredit and thanks to Scott was able to get car loan easily and no stress. Cannot recommended him or ICredit enough.
Nic T.
I recently got a loan through Kim at icredit and plan to apply for future finance again through Kim. the whole process was super easy and Kim was very helpful.
Deb S.
Can't recommend iCREDIT highly enough. Scott was great from start to finish. made the process so easy..
Ethan H.
This is the 2nd time I've worked with Matt. He was recommended to me as he helped someone get a loan who might not have been able to.He's helped me get 2 cars so far and even my dealership was impressed at the speed at which he organised everything and settled the contract.I will continue to use Matt for all vehicle loans.
Response from the owner: Thankyou Ethan for taking the time to leave such an amazing review. We pride ourselves on repeat customer business to ensure our customers are being looked after with their car financing options. I'm very pleased we were able to achieve such a good result with a quick turnaround time for you.All the best with the car and I look forward to helping you again in the future.RegardsMatt Lynch
Adekunle A.
Good afternoon please I don't understand this app again you use auto debt to debt from account the sum of 36920 and you still asking me to pay please Check ur record well
Response from the owner: Hi Adekunle. Firstly merry Christmas. As we are in Australia, our office is closed until the 28th December.Secondly, we do not have an app3rdly we do not operate in Nigeria4thly- we do not request customers to pay us funds.Please recheck whom you are contacting and more importantly what country you are contacting, as being the 25th December at 9.55pm, we are certainly closed for the holidaysKind RegardsiCREDIT AUSTRALIA
Felicity K.
Kim was very friendly, helpful and nothing was a bother she went out of her way to help fantastic. Would use Icredit againFelicity23/9/22
Response from the owner: Thank you Felicity for the great review.As your broker, it was my pleasure to assist you and nothing was a bother. It’s my job to ensure things go smoothly for you and to get you in your new car.Thank you for using ICREDIT.Happy and safe driving 😊
Hayley R.
Christine helped us with our finance & we could not recommend her highly enough she answered every question we had went above & beyond to help us,Will be recommending her to everybody ! Thank you so much christene for the best customer service !
Jasmin P.
Christine from iCredit is amazing! She goes above and beyond to help with getting the best interest rates and helps every step of process. Thanks to Christine I have an amazing new horse float and I can’t thank her enough! I wouldn’t hesitate to recommend her to anyone!
Wally C.
Great service and always help out
Kath H.
Scott was absolutely amazing both times we used ICredit. He made the loan process uncomplicated and easy for us. Very understanding and helpful. Will be dealing with him again.
Wayne W.
Great people to deal with, Scott helped us out so much for a fast result couldn’t be happier
Kiara T.
Can’t thank Emily enough, gorgeous person to deal with!! Patient and understanding Thankyou for the lovely service
Response from the owner: Thank you for leaving such a lovely review Kiara! I’m so glad we could achieve a great outcome for you. Hope you enjoy your new float! Kind RegardsEmily Drewniak
Rebekah C.
Great service & made so easy. Fast
Response from the owner: Thankyou so much Rebekah for the review.
Heather B.
Christine has been amazing. This time with our car purchase she got approved for us in just 2 days. Always positive and ready to help. Will definitely be going back for a 3rd time when we need help with our next finance request. Thank you so much Christine.
Daniel J
Easy to deal with and very friendly staff. Fast turnaround time getting loans sorted
Response from the owner: Thanks Daniel for taking the time to leave a 5 star review.Turnaround times and communication are very important with our loan processes. Thankyou for choosing iCREDIT again for your loan.All the best.iCREDIT
Cindy H.
Christine at ICredit is Amazing she went above and beyond to help us. I can honestly say i don"t think i have had better service and care anywhere ever! All times of day of night Christine was offering to help. Thank you Christine you made ta stressful process very enjoyable. Thank you , you a are Legend.
Kerry S.
Matt at iCredit has been awesome. The application and approval process was easy and very quick and the communication from Matt great.I would highly recommend this Company for their pain free and fast service.
andrea M.
Doing business with Kim was a breeze. Kept me informed throughout the process. Highly recommended 👌
Response from the owner: Thank you Andrea for the great review. I always strive to keep my customers informed and make the process simple and smooth . Thank you for Choosing ICREDiT Tasmania for your loan .
willliam C.
Kim in Hobart was amazing. Was a quick approval and she was easy to deal with knowledgable and very easy to deal with! If your in the market for a boat or bike she is your gal! Thanks Kim and i-credit
Response from the owner: Thank you will for the wonderful review .It was my pleasure to be able to assist you in getting your new motorbike .Thank you for choosing iCREDIT. Happy and safe riding .Kim Shelverton - iCREDIT TASMANIA
Carly D.
Emily and Scott went above and beyond for me, they returned calls after buisness hours and were incredibly friendly and helpful throughout the entire process! Thankyou Emily and Scott!!
Michelle T.
I would highly recommend Christine from iCREDIT. Christine was extremely helpful and professional in helping us secure a car loan and I would recommend Christine for all financial assistance. Michelle and Gavin.
Jay T.
Response from the owner: Thankyou Jay for the review. Kind RegardsiCREDIT
sam F.
Christine was absolutely amazing with helping an making sure everything worked out ! Cannot thank her enough ! ?
Anthony James A.
Response from the owner: Thankyou for the 5star review Anthony. We really appreciate it.iCREDIT
Victor S.
Kim was happy to help at any time, great work
Response from the owner: Thanks very much for your review Victor. Kim will be very happy she was able to help you with your new loan.All the best and thankyou again.
Johnny O.
A big thank you to Christine. Help me get my new 4WD Patrol within days at a better interest rate than the banks. Simply and stress free process. Cannot thank her enough.
Jade L.
Big Thank you to Glen Giggins for helping me refinance my home loan. Thank you for your patience and keeping me informed during the tedious process. I have a much better interest rate and lower mortgage repayments! Cannot recommend Glen highly enough!

Type of Loans Available

Secured EV Loans

About Secured Loans

Secured loans use an unencumbered asset such as your electric vehicle as security for the loan. A Secured Loan can help in borrowing higher loan amounts as this provides comfort for the bank as it helps reduce their overall risk.

More about Secured Loans

Business EV Finance

About Business Loans

Business Electric Vehicle Finance can offer various taxation benefits for Sole Traders through to Companies & Trusts. Chattel Mortgage, Rent to Own and Leasing options are available. Speak to our finance consultants to find out what product may be suitable for you.

More about Business Loans

Unsecured EV Loans

About Unsecured Loans

Unsecured personal loans offer flexibility with loan terms ranging from 1 – 7 years. Unsecured personal loans can start from $5000 to $60000.

More about Unsecured Loans

Second Chance EV Loans

About Second Chance Loans

We can assist with second chance electric vehicle loans. Whether you have poor credit or default history, we may have a product suitable to your needs.


An electric car loan is a type of auto financing specifically designed for purchasing electric vehicles (EVs). It provides individuals with the funds needed to buy an electric car and repay the loan over a specified period.

Interest rates for EV loans can vary as like most car loans, however there may be qualifying ‘green car’ discounts offered by lenders. It depends on factors like your credit score, the vehicle age, the lender, and the loan term.

Down payment or deposit requirements can vary between lenders, but some may offer zero-down or low-down payment options for electric car loans. It’s best to check with your iCREDIT consultant to understand specific requirements.

Depending on your location, there may be government incentives, tax credits, or rebates available for purchasing an electric vehicle. These incentives can reduce the overall cost of the EV and, indirectly, the loan amount.

Some lenders may allow you to include the cost of charging station installation in your electric car loan, but this can vary. It’s essential to discuss this with your iCREDIT consultant and explore any available options.

Loan terms for electric car loans typically range from 36 to 84 months, depending on the lender and your preference. Longer loan terms may result in lower monthly payments but could lead to higher overall interest costs.

Yes, it’s possible to refinance an existing electric car loan to secure better interest rates, lower monthly payments, or extend the loan term. Refinancing can help save money over the life of the loan.

Penalties for early loan repayment can vary by lender and loan agreement. Some loans may have prepayment penalties, while others do not. It’s important to review your loan terms to understand any potential penalties or discuss the various options with your iCREDIT consultant.

Yes, you can use a personal loan to finance an electric car purchase. However, interest rates on personal loans may be higher than those on dedicated EV loans or auto loans, so it’s advisable to compare your options.

What do I need to apply?

To apply for a loan, you will need to meet some lender requirements

Are at least 18 years old

Permanent resident of Australia or a valid visa holder

Receiving a steady income from PAYG, Self Employment or Centrelink



Lower Interest Rates and Incentives:

Some lenders offer lower interest rates and special incentives for electric vehicle loans. These can include reduced interest rates compared to traditional auto loans or discounts specifically tailored for electric cars. Additionally, in some regions, governments or environmental organizations may offer grants or subsidies for electric vehicle loans, further reducing the overall cost of financing.

Environmental Impact:

Financing an electric vehicle can contribute to reducing your carbon footprint and promoting environmental sustainability. By choosing an electric car loan, you support the adoption of cleaner transportation technology, which has a positive impact on air quality and helps combat climate change. Many individuals find satisfaction in knowing that their vehicle financing aligns with their eco-friendly values.


Higher Upfront Cost:

Electric vehicles (EVs) often come with a higher initial purchase price compared to traditional gasoline-powered cars. While this cost difference may be partially offset by government incentives and lower operating costs over time, it can still be a barrier for some buyers when it comes to securing an electric car loan.

Limited Charging Infrastructure:

The availability of charging infrastructure for EVs can vary depending on your location. In some regions, access to charging stations, especially fast chargers, may be limited, making it less convenient to charge your vehicle. This can be a concern for EV owners who rely heavily on public charging networks or do not have access to a home charger.


Loans from $5000

Flexible Payment Options

Loan Terms 1 – 7 Years

Low Interest Rates

Fixed Rates for the loan term

Obligation Free Quotes

Does not affect your credit rating


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