If you’re looking for a home loan,
iCREDIT is here to help.
If it’s your first home, or if it’s time to renovate, refinance or invest, we’re here to help make it happen.
Home Loan Benefits and Features
Why should you use a mortgage broker?
There are lots of good reasons why more than half of Australians now use a broker to secure a home loan.
Probably the most important one that is we work for you, not the banks.
We speak to you first to find out what you need, and then we use our knowledge of the market to better negotiate with the lenders.
Then we get a range of options before we work out which one is right for you, not what’s right for the lenders.
We streamline the process.
The first step is we come to meet with you – at home or work – whatever suits you. It lets us get to know you and what your financial needs and goals are. Then we research the many different products from a range of lenders to ensure we find the right solution.
And just to make things even easier, we’ll do the paperwork, manage the application process and then take your home loan through to settlement.
Best of all, because this is what we specialise in, we get the process moving quickly. We use our relationships with lenders to secure your home loan as fast as possible.
In short, a broker is there to look out for your interests, while lenders are there to look after their own. We don’t have to say who’ll do a better job for you.
Find out about the advantages of using a broker.
Having a broker negotiate finance on your behalf is the smart way to go as they look to save you time, stress and money. You might still be saving for your first home, wishing to use the equity in your current one, or wondering if you’re getting the right possible deal with your existing lender.
Crunch the numbers with our suite of calculators.
Take advantage of our 20 clever calculators including our borrowing power calculator, our loan comparison calculator and our extra repayment calculator. The range of calculators will help give you an idea of the amount you may be able to borrow and what the likely repayments may be.
We have access to hundreds of loans from a wide variety of lenders and will work with you to find the loan that suits your individual circumstances. We can ensure you’re armed with the all the information you need to help you on your way to owning your home, we will do the leg-work for you.
The Smart Home Loan Option
We provide real choice, looking to find you the right deal
We work with multiple lenders, keeping competition alive
We may negotiate a better outcome
We help at a time and place that suits you.
We do the legwork for you
We’re not a large company. You’re loan is looked after by the same person from start to finish.
It’s Your Choice
Finding mortgage finance that’s suitable to your budget and needs can be a time consuming and frustrating process. Your personal finance consultant understands the complexities of loans and finance and can help you find achieve a loan suitable to your budget, goals and lifestyle.