Swimming Pool and Spa Loans
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Tailored swimming pool loans to fit your needs.
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$5000
Loan Amounts
1 - 7 Years
Loan Terms
Credit Protect
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At iCREDIT, we understand that transforming your backyard into a haven of relaxation and recreation with a swimming pool, plunge pool, spa, or hot tub is a dream for many homeowners.
That’s why we specialise in providing tailored financing solutions to turn your aquatic oasis aspirations into reality.
Our expertise in swimming pool finance, plunge pool loans, spa financing, and hot tub loans ensures that you can make a splash without worrying about the financial depths. With iCREDIT, you can dive into the world of luxury, knowing that we’ve got you covered with the right financial support.
Explore our range of loan options and let us help you create the backyard retreat you’ve always desired.
SWIMMING POOL LOANS FOR
Type of Loans Available
Personal Loans With Security
Information
Secured personal loans use an unencumbered asset such as a car, boat, caravan or motorbike as security for the loan. A Secured Personal Loan can help in borrowing higher loan amounts as this provides comfort for the bank as it helps reduce their overall risk.
Unsecured Loans
Information
Unsecured personal loans offer flexibility with loan terms ranging from 1 – 7 years. Unsecured personal loans can start from $5000 to $60000.
COMMON QUESTIONS
A swimming pool loan is a specialized type of personal loan designed to help homeowners finance the installation and design of a swimming pool on their property.
Swimming pool loans work like traditional personal loans. You receive funds to use of any worthwhile purpose and then repay it back over time. (Typically from 1 to 7 years)
You can use a swimming pool loan to cover the costs associated with purchasing and installing a swimming pool, including excavation, construction, materials, and related expenses.
Loan terms for swimming pool loans usually range from 1 to 7 years, although they can vary depending on the lender and your creditworthiness.
Yes, swimming pools can increase the value of your property, with some estimates suggesting that a well-placed pool can add as much as 7% to a home’s value.
The personal loan is for you, so generally it can be used for any worthwhile purpose. If purchasing an outdoor spa or hot tub, it is worth checking with your landlord first before applying for a pool loan.
Before getting a swimming pool loan, it’s essential to assess your budget, ensuring you have the financial capacity to afford the loan payments, including additional costs associated with pool installation and maintenance.
CALCULATE YOUR REPAYMENT
A quicker, hassle free lending journey
Experience the ease of our straightforward 3-step process, ensuring you access your funds without delay.
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Complete your application online in less than 5 minutes.
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Upload your supporting documents
View Offer
Once approved – Review your loan offer and accept online
Why Choose Us?
We help make our customers loan journey easy. Whatever your requirements and whatever your financial situation, we’re on your side. Backed by national buying power, meaning we’re in the best position possible to negotiate better, more affordable finance rates for you.
We’ve helped thousands of Australians find their loan.
PROS & CONS OF SWIMMING POOL LOANS
PRO'S
If you’re not at the point where you need to draw on equity from your property or want to be in a position to repay a personal loan over a shorter term, a swimming pool loan can help build equity in your property whilst adding a lifestyle option to your weekend.
Unlike home equity loans, a swimming pool loan can be accessed quickly, in some cases funding can be accessed the same day.
CON'S
Interest rates for personal loans are based upon your overall credit score / rating. A lower credit score may mean higher interest rates.
Some secured personal loan lenders may charge an exit fee if you pay out the loan before the contracted period (ie: pay the loan out early)
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iCREDIT Swimming Pool Loans are available throughout Australia, Melbourne, Sydney, Adelaide, Hobart, Darwin and Perth, Gold Coast, Palm Beach, Burleigh Heads, Tweed Heads, Brisbane, Ipswich, Sunshine Coast, and Queensland Today!
*Finance subject to approval, including the application of applicable lending criteria. Terms and Conditions apply. Fees and Charges are payable. Credit assistance provided by iCREDIT Australian credit licence 499023. ^Comparison rate for Secured Loan is calculated on a loan amount of $40,000 secured over a term of 7 years based on monthly repayments. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. **. Interest Rate: 6.99% Comparison Rate: 7.71%