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Are you considering the purchase of a new car? Whether you’re on the hunt for your first vehicle, upgrading the family SUV, expanding your business’s fleet, or indulging in a classic car purchase, one thing is certain – you’ll need reliable car finance to back your investment.

 iCREDIT assists Australians in securing affordable car finance solutions through our extensive network of banks and car finance providers. Our team of dedicated finance specialists is here to guide you through the process, offering car loan comparisons that align with your budget and specific requirements.

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Car Finance Options Available

Secured Car Loans

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Secured car loans offer the most competitive interest rates with loan terms ranging from 1 – 7 years. Secured car loans are available for new and used cars, for dealer sale, private and auction purchases. The vehicle is used as security for the loan which lowers the overall loan risk to the bank. The benefit is lower interest rates for the borrower.

Unsecured Car Loans

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Unsecured car loans offer flexibility with loan terms ranging from 1 – 7 years. Unsecured car loans can also be known as personal loans and  can be used to purchase older model vehicles or if you want the flexibility to sell your vehicle without having to pay out the loan contract.

These loans may have higher interest rates.

Business Car Loans

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Business car loans are used predominately for commercial use and can offer taxation benefits of claiming against GST, repayments or loan interest. Loan terms can range from 1 – 7 years with balloon or structured repayments options.  These loans offer flexible repayment terms to suit the business structure or cash flow.

We Offer Comprehensive Financing Solutions

iCREDIT is your ultimate destination for car financing and loans in Australia.

Our team of expert professionals excels in assisting individuals who aim to finance their dream cars, delivering personalised guidance and unwavering support throughout your loan journey.

With strong connections to a network of lenders specialising in car loans, iCREDIT offers competitive interest rates and flexible terms tailored to match each of our customer’s unique situation.

Our streamlined application process ensures swift approvals, allowing you to bring home the car you’ve been dreaming of and hit the road without delay.

Committed to delivering exceptional customer service, Car Finance Australia ensures clients feel both supported and empowered on their path to securing financing for their dream car, thereby enhancing their driving experiences to new heights.

We’ve helped thousands of Australians find their loan

Briohny M.
I would most definitely recommend Scott at icredit, he was fast efficient and very friendly. It was a smooth and pleasant transaction, I would not hesitate to deal with Scott again.
Stephanie P.
Scott was amazing with all his guidance in financing our new gooseneck. 5 star for his service just does not do it justice. Thank you for all your help...... Bring on tomorrow can't wait to collect our new home away from home......
Toni C.
Julie was amazing. Went above and beyond what we would or could of ever expected from anyone. Would recommend to anyone!!!
Rochelle L.
I would like to thank Kim Shelverton for her assistance in getting my car loan.Kim is very friendly and professional it was a pleasure to deal with her.It was easy to get in contact with her no matter the time. I would recommend Icredit if you are looking for a a car loan.
EVA S.
The best finance customer experience ever, Kim was absolutely outstanding in the most fluid financial transaction I have ever experienced .Once again thank you Kim for your hard work , and processing my application in such a timely fashion. 😁😁
Jason B.
Totally fantastic service by the Team.Especially Scott Collins who made my application for a new work vehicle so easy
Scutt N.
very happy with the service Kim was very nice and very helpful thankyou
Jade R.
Ryan M.
Kim was really lovely. Great customer service and helped me get a great car 👍👍👍👍
Vombatus P.
Todd B.
Kim was happy to help at any time, great work
Victor S.
We got referred to Christine by a friend and it was the best decision we made! She was amazing to deal with always ready to answer any questions we had. She made it a simple and easy process, she saved us a lot of money, we can’t thank her enough for all her help, she went above and beyond to get us our car. We will definitely use her again if we ever need! Thankyou Thankyou Thankyou!
Holly M.
Julie from icredit was absolutely amazing, she was so awesome to deal with got me exactly what I wanted hassle free and did all the hard work for me. I will not be going anywhere else in the future and will be recommending her to everyone I know who needs a loan.
Annie C.
Absolutely AMAZING customer service!! Couldn’t recommend Icredit enough!! Scott went above and beyond to assist me with the finance of my new float ♥️
Kelly S.
Jay T.
Kim is a great help, friendly and helpful, makes it a lot easier than doing it alone.I will be using her when ever I need something
adam B.
Christine helped us with our finance & we could not recommend her highly enough she answered every question we had went above & beyond to help us,Will be recommending her to everybody ! Thank you so much christene for the best customer service !
Hayley R.
Friendly, knowledgeable and easy to deal with. Everything advised, you know what you need to provide and updates are provided throughout the process. They will even deal with the dealer direct to save you being the middle man. Approval and documents ready to sign within hours.
Meagan A.
Christine From iCREDIT helped me get the car I wanted, she was so helpful and nice And it was quick, easy and low rate. She is absolutely fabulous at what she does, I highly recommend this lovely lady.
Alirra B.
Just wanna say a quick and a massive thank you to icredit nd Scott for your help..Scott keep up the good work and I will recommend you and icredit to any of my friends nd family members, thanks again..!!
Solematt F.
Emily fromICREDIT was most helpful very easy to contact at all times for any help at any time couldn’t recommend her enough
casey H.
Paul S.
Kim was great to deal with and kept in constant contact with me over the whole process of refinancing. She saved me 10% on my personal loan and helped me purchase my dream motorbike. I couldn't recommend enough
Arron B.
I would like to thank Christine from icredit for being totally awesome and professional. This is the 3rd time I have dealt with Christine and I couldn’t be happier with the results . Not only did Christine find the lowest interest rate she also had everything done and signed in no time . I highly recommend Christine at icredit . Thankyou
Liz R.
Kim in Hobart was amazing. Was a quick approval and she was easy to deal with knowledgable and very easy to deal with! If your in the market for a boat or bike she is your gal! Thanks Kim and i-credit
willliam C.
I would like to thank Christine for the amazing job she did getting my brand new car. This is the first time I have used Christine and I can’t thank her enough .Christine helped with not only the finance but the purchasing of the car as well, would highly recommend anyone needing finance.
Michael W.
I would highly recommend Christine from iCredit. She is extremely professional in her work and always succeeds to beat any other competitors rate. She will go out of her way to listen and care for your needs in a loan. We have used Christine for various loans over the past few years and will continue to do so for years to come. Thanks Christine, you are a true gem!
Nathan
Dedicated to helping you to realise your dream.
Pat C.
Scott is a true legand, without him I would have not got my horse float. Aways rang me back and was always polite and helpful. Thankyou icredit and Scott
Raelene H.
Christine was absolutely amazing with helping an making sure everything worked out ! Cannot thank her enough ! ?
sam F.
Shout out and a HUGE thank you to Christine at ICredit. Christine managed to obtain my funding at an incredible rate when I wasn't even sure that I could get approval!!! First loans are difficult when you are young. She process my loan with amazing speed, walked me through the process with ultimate professionalism and dealt with the car dealer, lenders and insurer for me. Christine took away all the stress associated with borrowing money to finance a car and completely took care of everything for me. I cannot recommend her highly enough! If you are looking for finance, contact Christine. You will not be disappointed. Thanks Christine!
Brock L.
Emily and Scott went above and beyond for me, they returned calls after buisness hours and were incredibly friendly and helpful throughout the entire process! Thankyou Emily and Scott!!
Carly D.
Scott handled my situation so professionally, along with great customer communication. I could not be happier with the service provided by iCredit. Thank you again.
Brennan T.
Très bon
Nakan Modeste H.
Kim is absolutely fantastic!She always had good communication during the process.Everything was quickNo words for her efficiencies and dedication .Well done Icredit to have such a valued team 😊
Yazmina L.
I can highly recommend Scott, for his fast, friendly and professional service. Nothing was too much trouble. 100% Delivered. Happy Customer
Deidre C.
Cannot recommend Scott enough! Sourced a great interest rate, easy to contact and worked hard to get loan finalised by our deadline. Thank you �
Alyssa H.
Excellent customer service and extremely quick with the whole process.
Daniel P.
Doing business with Kim was a breeze. Kept me informed throughout the process. Highly recommended 👌
andrea M.
Al was extremely easy to work with and very pleasant to speak to, very happy with the help.Would recommend these guys to anyone
Diana T.
Julie was professional and easy to talk to from the outset of our enquiry. She understood our needs and did a fabulous job finding the right loan for us. We had approval within hours and settlement within 3 business days. It was an easy and wonderful experience and we would recommend her services to anyone looking for a professional, experienced and skilled broker.
Anieve J
Kim Shelverton is a great broker, she guided us through the whole process and made getting the money to buy our brand new caravan really easy.
Karen F.
derek S.
100% Hands down the best team for your financing needs. I have been using and happily recommending Icredit for over 8 years for both my own business equipment finance and also for our customers. Hundreds of loans secured by Icredit and nothing but great feedback. Nobody else compares 👌
Andrea J.
Christine from icredit was the only person i had dealt with that listened to exactly what i wanted, if it wasnt for christine, i wouldnt be driving my car, or be im a better position to be able to buy my first home in the next 2 years. Cant thank her enough and i give her a million stars, only deal with christine
Ethan L.
I can not thank Christine and Renee from icredit enough for their service and determination in helping with my purchase. They are professional and work to get the best outcome possible.I highly recommend both Christine and Renee.
Chasing Change - Life C.
Would most definitely recommend Christine for her professional attitude and helpfulness. She got the loan approved at a way better rate than the bank and car dealership, insurance was very cheap and she even got a better price on the car for me. Best finance broker and a one stop shop.
Dylan W.
I dealt with Wayne during my loan application! I did not expect the service I received! I’m talking after hours I’m talking any time of day or night this man was the most amazing person I’ve ever dealt with we clicked not just on a professional level but person as well! I was really taken aback by the service this man provided me I’m not too computer smart and done the whole thing on the phone! Thanks to this man my special needs child has one thing in his life now that makes him smile more than I’ve seen this child smile in my life! It was a quad bike I applied for and Wayne was absolutely amazing throughout the whole process would ask if I wanted help with the forms during his OWN TIME AFTER HOURS I can not thank this man enough! He’s given my child a smile I’ve not seen before and if anybody out there is looking to finance anything! I strongly recommend you call icredit and ask for Wayne! I can’t thank this man enough for his efforts and commitment! Forever grateful to this man I wish I could buy him a beer or ten as a thank you! Remember the name Wayne!!! He’s your man people! 100% thank you so very much
Damon A.
Thanks to Scott. A great help for someone who is self employed. Nothing was too hard. Handled everything for us.
Nick A.
Thank you Christine Pyle for all your assistance! What a smooth, easy transaction. You took this situation that is always stressful and handled it all! I simply said what I was after and you did the rest. I can't thank you enough for the outstanding customer service and support! You stayed in contact with updates and turn around was so quick ...If you are looking for a car, give her a call you won't be disappointed. Thank you for the stress free interaction.
Renee F.
Highly recommend the team at icredit very helpful with getting a loan.
Amanda B.
Very satisfied with the service - the speed of settlement was incredible and puts my bank to shame.Kim is friendly, knowledgeable and determined to make sure that everyone walks away happy from the experience.I'd give 6 stars if I could.
Steve H.
Just like to thank Kim shelverton for her excellent customer service. Was a pleasure doing business with Kim a very big thank you once again cheers Scott and Sharon.
Scott G.
Huge thanks to Christine!!!She seriously is a dead set legend!She made the impossible happen when no other broker could.She has helped me get my dream float at Tuza and I couldn’t be happier!!Will be using her again in the future and will be sure to tell everyone I know about her!She deserves a bigger pay packet that’s for sure!!!Thanks again Christine.
Kayla Frankie P.
Lachlan S.
A big thank you to Christine. Help me get my new 4WD Patrol within days at a better interest rate than the banks. Simply and stress free process. Cannot thank her enough.
Johnny O.
Glen Giggins from the icredit team recently helped with the finance for the purchase of our brand new gooseneck through Peaceland Horse Floats and Goosenecks and he was wonderful!!! he made the whole process so easy and went above and beyond to ensure we got the lender that met our needs. Both Glen and the services he provides are Highly recommended
Tahliah P.
really fast and good service
Matthew Q.
Scott was absolutely amazing both times we used ICredit. He made the loan process uncomplicated and easy for us. Very understanding and helpful. Will be dealing with him again.
Kath H.
A big thank you to Christine. Help me get my new 4WD Patrol within days at a better interest rate than the banks. Simply and stress free process. Cannot thank her enough.
Johnny O.
Matt O.
Once again Christine from iCredit has gone well & above the call of duty in securing a loan for us for a new horse float. Christine is a pleasure to deal with & takes the stress out of borrowing & makes the transaction smooth & easy.icredit & Christine are the only company that we will deal with in the future...We can't Thankyou enough Christine x.
Elizabeth F.
I would HIGHLY recommend iCredit, Christine was amazing for us. She done it in the time frame we needed and she is just incredible. She made the process so stress free!! 10/10 would recommend Christine if you are looking for your next Horse float!!
Justin G.
Kim was awesome in helping me get my car loan. Thankyou so much Kim xx
Lesley W.
Good afternoon please I don't understand this app again you use auto debt to debt from account the sum of 36920 and you still asking me to pay please Check ur record well
Adekunle A.
I have just moved to QLD from WA and Christine Pyle has been an amazing support for me to finding the perfect car for me. Christine made me feel so valued and went above and beyond to help me and my husband with the paperwork and other requirements needed to complete everything. I have certainly recommended Christine's professional and respectful standard and style of work to my friends and family and I would not hesitate to work with her again. Thanks so much Christine - you rock!!
Maria H.
Matt at iCredit has been awesome. The application and approval process was easy and very quick and the communication from Matt great.I would highly recommend this Company for their pain free and fast service.
Kerry S.
We have dealt with Christine Pyle multiple times for our finance needs, and everytime she has gone above and beyond to assist us. Christine is professional, knowledgeable and caring. We highly recommend her for any of your finance needs, and will be definitely calling Christine for any of our future finance needs!!
Anita W.
Great service and always help out
Wally C.
Lyn W.
We had a fantastic lady deal with our matter a she was great, she had all the answers we needed and nothing was to much.I cannot speak highly enough of she .great job.
Kevin H.
Thank you so much Matt.I cant believe how quick and easy you made getting my horse float loan.Highly recommend this service (and the staff are so helpful, knowledgeable and friendly! !!!
Sharon Eslick S.
Easy to deal with and very friendly staff. Fast turnaround time getting loans sorted
Daniel J
I would highly suggest using iCREDIT if going for finance as Scott is amazing to deal with and makes everything so simple and easy. Scott always answers the phone which is a big thing for me so if I had questions or wanted to know something I knew I could ring him at anytime and get the answers that I needed. Scott kept me up to date with what was going on and I never felt like I was being left out of the loop. Amazing company and will be using them again in the future. Thankyou scott
Tanya L.
Christine at ICredit is Amazing she went above and beyond to help us. I can honestly say i don"t think i have had better service and care anywhere ever! All times of day of night Christine was offering to help. Thank you Christine you made ta stressful process very enjoyable. Thank you , you a are Legend.
Cindy H.
Matt provided a great service and found me a good car loan in a short time frame. He was very patient with my questions and worked through a few financial issues for me too. Would definitely recommend.
Jono K.
Many thanks to Kim for her prompt and professional service organising finance for a machinery purchase. Nothing was too much trouble for her ,she made the whole process smooth and hassle free. Great job Kim , I will certainly recommend your services to anyone looking to make finance an easy experience
Paul M.
I cannot recommend Christine from iCredit highly enough. I had been dealing with another broker who had done nothing but talk for 2 weeks before I called her. It was a complicated loan because of self-employment and the fact I had borrowed nothing from anyone in 12 years. Christine was onto it asap and got it all done within a week. Everyone happy; No tears.
Rondell J.
Christine was amazing easy to talk to and offered finance options that suited my needs. I was very happy with her services and wouldn't hesitate to recommend her to anyone else.
Tammy S.
I can’t recommend Christine at iCREDIT enough. She went above and beyond for us to make sure we got the product we were after. She made the process so easy and at rates better than our bank. Thanks Christine!
Kim D
Highly recommended .. they are extremely professional!
Maria E.
This is the 2nd time I've worked with Matt. He was recommended to me as he helped someone get a loan who might not have been able to.He's helped me get 2 cars so far and even my dealership was impressed at the speed at which he organised everything and settled the contract.I will continue to use Matt for all vehicle loans.
Ethan H.
Excellent service - responsive, efficient and friendly.
Cate H.
Kim and Scott were so accommodating and helpful and kept things smooth sailing the way through! They were patient and friendly 🙂
Teresa W.
Glen Giggins from the icredit team recently helped with the finance for the purchase of our brand new gooseneck through Peaceland Horse Floats and Goosenecks and he was wonderful!!! he made the whole process so easy and went above and beyond to ensure we got the lender that met our needs. Both Glen and the services he provides are Highly recommended
Tahliah P.
Scott at Icredit!!! What a legend!!! At July 2022, interest rate rises and changes to rules for lending (now includes Afterpay and zip pay statements to be included) got given the run around!! Saved me a lot of stress and heartache!!! Got there in the end!! Kept me updated answered any questions I had!! Highly recommended
Bron W.
Matt provided a gold standard service can't recommend highly enough. I would go to Matt before any bank in the future 👍🥂cheers to you Matt
Gaye Tunbridge B.
Great people to deal with, Scott helped us out so much for a fast result couldn’t be happier
Wayne W.
Dealing with Icredit has been excellent and Scott Collins and team go above and beyond to secure the right loan. I would highly recommend their service.Jason The Tavern
Patrica N.
Kim is extremely helpful and very good at what she does. Quite happily recommend her.
kellithorpe115
Scott from iCredit was fantastic to deal with when we purchased our new horse float. He made everything so easy and nothing was too much trouble. Highly recommend dealing with this company.
Tina R.
Wish I could give 10 ☆ Matt was absolutely fantastic to deal with went above and beyond will definitely use icredit again for any finance needs Thanks Matt
Shell T.
Easy to deal with, friendly staff
Brad H.
I got my car loan processed and approved super quick, without any issues.AMAZING AND PROFESSIONAL
Eliza C.
Christine from iCredit is amazing! She goes above and beyond to help with getting the best interest rates and helps every step of process. Thanks to Christine I have an amazing new horse float and I can’t thank her enough! I wouldn’t hesitate to recommend her to anyone!
Jasmin P.
Scott from iCredit is a legend!, his skill and knowledge made sure I got the deal I was after, stress free and fast!!I cant thank Scott enough for his help, I will be sure to recommend iCredit and refer all the people I know your way.
Nathan L.
Scott and the team at iCredit are defiantly the most knowledgable. Very helpful, friendly and prompt services without the headaches - would always recommend these guys!
Corey K.
With ICredit and thanks to Scott was able to get car loan easily and no stress. Cannot recommended him or ICredit enough.
Donna M.
Amazing service Scott was fantastic and great communication. Highly recommended
Anna P.
Big Thank you to Glen Giggins for helping me refinance my home loan. Thank you for your patience and keeping me informed during the tedious process. I have a much better interest rate and lower mortgage repayments! Cannot recommend Glen highly enough!
Jade L.
Kim Shelverton made the entire process so effortless and less stressful, nothing was an issue for her, she is very friendly and helpful. Thank you Kim for all your help.
Paul M.
Kim was excellent to deal with working with me outside of business hours definitely helped to, will definitely be going back to Kim for any broker needs!
Maxwell B.
Awesome customer service and managed to get me a great rate on my personal loan. Highly recommend contacting the team at iCredit for your lending needs.
Steve W.
Great service, very prompt from Kim in what was a slightly difficult situation, would highly recommend!!
Jason W.
Scott was great to deal with..especially with both of the loans..our daughters float and our new 4x4 which is called 'Crisis' 😍😍 Nothing was ever a hassle..we were kept up to date with what was happening...the whole process was not as stressful as we thought it would be lol...And even tho it was a couple of months between transactions he remembered who we were...I highly reccommend scott and the icredit team
Liz B.
We applied for the secured loan on Monday and I am collecting my new horse float today. Scott Collins has been amazing with excellent customer service all hours of the day when we had questions. Would highly recommend these guys.
Justine D.
I would highly recommend Christine from iCREDIT. Christine was extremely helpful and professional in helping us secure a car loan and I would recommend Christine for all financial assistance. Michelle and Gavin.
Michelle T.
I’ve used icredit for multiple loans and Scott has been nothing but professional, fast and amazing to work with. Can’t recommend them enough.
Fraser G.
Can’t thank Emily enough, gorgeous person to deal with!! Patient and understanding Thankyou for the lovely service
Kiara T.
I bought my gooseneck from Peaceland floats. This was delivered to Christine's home for us to collect. When we got there we soon discovered my vehicle I had bought had not been fully finished to legally tow my gooseneck as I had requested . Christine bent over backwards to assist in getting the modifications sorted through a dealership close by to so we didnt have to make the over 600k round trip again. She was amazing as helped us so much even though we hadn't gone via her to buy the trailer. Anything else we need to acquire in the future we will be definitely contacting Christine . I totally recommend her for your needs . If she bent over backwards for us with our own little glitch and made it happen, the mind boggles what professional service she would bringfrom the beginning .
Robbie B.
Thank you very much. Scott is the best
Laura C.
Kim was very friendly, helpful and nothing was a bother she went out of her way to help fantastic. Would use Icredit againFelicity23/9/22
Felicity K.
After dealing with Christine on several occasions for numerous purchases of ours, we cannot recommended her highly enough!! Amazing service is an understatement!! We're definitely customers of hers for life!!
Jess P.
Absolutely awesome company. Scott was amazing, made the process so quick and easy as was always around to help when needed. Got the car I've wanted for ages and in the colour I wanted. 100% recommend when looking to buy a car like I was. Appreciate it Scott!
Molly M.
We have had Christine help us with 2 major purchases and this lady is magic. Christine thank you for making both times stress free, you have set the bar high and I could not recommend your services enough.
Tammi C.
I would highly recommend iCREDIT and definitely recommend Scott. Not only was he extremely efficient and professional. He went above and beyond to help me out. I will definitely use Scott and iCREDIT again.
Sally P.
scarlett B.
Anthony James A.
Big Thank you to Glen Giggins for helping me refinance my home loan. Thank you for your patience and keeping me informed during the tedious process. I have a much better interest rate and lower mortgage repayments! Cannot recommend Glen highly enough!
Jade L.
Awesome people awesome service.
Toula S.
Mara O.
The best broker I have ever dealt with. if you require a loan for a caravan, Kim will make the process smooth and hassle free.Nothing was too much trouble and her ability to explain the often complicated small print in layman's terms was invaluable.Thanks again Kim, I can thoroughly recommend iCredit.
Craig M.
bash G.
Christine is the go to woman for all finance needs. I can't thank her enough for the deal she got on the car and the finance. Very low rate and the exact car I wanted. Definitely recommend her.
Daniel C.
Christine has been amazing. This time with our car purchase she got approved for us in just 2 days. Always positive and ready to help. Will definitely be going back for a 3rd time when we need help with our next finance request. Thank you so much Christine.
Heather B.
Kim was great to deal with, very fluent and clear with communication and able to get the money I needed . Very impressed wit the service that was provided
Adrian S.
Great service & made so easy. Fast
Rebekah C.
We dealt with Kim and she was very fast and clear with requests and over all pleasant to deal with compared to others. We had our loan approved within days and we are over the moon with how easy it all was considering our work hrs and location. Highly recommend Kim!
Teagan K.
Thank you Scott, Matt and Julie for your proffessional and friendly business
Anne-marie Rivière G.
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Loans from $5000

Flexible Payment Options

Loan Terms 1 – 7 Years

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No Restriction on Vehicle Age

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*Finance subject to approval, including the application of applicable lending criteria. Terms and Conditions apply. Fees and Charges are payable. Credit assistance provided by iCREDIT Australian credit licence 499023. ^Comparison rate for Secured Loan is calculated on a loan amount of $30,000 secured over a term of 5 years based on monthly repayments. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. **. Interest Rate: 5.49% Comparison Rate: 6.71%

* You should however take into consideration that an online car loan calculator is to be used as a Guide Only and may not include all fees and charges. Every effort has been made to ensure the accuracy of the calculator,  however use and results are at your own risk. Banks and vehicle financiers will base their final decision on the vehicle age, the amount borrowed and the overall profile of the customer. When using an online car loan calculator include the following as these are generally not shown in the monthly repayments. Lender Establishment Fees, Origination Fees, Personal Property Security Register Fees, any ongoing fees.  To obtain more accurate repayments based on your profile, the age of the vehicle and loan amount please call 1300 350 118 for an obligation free quote.

We do not under any circumstances accept responsibility or  liability for any losses that may arise from a decision made as a result of  using the calculator.