Compare Personal Loans – Without affecting your credit score.

Obstetrics Loans to Suit Your Budget.

Compare lenders, loans, and rates with our straightforward 3-step application.

From $5000

Loan Amounts

1-7 Years

Loan Terms

Credit Protect

Find out your qualifying rate

Pregnancy and childbirth are profound life experiences, but they can come with significant financial demands.

At iCREDIT, we understand the importance of ensuring that expecting parents have access to quality medical care and support during this critical time. Our personal obstetrics loans are designed to provide expectant families with the financial assistance they need to navigate the journey to parenthood with confidence.

We believe that financial constraints should not compromise the health and well-being of both mother and child. With iCREDIT, you can embark on your obstetric journey knowing that we are here to provide tailored financing solutions to support this significant chapter in your life.

Loan Types

Loans With Security


Secured personal loans use an unencumbered asset such as a car, boat, caravan or motorbike as security for the loan. A Secured Personal Loan can help in borrowing higher loan amounts as this provides comfort for the bank as it helps reduce their overall risk.

Unsecured Loans


Unsecured personal loans offer flexibility with loan terms ranging from 1 – 7 years. Unsecured personal loans can start from $5000 to $60000.


How much do you want to borrow?

Loan Amount
$5000 $250000
Loan Term
12 months84 months

Loan Principal Interest

Loan Amount:
Loan Term:
Per Month*:
Int Rate:
Total Interest:

*Finance subject to approval, including the application of applicable lending criteria. Terms and Conditions apply. Fees and Charges are payable. Credit assistance provided by iCREDIT Australian credit licence 499023. ^Comparison rate for Secured Loan is calculated on a loan amount of $40,000 secured over a term of 7 years based on monthly repayments. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. **. Interest Rate: 6.99% Comparison Rate: 7.71%

Common Questions

What is obstetrics?

Obstetrics is a branch of medical science that focuses on pregnancy, childbirth, and the postpartum period. Obstetricians are medical professionals who specialise in providing care to expectant mothers and ensuring the well-being of both the mother and the baby during pregnancy and delivery.

How can I finance obstetric care and medical expenses?

You have several options to finance obstetric care and associated medical expenses. Health insurance plans typically cover a substantial portion of maternity and obstetric care costs.  Additionally, personal loans, including specialised medical loans, can be used to cover any out-of-pocket expenses you may incur.

Can I apply for a medical loan to cover obstetrics costs?

Yes, you can apply for a medical loan to cover obstetrics costs. Medical loans are personal loans designed to help individuals manage healthcare expenses, including those related to pregnancy and childbirth. These loans provide a lump sum that can be used to pay for medical bills, and repayment is typically spread over a fixed term with monthly installments.

How can I choose the right financing option for obstetrics care?

To select the right financing option for obstetrics care, you should start by reviewing your health insurance coverage. Understand what expenses are covered and what you may need to pay out of pocket. If additional financing is required, explore personal loan options. Using iCREDIT you can compare interest rates, terms, and repayment options to find a solution that aligns with your financial situation.

A quicker, hassle free lending journey

Experience the ease of our straightforward 3-step process, ensuring you access your funds without delay.

Apply Online

Complete your application online in less than 5 minutes.


Upload supporting documents

View Offer

Once approved – Review your loan offer and accept online

Why Choose iCREDIT for Obstetrics and Personal Loans?

iCREDIT is dedicated to making your dream of accessible obstetric care a reality with our tailored personal loans.

Our nationwide reach empowers us to secure competitive interest rates for these specialised medical loans. Instead of dealing with multiple loan applications, we simplify the process by thoroughly evaluating lenders and loan options that align with your specific needs. Moreover, our team of personal finance consultants is committed to delivering a personalized solution that instills confidence as you embark on the journey to comprehensive obstetric care.

It takes minutes to start your loan journey.

We’ll provide you personalised, qualifying rates and loan packages to choose from helping you make a confident, informed decision on your loan.

Guides on Obstetrics Loans

Obstetrics and Pregnancy Care Loans for Your Peace of Mind

Obstetrics and pregnancy care loans can ease the financial burden during this important journey. Our guide offers valuable insights into financing options, ensuring that your pregnancy and childbirth experience is worry-free.

Selecting the Right Lender for Your Obstetrics and Loans

Choosing the perfect lender for your obstetrics and loan financing is a pivotal step in your journey toward comprehensive maternal and fetal care. At iCREDIT, your reliable financial partner, we specialise in crafting tailored financing solutions for various healthcare expenses, including elective obstetric procedures and related medical expenses.

Our process is designed to simplify and expedite your financing experience, addressing the unique demands of medical loans for obstetrics. We are committed to securing competitive interest rates and flexible terms that align with your specific needs. With iCREDIT, you can embark on your journey toward maternal and fetal care with the confidence that your financing is in expert hands, ensuring a smooth and transparent process as you invest in the gift of a healthier pregnancy and childbirth.

Understanding Obstetrics and Maternal Care Loans in Australia

While some lenders may entice borrowers with the promise of lower interest rates for obstetrics and maternal care loans, it’s essential to consider the entire financial picture.

Certain lenders might compensate for their lower rates by introducing higher establishment fees or monthly administrative charges. When exploring your financing options, it’s prudent to assess the overall cost of these additional fees in comparison to the benefits of lower interest rates. Depending on your unique financial circumstances and the total loan expenses, choosing a lender with slightly higher interest rates but reduced upfront or administrative costs may ultimately offer a more cost-effective and transparent financing solution.

Interest-Free Obstetrics and Maternal Care Loans in Australia

Interest-free options for obstetrics and maternal care financing present an attractive solution for individuals looking to manage their healthcare expenses without incurring immediate interest charges. These plans typically include a grace period during which no interest is applied to the loan.

It’s crucial to have a comprehensive understanding of the terms and conditions. This is because, once the interest-free period concludes, interest rates may become applicable. The post-grace period interest rates could potentially be comparable to standard credit card interest rates. Therefore, it’s advisable to carefully review the terms, calculate potential post-grace period interest costs, and make an informed decision about the overall affordability of your obstetrics and maternal care loans.

Budgeting for Obstetrics and Maternal Care Loans in Australia

Creating a budget for your obstetrics and maternal care loans is a fundamental step in effectively managing your financial commitment. Begin by acquainting yourself with the loan terms, including the interest rate, loan duration, and monthly repayment amount. Make sure that your monthly budget comfortably accommodates these payments without causing financial strain. It’s also prudent to allocate a contingency fund for unforeseen expenses.

Furthermore, consider potential post-pregnancy costs, such as follow-up appointments and medical expenses. With a well-structured budget in place, you can confidently navigate your obstetrics and maternal care loan financing, ensuring a clear path to a healthy and stress-free pregnancy journey.

Need some information about Personal Loans?


Whether you find yourself puzzled by the differences between secured and unsecured loans or are seeking clarity on the loan journey; Our comprehensive resources are at your service to explain all aspects of financial terminology and procedures.