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Augmentation / Reduction Surgery Financing to Suit Your Budget.

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From $5000

Loan Amounts

1-7 Years

Loan Terms

Credit Protect

Find out your qualifying rate

If you’re considering a transformative journey like breast enhancement or reduction, we’re here to provide loans tailored to these procedures.

Our mission is to ensure that everyone can access the gift of improved appearance through customised financing solutions. Let our financial experts handle the monetary aspects while you focus on your journey toward a more confident and radiant future. Discover how iCREDIT can make breast augmentation and reduction surgeries more accessible to you today.

Loan Types

Loans With Security


Secured personal loans use an unencumbered asset such as a car, boat, caravan or motorbike as security for the loan. A Secured Personal Loan can help in borrowing higher loan amounts as this provides comfort for the bank as it helps reduce their overall risk.

Unsecured Loans


Unsecured personal loans offer flexibility with loan terms ranging from 1 – 7 years. Unsecured personal loans can start from $5000 to $60000.


How much do you want to borrow?


*Finance subject to approval, including the application of applicable lending criteria. Terms and Conditions apply. Fees and Charges are payable. Credit assistance provided by iCREDIT Australian credit licence 499023. ^Comparison rate for Secured Loan is calculated on a loan amount of $40,000 secured over a term of 7 years based on monthly repayments. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. **. Interest Rate: 6.99% Comparison Rate: 7.71%

Common Questions

Can I finance my breast surgery through loans or other financial options?

Yes, many financial institutions offer loans specifically for medical procedures like breast augmentation and reduction. These loans often come with competitive interest rates and flexible repayment terms.

How do I qualify for a breast surgery loan?

Qualifications may vary among lenders, but in general, you’ll need to have a stable income, a good credit score, and meet the lender’s specific requirements. Some lenders may offer options for those with less-than-perfect credit.

What are the advantages of financing breast surgery through loans?

Financing can make these surgeries more affordable by spreading the cost over time. It allows you to get the procedure you desire without depleting your savings or impacting your daily budget

Are there any risks associated with financing breast surgery?

While financing can be a convenient option, it’s essential to review the terms and conditions of the loan carefully. Ensure that you understand the interest rates, repayment schedule, and any potential fees associated with the loan to avoid unexpected financial burdens.

A quicker, hassle free lending journey

Experience the ease of our straightforward 3-step process, ensuring you access your funds without delay.

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Once approved – Review your loan offer and accept online

Why Choose iCREDIT for Augmentation and Reduction Surgery Loans?

With iCREDIT as your financial partner, achieving your goals for augmentation and reduction surgery becomes more attainable and budget-friendly.

Our extensive national reach empowers us to secure competitive rates for these specialized medical loans. Rather than dealing with multiple bank applications, we simplify the process by thoroughly evaluating lenders and financing options that cater to your specific needs. Moreover, our team of personal finance consultants is dedicated to delivering a custom-tailored solution that instills confidence as you move toward a more confident and self-assured you.

It takes minutes to start your loan journey.

We’ll provide you personalised, qualifying rates and loan packages to choose from helping you make a confident, informed decision on your loan.

Guides on Augmentation and Reduction Loans

Augmentation and reduction loans can assist you in attaining your desired appearance, but the expense may raise apprehensions. Our guide offers valuable information on financing choices to turn your aesthetic aspirations into a reality without the burden of financial worries

Selecting the Right Lender for Your Breast Augmentation and Reduction Surgery Loans

Choosing the perfect lender for your breast augmentation and reduction surgery loans is a pivotal step in your journey toward enhancing your appearance. At iCREDIT, your trusted financial partner, we specialise in crafting customised financing solutions for various healthcare expenses, including elective procedures like breast augmentation and reduction surgery.

Our process is carefully designed to simplify and expedite your financing journey, addressing the unique requirements of medical loans for these cosmetic surgeries. We are committed to securing competitive interest rates and flexible terms tailored to your specific needs. With iCREDIT, you can embark on your breast augmentation or reduction procedure with the confidence that your financing is managed by experts, ensuring a seamless and transparent process as you invest in the gift of a more confident and rejuvenated you.

Navigating Breast Augmentation and Reduction Surgery Loans: A Thorough Financial Analysis

While some lenders may tempt borrowers with the promise of lower interest rates for breast augmentation and reduction surgery loans, it’s crucial to consider the complete financial picture.

Certain lenders might offset their lower rates by introducing higher setup fees or monthly administrative charges. As you explore your financing options, it’s wise to evaluate the overall cost of these additional fees compared to the advantages of lower interest rates. Depending on your unique financial circumstances and the total loan expenses, selecting a lender with slightly higher interest rates but reduced upfront or administrative costs may ultimately provide a more cost-effective and transparent financing experience.

Interest-Free Hair Replacement Surgery and Hair Transplant Finance Options

Interest-free options for hair replacement surgery and hair transplant financing present an attractive solution for individuals seeking to manage their healthcare expenses without incurring immediate interest charges. Typically, these plans provide a grace period during which no interest is accrued on the financing.

It’s essential to possess a thorough understanding of the terms and conditions. This is because, once the interest-free period ends, interest rates may come into effect. The post-grace period interest rates could potentially be comparable to standard credit card interest rates. Therefore, it’s advisable to carefully examine the terms, calculate potential post-grace period interest costs, and make an informed decision regarding the overall affordability of your hair replacement surgery and hair transplant finance.

Budgeting for Breast Augmentation and Reduction Surgery Finance

Creating a budget for your breast augmentation and reduction surgery finance is a fundamental step in managing your financial commitment effectively. Start by familiarising yourself with the loan terms, including the interest rate, loan duration, and monthly repayment amount. Ensure that your monthly budget can comfortably accommodate these payments without causing financial strain. It’s also wise to allocate a contingency fund for unforeseen expenses.

Additionally, consider potential post-surgery costs such as follow-up appointments and prescription medications. With a well-structured budget in place, you can confidently navigate your breast augmentation and reduction surgery financing, ensuring a clear path to a more confident and rejuvenated you without financial stress.

Need some information about Personal Loans?


Whether you find yourself puzzled by the differences between secured and unsecured loans or are seeking clarity on the loan journey; Our comprehensive resources are at your service to explain all aspects of financial terminology and procedures.