Privacy Policy

iCREDIT
ABN 46 857 651 231
Australian Credit Licence 499023

1. Introduction
iCREDIT (“we,” “our,” or “us”) is committed to protecting your privacy and handling your personal information responsibly. This Privacy Policy outlines how we collect, use, disclose, and safeguard your personal information in compliance with the Australian Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs).

2. Collection of Personal Information
We may collect personal information including, but not limited to:

• Full name, date of birth, and contact details

• Employment and financial details

• Credit and loan history

• Identification documents (e.g., driver’s licence, passport)

• Any other information relevant to assessing your credit application or financial service needs

We collect this information directly from you through our website, application forms, phone calls, emails, and third parties such as credit reporting bodies and financial institutions.

3. Use of Personal Information
We use your personal information to:

• Assess and process your loan applications

• Provide financial services and products

• Verify your identity

• Communicate with you regarding your loan or finance options

• Comply with legal and regulatory obligations

• Improve our services and website

4. Disclosure of Personal Information
We may disclose your personal information to:

• Lenders, banks, and financial institutions

• Credit reporting bodies

• Legal and regulatory authorities as required by law

• Third-party service providers assisting with our operations

• Business partners involved in financial services

We take steps to ensure that any third parties handle your information in accordance with privacy laws.

5. Security of Personal Information
We implement strict security measures to protect your personal information from unauthorized access, modification, or disclosure. These measures include data encryption, secure storage, and access controls.

6. Access and Correction
You have the right to access and correct your personal information held by us. If you believe that any information we hold is inaccurate or incomplete, please contact us, and we will take reasonable steps to correct it.

7. Cookies and Website Usage
Our website may use cookies to enhance user experience, track website traffic, and improve our services. You can adjust your browser settings to refuse cookies if you prefer.

8. Marketing Communications
We may use your contact details to send you marketing materials about our products and services. You can opt out of receiving these communications at any time by contacting us or using the unsubscribe link in our emails.

9. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be published on our website. We encourage you to review our Privacy Policy periodically.

10. Contact Us
For any questions regarding this Privacy Policy or to exercise your privacy rights, please contact us:

iCREDIT
Website: www.icredit.net.au
Email: admin@icredit.net.au
Phone: 1300350118
Postal Address: 2/5 Executive Dr, Burleigh Waters QLD 4220

By using our website or services, you agree to the terms outlined in this Privacy Policy.