Lender Panel
Choice of 50+ Lenders
No Obligation Loan Comparison
Our Lender Panel
Compare loan options from more than one lender
iCREDIT provides access to a panel of 50+ accredited Australian lenders, including banks, non-bank lenders and specialist finance providers.
Our lender panel includes providers offering finance for different customer circumstances, asset types and credit profiles. Depending on your requirements, this may include options for:
Our Lender Panel
The iCREDIT panel includes different types of lenders because no single lender suits every customer.
Banks
Banks may offer competitive options to applicants who meet their credit, income, servicing and asset requirements.
Non-bank lenders
Non-bank lenders can provide vehicle, personal, lifestyle and business finance outside traditional bank lending channels.
Specialist lenders
Specialist lenders may consider circumstances that do not fit standard bank policies, including limited credit history, previous credit problems, shorter employment history or non-standard assets.
Commercial and asset-finance providers
These lenders focus on vehicles, equipment, trucks, trailers, machinery and other assets used primarily for business purposes.
Access to a lender through our panel does not guarantee eligibility, approval or a particular interest rate.
What does a loan comparison mean?
A loan comparison is more than looking for the lowest advertised interest rate.
When you provide information about your requirements and financial circumstances, an iCREDIT finance specialist can review potentially suitable options from our lender panel.
Not every lender will be suitable for every customer. Some lenders only provide particular types of finance or only accept applications that meet specific credit, income, employment, business or asset requirements.
Our role is to identify relevant options from our panel and explain the differences before you decide whether to proceed.
Interest Rate
Comparison Rate
Establishment Fees
Loan Term
Repayments
Applicant
Asset Age
Documentation Requirements
Employment
How It Works
Apply Online
Fill out our loan comparison form
We Compare Lenders
Match your profile with suitable options
Choose Your Loan
Review options and choose whether to proceed.
Start Your Loan
Start your loan with support throughout the term
Will comparing options affect my credit file
Requesting an initial loan comparison through iCREDIT does not, by itself, require a formal application to be submitted to a lender.
A credit enquiry may occur when:
You authorise a lender to obtain credit information
A formal loan application is submitted
A lender assesses your application
A credit-reporting body is contacted as part of the assessment process
Understanding the result of your comparison
The lowest interest rate is not automatically the lowest-cost or most suitable option.
For example, a loan with a lower advertised rate could have:
Higher establishment fees
Ongoing account fees
A longer loan term
Restrictions on additional repayments
Early termination or payout costs
A balloon or residual amount due at the end
Before accepting a loan, review:
The interest rate
The comparison rate, where applicable
All lender and broker fees
The repayment amount and frequency
The loan term
The estimated total amount repayable
Early repayment conditions
Any balloon or residual payment
Security requirements
The lender’s contract and disclosure documents
You remain responsible for deciding whether the loan is appropriate for your needs and budget.
How we select lenders for your comparison
We do not automatically send your information to every lender on our panel. We first review your finance requirements and circumstances to identify lenders whose current policies may suit your application.
Depending on your enquiry, we may consider:
loan amount and purpose
income and employment
existing financial commitments
credit history
new or used asset
dealer or private purchase
personal or business use
lender eligibility criteria
interest rates and fees
repayment structure and loan term
The lenders considered will therefore differ between customers.
FAQ's and Common Questions
The iCREDIT lender panel is a network of trusted banks, non-bank lenders, and specialist finance providers we work with. By having access to multiple lenders, we can match you with a loan that suits your needs, rather than being limited to one bank’s products.
iCREDIT has access to a panel of more than 50 accredited lenders, including banks, non-bank lenders and specialist finance providers. Not every lender will be considered for every enquiry, and our panel does not represent the entire Australian lending market.
Banks can only offer their own products. With iCREDIT, our lender panel allows you to compare across multiple lenders, increasing your chances of approval and finding a loan with better terms or interest rates.
No — our team will guide you through the options. Once we’ve compared lenders and found suitable matches, you’ll have the final say on which loan you want to proceed with.
Getting a pre-approval or loan comparison with iCREDIT won’t impact your credit file. We only submit an application to a lender once you’re ready to move forward.
Our panel covers a wide range of finance including car loans, caravan loans, motorbike loans, personal loans, horse float finance, and equipment finance.
Yes — many of our specialist lenders cater to self-employed, contract workers, and applicants who may not have traditional payslips.
Rates and terms vary according to the lender, product and applicant’s circumstances. We will explain the applicable rate, fees, repayments and loan conditions for the options presented to you. You should compare the total cost and conditions, not only the advertised interest rate.
Yes — iCREDIT is an accredited finance brokerage and operates under Australian Credit Licence regulations, ensuring compliance and transparency at every step.
It’s simple — complete our online Quick Quote form. We’ll review your details, compare options across the panel, and let you choose the loan that best suits your budget and goals.
Products Available
Car Loans
Caravan Loans
Boat Loans
Motorbike Loans
Personal Loans
Truck Loans
Equipment Loans
Business Loans
What Customers Say About Us
Customer Reviews
Ready to Compare? Get Your Loan Options Today
With access to our full lender panel, iCREDIT makes it simple to find the right finance for your budget and lifestyle.
Whether it’s a car, caravan, motorbike, horse float, or personal loan — we’ll do the heavy lifting and present the best options for you.
✅ Compare multiple lenders in one place
✅ No impact on your credit file for comparisons
✅ Transparent fees and clear loan terms
✅ Options for self-employed & low-doc applicants
✅ Personal support from our finance specialists
