Truck Loans to keep your business moving
1 to 7 Years
& Private Sales
Fuss Application
40+ Lenders
Second Chance Truck Loans to get you moving
Securing truck loans with less-than-perfect credit, rejection from traditional banks, or when initiating a new business can be a challenging feat. Recognising the crucial role of well-maintained equipment in preserving working capital and ensuring smooth daily business operations, iCREDIT Australia specialises in second chance truck finance.
Our commitment extends to offering tailored financing solutions for medium rigid, heavy rigid, and prime mover trucks, catering to sole traders and companies across Australia. Regardless of credit history or the stage of your business, iCREDIT Australia’s expertise in various forms of commercial lending ensures a seamless process that guides you toward the best low-cost loan, aligning with your business requirements and budget constraints. iCREDIT Australia is your partner in overcoming financial obstacles and propelling your business to new heights with our second chance truck finance solutions.
An commercial truck loan is tailored specifically for business use. A truck business loan provides various taxation benefits including claiming the GST component from the purchase, the interest payable on the loan through to repayments.
Yes! We offer truck loans for both new and used trucks from medium rigid, heavy rigid and prime movers.
Yes, We help businesses from a single purchase through to a fleet of trucks. Our system can source the best financing option to suit your business needs and cash flow.
To apply for a commercial truck loan, follow our easy online application.
The more information you can provide the better result and more options are available to you.
Your business loan consultant will be able to assess and deliver a suitable answer for you.
Yes, we offer a wide range of lenders and loan products for you to choose from and work hard to find and present your application correctly to ensure we receive the right answer.
Yes, of course. We not only provide financing options for trucks and heavy movers but also trailers including dog trailers, tilt trays, flat beds and more.
Yes, having a pre-purchase truck loan approval is a recommended option. A pre-purchase truck loan approval will allow you to shop around for the right model for your needs and having the money readily available will allow you to commit to buy should you find a bargain.
No deposit in needed for truck finance, however using some form of deposit to purchase the truck will mean borrowing less and paying less in interest.
Second chance truck finance provides individuals with a less-than-perfect credit history the chance to secure financing. By making timely payments on their truck loan, borrowers can gradually rebuild their credit score over time.
For those who may have faced financial challenges or credit issues in the past, second chance truck finance offers a pathway to acquiring a vehicle. This can be crucial for individuals who rely on trucks for work or daily transportation needs.
One drawback of second chance truck finance is the likelihood of higher interest rates compared to traditional loans. Lenders may perceive individuals with poor credit as higher risk, leading to increased interest costs over the life of the loan.
Borrowers in need of second chance financing may find themselves with fewer loan options and facing more stringent terms. This limitation could result in higher monthly payments or less favorable loan terms compared to those with stronger credit
We understand truck finance and help Australians find second chance truck finance with a streamlined loan process. Whatever your business requirements are and whatever your financial situation is, we’re on your side.
We’re backed by national buying power, meaning we’re in the best position possible to negotiate with lenders to offer affordable and suitable finance for you.
We compare lenders and banks from our panel of over 40 lenders to find the best available outcome. Our system checks your loan throughout our panel of lenders without negatively affecting your credit rating to provide you transparent results helping you make a confident, informed decision.
At iCREDIT , we process thousands of loans each year, have in-depth knowledge of lender guidelines so we can present your loan correctly, giving you the best opportunity to get the right answer.
iCREDIT second chance truck finance is available throughout Australia, Melbourne, Sydney, Adelaide, Hobart, Darwin and Perth, Gold Coast, Palm Beach, Burleigh Heads, Tweed Heads, Brisbane, Ipswich, Sunshine Coast, and Queensland Today!
