Website Disclaimer

Last updated: 16.2.2026

1. General Information Only

The information contained on this website (www.icredit.net.au) is provided by iCREDIT for general informational purposes only. It is intended to give a broad overview of finance products and services including car loans, personal loans, equipment finance, motorcycle loans and related credit services.

The content on this website does not constitute financial, credit, legal, tax or investment advice. Information provided does not take into account your individual objectives, financial situation or needs.

Before acting on any information on this website, you should consider whether it is appropriate to your personal circumstances and seek independent professional advice where required.

2. Credit Services Disclosure

iCREDIT provides credit assistance services in accordance with the National Consumer Credit Protection Act 2009 (Cth).

We may act as:

• A credit representative of an Australian Credit Licence holder; or

• An authorised credit assistance provider under applicable Australian law.

Full details regarding:

• Our licensing status

• Our dispute resolution process

• Our remuneration arrangements

• Our obligations to you

are contained in our Credit Guide, available here:

👉 Credit Guide
👉 Privacy Policy
👉 Complaints & Dispute Resolution

3. No Offer or Guarantee

Nothing on this website constitutes:

• A binding offer of finance

• A guarantee of approval

• A representation that a particular interest rate or repayment will apply to you

All finance approvals are subject to:

• Lender assessment criteria

• Verification of information

• Responsible lending obligations

• Satisfactory credit checks

Indicative rates, repayment examples and calculators are estimates only and may not reflect your final approved loan terms.

4. Loan Calculators & Rate Examples

Any loan repayment calculators, rate tables or examples on this website are for illustrative purposes only.

They:

• Do not constitute a quote or pre-approval

• May not include all fees and charges

• May not reflect lender credit policy changes

For personalised loan options, please submit a formal application or speak to a finance specialist.

👉 Loan Calculators
👉 Contact iCREDIT

5. Third-Party Websites & Links

This website may contain links to third-party websites for convenience and information.

iCREDIT:

• Does not control external sites

• Does not endorse third-party content

• Is not responsible for the accuracy, privacy practices or security of those websites

Accessing external websites is at your own risk.

6. Website Availability & Technical Disclaimer

While we aim to ensure this website operates reliably:

• We do not guarantee uninterrupted access

• We do not guarantee the site is error-free

• We do not guarantee the site is free from viruses or malicious code

You are responsible for implementing appropriate security measures on your device.

7. Limitation of Liability

To the maximum extent permitted by law, iCREDIT, its directors, employees, representatives and affiliates are not liable for any loss or damage (including indirect or consequential loss) arising from:

• Reliance on website information

• Use or inability to use the website

• Errors or omissions in content

• Delays in application processing

• Third-party lender decisions

Nothing in this disclaimer excludes liability that cannot be excluded under Australian law.

8. Intellectual Property

All content on this website, including text, graphics, logos, branding, and layout, is the property of iCREDIT unless otherwise stated.

Content may not be reproduced, copied or distributed without prior written consent.

9. Changes to This Disclaimer

iCREDIT may update this Disclaimer at any time without prior notice. Continued use of this website constitutes acceptance of any changes.