Jetski Finance

Choose Marine Loans to Suit Your Lifestyle

Get a Quick Quote

Jetski loans to fit your lifestyle.

Compare lenders, loans and rates
with our straightforward application process.

Upgrading to a new jet ski, found a private sale bargain or buying a ski for the family? Whatever you’re reasons, accessing our panel of Australia’s leading marine lenders and Jetski finance companies, we can help you compare and find the very best outcome for your marine lifestyle finance needs.

Your Loan Roadmap

Loan Roadmap

Jetski Loan Options

Personal Use Jetski Loan

Business Use Jetski Loans

Type of Loans Available

Secured Jetski Loans

Secured jetski loans are similar to a motor vehicle loan as they use security of the ski for the loan. A Secured Loan can help in borrowing higher loan amounts as this provides comfort for the bank as it helps reduce their overall risk and usually comes with better interest rates.

Unsecured Jetski Loans

Unsecured jetski loans or personal loans offer the flexibility to purchase when your ready knowing the money available. With loan terms ranging from 1 – 7 years unsecured jet ski loans can start from $5000 up to $60000.

Business Jetski Loans

Business Jetski Finance is available to ABN holders that are using the ski primarily for business use. Chattel Mortgage, Rent to Own and Leasing options are available. Speak to our finance consultants to find out what product may be suitable for you.

Second Chance Jetski Loans

We can assist with second chance jetski loans. Whether you have poor credit or default history, we may have a product suitable to your needs.

Common Questions

If you’re shopping around for a suitable jetski or waverunner, you can gain a pre-purchase loan approval. This gives you the flexibility of shopping around without having to sort out finances after deciding to buy, especially if the ski is a private sale.

We offer a range of loan options for jetskis and our finance consultants can discuss your budget and borrowing requirements over the phone.  Our Jetski Loan Calculator can also help if you’re sticking to a budget.

Jetski’s are considered ‘want’ or lifestyle items, so some banks may only offer a personal loan.

As everyone has different circumstances and credit histories, interest rates can vary from lender to lender.

Factors such as credit score / rating, the loan amount, the age of the jetski, loan term and your overall loan application can determine what interest rate you will receive.

Our obligation free process of comparing loans & lenders can help find the lowest overall cost loan with an interest rate that is suitable for you.

To apply for a jetski loan, you will be required to provide some details. Generally the more information you can provide the more options will be available to you.

Information to assist with personal loans may include:

Payslips

Bank Statements

Notice of Assessment or Tax Return (if self employed)

Photo ID

The short answer is, Yes. We do have lenders on our panel that can assist if you have bad or poor credit history. As everyone’s circumstances are different, our finance consultants are experienced in sourcing a suitable marine loan to meet your requirements.

Yes, we have options available for older model jetskis and waverunners.

Yes, we have options for ABN holders wishing to purchase a jetski or boat for work purposes. These include Chattel Mortgage, Leasing, Rent to Own with various taxation benefits available.

Calculate your jetski loan Repayment

Use our online jetski loan calculator to get an estimate of your loan repayments, term and interest rate.

Pro’s and Con’s Of Jetski Loans

Pro's

Having a choice of lenders and loans can help find the lowest overall cost loan to suit your needs.

Depending on the application, some Jetski loans can be accessed quickly, in some cases the money can be in yours or the dealers bank the same day.

Loan terms for jetskis can vary from 1 to 7 years with the option to repay additional repayments and bulk payments to reduce the overall loan term total interest.

Con's

If you’re purchasing a jetski with the intention of paying the loan out within 12 months, a secured loan may not be the best option for you. Some secured lenders may charge an early exit fee if you pay out the loan early.

A Jetski is a lifestyle item, meaning you need to make use of it.

Why Choose iCREDIT?

We help make our customers loan journey easy. Were not a major Company focused on profits, we pride ourselves on building confidence with our customers to offer decent financing options.

Whatever your requirements and whatever your financial situation, we’re on your side. Backed by national buying power, meaning we’re in the best position possible to negotiate better, more affordable finance rates for you.

Our loan comparison process helps customers find low cost loans without affecting their credit rating.

We’ve helped thousands of
Australians find low cost loans.

Cabdulaahi Y. profile picture
Cabdulaahi Y.
2 years ago
Michelle W. profile picture
Michelle W.
2 years ago
Michelle from icredit was great to deal with.
Easy to contact and made everything seem so easy
Angela O. profile picture
Angela O.
2 years ago
For a money man I found Wayne to be honest and very upfront which helped. No sugar coating anything, no false hope. Thank you for your help. The boys love their new car.
Kristyl Ben J. profile picture
Kristyl Ben J.
2 years ago
Easy process fast result highly recommend
Ash A. profile picture
Ash A.
2 years ago
Very happy with what Michelle has done for us both for a personal and a car loan. Michelle is very efficient and organized and made the process quite comfortable and streamlined. Definitely recommend Michelle.
TFB A. profile picture
TFB A.
2 years ago
iCredit have arranged two motor vehicle finance loans for us to purchase trucks. We have been really happy with the service provided by iCredit and would happily recommend them to others. Cameron Tfbhire.com.au
DIS J. profile picture
DIS J.
2 years ago
Hi Scott,

I wanted to take a moment to express my sincere appreciation for your invaluable assistance in helping me navigate the complexities of car warranties. Your expertise and dedication made the entire process smooth and stress-free.

Your thorough understanding of the various warranty options available ensured that I could make an informed decision that best suited my needs. Your patience in answering all my questions and clarifying any doubts reassured me every step of the way.

Moreover, your commitment to providing personalized support and going above and beyond to address any concerns truly sets you apart. Your professionalism and attention to detail are commendable, and I am grateful for your unwavering support throughout the entire process.

Thanks to your guidance, I now have the peace of mind knowing that my car is protected by a comprehensive warranty that meets all my requirements. Your dedication to customer satisfaction is evident, and I have no hesitation in recommending your services to anyone in need of expert advice on car warranties.

Once again, thank you, Scott, for your exceptional assistance. I look forward to working with you again in the future and will not hesitate to reach out whenever I need assistance with any financial matters.

Best regards,
SID
Luke P. profile picture
Luke P.
2 years ago
I would like to thank Al Purton for his professionalism and hard work to get my loan for a work car over the line within a matter of days. His knowledge, hard work and customer service were second to none. Thank you so much Al, I will definitely be recommending you to everyone!!

Customer Reviews

Google 5 star review banner

iCREDIT Jetski Loans are available throughout Australia, Melbourne, Sydney,  Adelaide, Hobart, Darwin and Perth, Gold Coast, Palm Beach, Burleigh Heads, Tweed Heads, Brisbane, Ipswich, Sunshine Coast, and Queensland Today!

*Finance subject to approval, including the application of applicable lending criteria. Terms and Conditions apply. Fees and Charges are payable. Credit assistance provided by iCREDIT Australian credit licence 499023. ^Comparison rate for Secured Loan is calculated on a loan amount of $30,000 secured over a term of 5 years based on monthly repayments. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. **. Interest Rate: 6.99% Comparison Rate: 8.71%

news, articles, tips & hints