Medical Loans

Healing within reach: Medical Loans for your well-being

Medical Loans Quick Quote

Medical loans to fit your needs.

Compare lenders, loans and rates with our simple 3 step application

Loan Amounts

From $5000

Loan Terms

1 - 7 Years

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Find out your qualifying rate

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At iCREDIT, we understand that prioritising your health and well-being with medical treatments and procedures is a significant goal for many.

That’s why we specialise in offering tailored financing solutions to make your healthcare aspirations a reality.

Our expertise in medical loans ensures that you can focus on your well-being without worrying about the financial burden. With iCREDIT, you can take steps toward a healthier future, knowing that we’ve got you covered with the right financial support.

Explore our range of loan options, and let us assist you in achieving the health and well-being you’ve always desired.

Medical
Loans
For

Cosmetic

Dental

Eye

Hair

Augmetation / Reduction

Audiology

ENT

Obstetrics

Type of Loans Available

Loans with security

Personal Loans With Security

Secured personal loans use an unencumbered asset such as a car, boat, caravan or motorbike as security for the loan. A Secured Personal Loan can help in borrowing higher loan amounts as this provides comfort for the bank as it helps reduce their overall risk.

Unsecured Loans

Unsecured personal loans offer flexibility with loan terms ranging from 1 – 7 years. Unsecured personal loans can start from $5000 to $60000.

Common Question

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Medical loans are personal loans specifically designed to cover healthcare and medical expenses, including procedures, treatments, surgeries, and related costs.

Medical loans work like typical personal loans. You borrow a specific amount, and then repay it in fixed monthly installments, often with interest, over an agreed-upon term.

Medical loans can cover a wide range of healthcare costs, including elective surgeries (e.g., cosmetic, laser eye, hair), dental work, fertility treatments, and other medical procedures.

Medical loans can be either unsecured or secured, depending on the lender and your creditworthiness. Unsecured loans do not require collateral.

To apply, you typically submit an online application and upload supporting documents to iCREDIT. Generally we can have an answer for you within 2 business working days. Your creditworthiness and ability to repay the loan will determine approval and the loan terms.

Before getting a medical loan, assess your credit, compare loan offers, understand the interest rates and fees, and make sure the monthly payments fit within your budget. 

Yes, as long as the loan is being used for a worthwhile purpose, you can use the funds for international procedures.

Calculate Your Repayment

At iCREDIT, we understand that prioritising your health and well-being with medical treatments and procedures is a significant goal for many.

That’s why we specialise in offering tailored financing solutions to make your healthcare aspirations a reality.

Our expertise in medical loans ensures that you can focus on your well-being without worrying about the financial burden. With iCREDIT, you can take steps toward a healthier future, knowing that we’ve got you covered with the right financial support.

Explore our range of loan options, and let us assist you in achieving the health and well-being you’ve always desired.

A quicker, hassle free lending journey

Experience the ease of our straightforward 3-step process, ensuring you access your funds without delay.

Apply Online

Complete your application online in less than 5 minutes.

Upload

Upload your supporting documents 

View Offer

Once approved – Review your loan offer and accept online

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Why Choose iCREDIT?

We simplify your medical loan journey. No matter your needs or financial situation, we’re here for you. With national buying power, we negotiate competitive and affordable medical loan rates to support your well-being

Pro’s and Con’s Of Medical Loans

Pro's

Accessibility to Healthcare

Medical loans provide immediate access to necessary medical treatments and procedures, ensuring that individuals can receive essential healthcare even if they lack sufficient savings.

Flexible Repayment

They often offer flexible repayment terms, allowing borrowers to spread healthcare costs over time and manage their financial obligations effectively.

Con's

Interest Costs

You will pay interest on medical loans and personal loans. This can lead to increased overall healthcare costs. Borrowers need to consider the long-term financial impact.

Debt Accumulation

Taking on medical debt through loans can lead to financial strain and impact credit scores if repayments become challenging. It’s crucial to assess one’s ability to manage the debt responsibly.

We’ve helped thousands of
Australians find low cost loans.

Cabdulaahi Y. profile picture
Cabdulaahi Y.
2 years ago
Michelle W. profile picture
Michelle W.
2 years ago
Michelle from icredit was great to deal with. Easy to contact and made everything seem so easy
Angela O. profile picture
Angela O.
2 years ago
For a money man I found Wayne to be honest and very upfront which helped. No sugar coating anything, no false hope. Thank you for your help. The boys love their new car.
Kristyl Ben J. profile picture
Kristyl Ben J.
2 years ago
Easy process fast result highly recommend
Ash A. profile picture
Ash A.
2 years ago
Very happy with what Michelle has done for us both for a personal and a car loan. Michelle is very efficient and organized and made the process quite comfortable and streamlined. Definitely recommend Michelle.
TFB A. profile picture
TFB A.
2 years ago
iCredit have arranged two motor vehicle finance loans for us to purchase trucks. We have been really happy with the service provided by iCredit and would happily recommend them to others. Cameron Tfbhire.com.au
DIS J. profile picture
DIS J.
2 years ago
Hi Scott, I wanted to take a moment to express my sincere appreciation for your invaluable assistance in helping me navigate the complexities of car warranties. Your expertise and dedication made the entire process smooth and stress-free. Your thorough understanding of the various warranty options available ensured that I could make an informed decision that best suited my needs. Your patience in answering all my questions and clarifying any doubts reassured me every step of the way. Moreover, your commitment to providing personalized support and going above and beyond to address any concerns truly sets you apart. Your professionalism and attention to detail are commendable, and I am grateful for your unwavering support throughout the entire process. Thanks to your guidance, I now have the peace of mind knowing that my car is protected by a comprehensive warranty that meets all my requirements. Your dedication to customer satisfaction is evident, and I have no hesitation in recommending your services to anyone in need of expert advice on car warranties. Once again, thank you, Scott, for your exceptional assistance. I look forward to working with you again in the future and will not hesitate to reach out whenever I need assistance with any financial matters. Best regards, SID
Luke P. profile picture
Luke P.
3 years ago
I would like to thank Al Purton for his professionalism and hard work to get my loan for a work car over the line within a matter of days. His knowledge, hard work and customer service were second to none. Thank you so much Al, I will definitely be recommending you to everyone!!

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