A Secured Horse Float Loan allows you to finance a horse float by using the asset itself as security. This type of finance is commonly used for both new and used horse floats and can offer more competitive interest rates and longer loan terms compared to unsecured options.
At iCREDIT, we specialise in Secured Horse Float Loans tailored to horse owners, competitors, and equine businesses Australia-wide. We compare specialist lenders to help you secure a loan structure that suits your asset, budget, and circumstances.
A secured horse float loan is a finance arrangement where the horse float is used as security for the loan. Because the lender has security over the asset, this can reduce lending risk and may result in:
Lower interest rates
Longer repayment terms
Higher approval confidence
Access to a broader lender panel
Secured loans are commonly used for dealer purchases, private sales, and custom builds, subject to lender criteria.
Secured horse float finance may be available for:
New horse floats
Used or second-hand horse floats
Private sale purchases
Gooseneck horse floats
Angle load and straight load designs
Custom-built or made-to-order floats
Depending on lender assessment, you may also be able to include approved accessories or upgrades within the loan amount.
A secured horse float loan uses the horse float itself as security for the loan, which may allow for better rates and longer terms.
Yes. Many lenders offer secured finance for used horse floats, subject to age, condition, and valuation requirements.
Yes. Secured loans may be available for private sales, provided required documentation and ownership checks are supplied.
In many cases, yes. Using the asset as security can reduce lender risk, which may result in more competitive interest rates.
Loan terms commonly range from 1 to 7 years, depending on the lender, asset type, and applicant profile.
Not always. Some lenders offer no-deposit secured options, while others may require a deposit depending on circumstances.
Yes. Self-employed applicants can apply, though lenders may request financial statements or supporting documents.
No. Requesting a quote with iCREDIT does not impact your credit file. A credit check usually occurs only if you proceed with a lender.
The loan would generally need to be finalised or transferred, subject to lender approval.
Yes. iCREDIT provides secured horse float loan support across all Australian states and regions.
A secured horse float loan uses the float as collateral, which may provide access to better rates and longer terms.
An unsecured loan does not require security but may have shorter terms or higher rates.
If you’re unsure which option suits your situation, iCREDIT can compare both structures for you.
At iCREDIT, you gain access to 40+ specialist lenders, with experience financing secured equine and asset-based loans. We provide clear, transparent loan comparisons, support dealer, private, and auction purchases, and operate with no pressure and no hidden fees. From start to finish, you’ll work with a dedicated consultant, and most importantly, we work for you, not the lender.
