Whether you’re looking at new or used equipment. Find a low cost business loan suitable to your cash flow
Compare lenders, loans and rates with our straightforward application process.
A fast and hassle free process to acquire earthmoving and heavy machinery finance or leasing, tailored to meet your specific business needs.
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Choose from over 40 lenders
Traditional banks often struggle to grasp the full potential of investing in earthmoving equipment, heavy machinery financing, and equipment leasing for construction. At iCREDIT, we understand the unique needs of forward-thinking businesses like yours.
Our team of equipment finance specialists is here to make the process seamless. We know your time is valuable, and we work closely with you, understanding your specific business requirements and the significant advantages of expanding your equipment fleet. With this insight, we provide expert guidance on the perfect earthmoving equipment financing solution to help you reach your goals.
Experience the ease of our straightforward stepped process, ensuring you access your funds without delay.
Apply Online using our simple application form to start your finance journey
We’ll compare your equipment loan through our panel of lenders to find a suitable solution.
Get your transparent loan offer with interest rate and repayments to approve.
Funds are transferred to the seller within 24 hours, helping you take delivery sooner.
At iCREDIT, we understand the unique nature of every business. We take the time to delve into your specific business goals, enabling us to create customized loan products that align perfectly with your requirements. Our expertise lies in providing adaptable financing solutions for various types of business equipment, particularly focusing on earthmoving and construction equipment.
Earthmoving equipment finance is a type of funding or loan arrangement specifically designed to help businesses acquire, lease, or upgrade heavy machinery and equipment used in construction, excavation, and earthmoving projects.
Earthmoving equipment finance typically covers a wide range of machinery, including bulldozers, excavators, loaders, graders, backhoes, and other specialized equipment used in construction and excavation.
Interest rates in earthmoving equipment finance can vary based on factors such as creditworthiness, loan term, and the lender. Rates may be fixed or variable, and it’s essential to compare options to find the best deal.
Financing allows businesses to conserve capital, maintain cash flow, and take advantage of tax benefits. It also provides flexibility to upgrade equipment when needed.
Yes, there can be tax benefits, including deductions on interest payments and potential depreciation benefits, depending on local tax laws and regulations.
Loan terms for earthmoving equipment finance can range from 2 to 7 years, with structured terms available.
A balloon payment is a larger, final payment made at the end of the loan term. It can help reduce monthly payments but requires a lump sum payment when the loan matures.
Yes, we have lenders on our panel offering financing options for businesses with lower credit scores.
Some lenders may require equipment insurance to protect their investment, but the specific insurance requirements can vary by lender and region.
Yes, businesses can use equipment financing for both new and used earthmoving equipment, providing flexibility in equipment choices and budget considerations.
