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Horse Float Loan - 10.2026
Financing Options for Used Horse Floats and Gooseneck Trailers

Horse Float Finance Made Easy
Buying a used horse float or purchasing from a private seller can be a smart, cost-effective way to secure reliable horse transport. At iCREDIT, we specialise in Used & Private Sale Horse Float Loans, helping horse owners and equine businesses finance second-hand floats with confidence.
Whether you’re buying from a dealer, breeder, trainer, auction, or private seller, we compare lender options to find finance that suits your purchase and budget.
Finance a Used Horse Float with Confidence
Used horse float loans allow you to finance quality pre-owned floats while keeping your cash flow intact. Many lenders support second-hand horse float finance, provided the float meets age, condition, and valuation requirements.
We regularly assist with finance for:
- Used 2HSL, 2HAL, 3HAL and 4HAL horse floats
- Straight load and angle load floats
- Gooseneck horse floats
- Floats purchased via private sale, classifieds, or auction
- Older but well-maintained horse floats
Each application is assessed individually to ensure the loan structure aligns with the asset and purchase method.

Benefits of Used & Private Sale Horse Float Loans
Competitive interest rates
Flexible loan terms tailored to asset age
No obligation loan comparisons
No impact on your credit file to enquire
Used horse float finance can be ideal for first-time buyers, casual competitors, or those seeking value without compromising safety.
Who Can Apply?
Our New Horse Float Loans are suitable for:
Individual horse owners
Competitive riders and eventers
Trainers and equestrian professionals
Studs, agistment providers and businesses
First-time horse float buyers
We work with:
PAYG employees
Self-employed applicants
ABN holders
Applicants with strong or average credit profiles
If you’re unsure where you stand, our team will guide you through your options.
If you’re considering whether a brand-new float may offer longer terms or lower rates, you can also explore our New Horse Float Loans options.
How the Process Works
Request a quote – no obligation
We compare suitable lenders
Receive loan options tailored to used or private sale purchases
Settlement arranged with the seller or dealer
Why Choose iCREDIT for Used Horse Float Loans?
At iCREDIT, you have access to 40+ specialist lenders, giving you a wider range of options when financing used or private sale horse floats. We have extensive experience with second-hand and private sale assets, including dealer, private, and auction purchases, allowing us to structure finance that aligns with the asset and purchase method. Our process is built on clear, transparent loan comparisons, so you understand your options upfront without confusion. There’s no pressure and no hidden fees — just straightforward guidance and honest advice. From your initial enquiry through to settlement, you’re supported by a dedicated consultant from start to finish, ensuring a smooth and informed experience. Most importantly, we work for you, not the lender, always prioritising your needs and circumstances.
FAQ's about iCREDIT Horse Float Loans
A used horse float loan is finance used to purchase a second-hand horse float, either from a dealer, private seller, or auction, with repayments structured over an agreed term.
Yes. iCREDIT works with lenders that support private sale horse float loans, subject to documentation such as proof of ownership, photos, or a purchase agreement.
Eligibility depends on the age, condition, and value of the float. Some lenders have age limits, while others assess the asset on a case-by-case basis.
Rates can vary depending on the asset age, loan term, and your credit profile. Used horse float loans may attract slightly different terms compared to new purchases, but competitive options are often available.
In many cases, yes. Auction purchases may require additional checks such as valuation or settlement timeframes, which we help manage as part of the process.
Common documents may include seller identification, proof of ownership, photos of the float, a receipt or purchase agreement, and your personal or financial details.
Not always. Some lenders offer no-deposit options, while others may require a deposit depending on the loan amount, asset value, and applicant profile.
Yes. Self-employed applicants can apply.
Approval timeframes vary, but many applications can be assessed once required documents and seller details are provided.
No. Requesting information or a quote with iCREDIT does not impact your credit file. A formal credit check usually only occurs if you choose to proceed with a lender application.
What Customers Say About Us
Customer Reviews


About iCREDIT
iCREDIT is one of Australia’s leading finance providers, offering tailored loan solutions for horse floats, gooseneck trailers, vehicles, machinery, and more. With access to a wide network of lenders, iCREDIT helps customers compare loan products and secure competitive financing that suits their needs and budget.
Committed to transparency and customer satisfaction, iCREDIT provides flexible loan terms, clear repayment options, and expert guidance throughout the process. Whether purchasing from a dealership or a private seller, their team ensures a smooth and stress-free financing experience.
With a strong reputation for reliability and industry expertise, iCREDIT makes financing simple and accessible across Australia.
Ready to Finance Your Used Horse Float?

