Used Camper Trailer Finance Australia
Compare loans for second-hand camper trailers
✅ Retailer and Private Sales
✅ 1 to 7 Year Loan Terms
✅ Compare 50+ Lenders
✅ No Obligation Loan Comparisons
Your Loan Options
Get an indicative finance interest rate before applying.
Compare loans for second-hand camper trailers
✅ Retailer and Private Sales
✅ 1 to 7 Year Loan Terms
✅ Compare 50+ Lenders
✅ No Obligation Loan Comparisons
Your Loan Options
Get an indicative finance interest rate before applying.
Information
Let us know your expected purchase price, loan amount and preferred type of camper. It’s fine if you haven’t chosen one yet.
Check Lenders
We review options from our lender panel based on your circumstances and proposed purchase.
Compare your options
We’ll explain the estimated rate, comparison rate, fees, repayments and loan term so you know what you’re considering.
Choose whether to apply
If you’re happy with an option, we’ll help prepare the application and explain which documents are needed. Nothing is submitted without your direction.
Information
Let us know your expected purchase price, loan amount and preferred type of camper. It’s fine if you haven’t chosen one yet.
Check Lenders
We review options from our lender panel based on your circumstances and proposed purchase.
Compare your options
We’ll explain the estimated rate, comparison rate, fees, repayments and loan term so you know what you’re considering.
Choose whether to apply
If you’re happy with an option, we’ll help prepare the application and explain which documents are needed. Nothing is submitted without your direction.
Found a second-hand camper trailer you love—or still looking for the right one?
iCREDIT can help you compare used camper trailer finance for off-road, hybrid, hard-floor, soft-floor and family campers. Whether you’re buying from a dealership or a private seller, we’ll help you explore suitable loan options from our panel of more than 50 lenders.
You can check your options before choosing a camper or ask us to arrange finance for one you’ve already found.
Finance for Different Types of Used Campers
There are plenty of different campers available on the second-hand market.
iCREDIT can help with finance for:
Used Off Road Camper Trailers
Built for off-road adventures, remote campsites and longer trips, these camper trailers often feature upgraded suspension, a heavy-duty chassis, off-grid power and extra water storage.
Used Hybrid Camper Trailers
Hybrid campers offer the comfort and features of a caravan in a more compact, adventure-ready design. Finance may be available for everything from affordable entry-level models to premium hybrids with built-in kitchens, bathrooms and comfortable sleeping areas.
Used Forward-Fold Camper Trailers
Used Hard-Floor Camper Trailers
Hard-floor campers offer a raised, solid living space, making them a comfortable and practical choice for travellers who prefer a cleaner setup than a traditional tent-style camper.
Used Custom-Built Camper Trailers
Finance may also be available for custom-built campers made to suit your needs. The lender may ask for a signed purchase contract, build specifications and an estimated delivery date.
Already fitted with extras? Accessories such as solar panels, lithium batteries, awnings, annexes, upgraded suspension, water tanks and outdoor kitchens may be considered as part of the camper’s value.
Why Consider a Used Camper Trailer?
Buying second-hand can be a great way to get more camper for your money.
A lower purchase price
A used camper will generally cost less than a similar new model. This could reduce how much you need to borrow and help keep your repayments manageable.
Less initial depreciation
New recreational vehicles can lose value during their first years of ownership. When you buy used, the previous owner has already absorbed some of that initial depreciation.
Useful extras may already be fitted
The camper may already include solar power, batteries, an annexe, upgraded suspension, water storage or an outdoor kitchen—saving you the cost and effort of adding them later.
Loan Calculator
Estimated Repayments
REAL CAMPER TRAILER FINANCE EXAMPLES
See example camper trailer finance scenarios based on different loan amounts, terms and customer profiles.
Used Retailer Camper Trailer
Purchase Price: $18,000
Customer: Non Home Owner
Loan Term: 5 Years
Outcome: Approved with low rate personal loan.
Used Off Road Camper Trailer
Purchase Price: $33,990
Customer: Home Buyer
Loan Term: 3 Years
Outcome: Approved using camper trailer as security for lower interest rate.
Used Hybrid Camper Trailer
Purchase Price: $45,000
Customer: Business Use
Loan Term: 5 Years
Outcome: Approved with no financials required.
Used Camper Trailer Loan Options
Secured Used Camper Trailer Loans
With a secured loan, the camper trailer is used as security for the finance.
This can sometimes provide access to a more competitive rate, but the camper must meet the lender’s requirements for age, condition, value and identification.
You will generally need comprehensive insurance before the loan is settled.
Unsecured Loans for Used Camper Trailers
An unsecured personal loan does not use the camper as security.
This option may be considered when:
- The camper is too old for secured finance
- The purchase amount is relatively low
- The purchase does not meet a lender’s asset requirements
Business Loans for Used Camper Trailers
With a businessloan, the camper trailer is used as security for the finance.
If using the camper trailer predominately for business use, these loans can provide taxation benefits such as claiming the GST component, yearly interest amount, depreciation and maintenance costs.
Used Camper Trailer Finance Across Australia
iCREDIT assists customers buying used camper trailers throughout Australia.
QLD
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NSW
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VIC
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SA
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WA
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TAS
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ACT
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NT
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Found the right camper interstate? Your dedicated consultant will arrange the necessary background checks on the camper including PPSR before settlement occurs.
Compare Camper Trailer Loans Australia Wide
Whether you're buying new, used, privately or through a dealer, compare camper trailer loan options from 50+ lenders.
Camper Trailer Finance Resources
CAMPER TRAILER FINANCE FAQ’S
Find answers to common questions about camper trailer finance, private sales, approvals and repayments.
Can I get finance for a used camper trailer?
Yes. Finance may be available for used camper trailers purchased from a dealer or private seller. Approval will depend on your circumstances and the camper’s age, condition and value.
Can I finance an older camper?
Yes. Lenders accept older recreational assets, while others have maximum-age requirements. An unsecured loan may be considered if the camper isn’t eligible for secured finance.
Can I finance a used off-road or hybrid camper?
Yes. Used off-road, hybrid, hard-floor and soft-floor campers can be financed with most loans starting from $5000
Can I finance a camper purchased privately?
Yes. The lender will generally need to verify the seller, ownership, purchase price, VIN or chassis number and PPSR status before settlement.
Do I need a deposit?
Not always. No-deposit finance may be available to eligible applicants. A deposit could be required if the purchase price is higher than the camper’s assessed value or under the lender’s policy.
What loan terms are available?
Loan terms range from one to seven years with the flexibility to make additional repayments or lump sum payments without penalty.
Will checking my options affect my credit score?
iCREDIT will compare your options without submitting applications to multiple lenders.
Once you’re happy to proceed with the loan application, a formal credit enquiry will need to be completed.
What interest rate will I receive?
Your interest rate will depend on factors such as your credit profile, income, employment, residential status, loan amount, loan term and the age of the camper trailer.
iCREDIT compares suitable lenders and provides available loan options, including the interest rate, comparison rate, repayments and applicable lender fees.
Can accessories be included?
Accessories included in the purchase may be considered as part of the camper’s value.
Do I need comprehensive insurance?
Comprehensive insurance is generally required when the camper is being used as loan security. Evidence of cover may be needed before settlement.
How quickly can finance be approved?
Timing depends on the lender, application and availability of the required documents. Private sales and interstate purchases can take a little longer because of the additional checks.
Can I apply if I’m self-employed?
Yes. We have options for business camper trailer loans which are available for sole traders, company directors and other self-employed applicants. Options include no financial required loans through to full financial documentation.
Still Have Questions?
Our team and online resources are here to help.
Use the chat button to find answers, explore camper trailer finance guides, compare loan options or speak with a specialist.
Chat available 24/7 • Finance specialists available during business hours
Ready to Find Your Next Camper?
Whether you’re buying an off-road camper from a dealership, a family camper from a private seller or a second-hand hybrid located interstate, iCREDIT can help you compare suitable finance options.
Check your initial options without affecting your credit file and receive friendly assistance from enquiry through to settlement.
