Find Second Chance Car Finance Tasmania

Bank said ‘No’; Get an obligation free loan interest rate quote

Second Chance Car Loans

If you have been knocked back by your bank, have previous credit issues or have a black mark on your credit file; iCREDIT Tasmania have a range of lenders and car financiers tailored to help you get your credit back on track.


Centrelink Income

If you’re receiving Centrelink Income only, you may have found out that most banks will not provide car finance.

There are still options available for:

Disability Support Pension

Parenting Payment

Aged Pension

Bank Said 'No'

Sometimes you may not qualify for a car loan with your bank. This could simply mean you have not met they’re internal lending guidelines.

We help with:

Older model vehicles

New employment

Self Employed Less than 12 months

Credit Defaults

If you have credit defaults or black marks on your credit file you may not qualify for a car loan with a bank.

We help with:

Telco Defaults

Discharged Bankruptcy

Finance Defaults

We Offer Comprehensive Financing Solutions

Why use iCREDIT Tasmania?

Finding second chance car finance in Tasmania through your bank may seem like the solution, however may result in having unnecessary credit enquiries shown on your credit file.

Using iCREDIT Tasmania for second chance car loans, we provide access to range of Australia’s leading banks and financiers. This means we can find a loan to suit your personal circumstances and solution tailored to your needs and most importantly, budget.

Common Questions

A second chance car loan, sometimes called ‘bad credit car loans’ are offered to borrowers who have either had their loans knocked back by their banks, have current or previous credit problems or are receiving Centrelink income only. Second chance car finance is similar to any other car loan as the lender will use the vehicle as security.

Yes, we excel in helping business’ with car loans if you have had bad credit, short term ABN history or your bank has simply said ‘No’. Our process helps you find a loan suitable to your budget and business needs, helping you choose a loan with confidence.

Yes, iCREDIT Tasmania have a wide range of lenders offering second chance car loans for private sale vehicles and we will even perform background checks to ensure your vehicle is being sold by the registered owner, not secured by existing finance, stolen or a repairable write-off.

Yes, we’re local and operate out of Hobart. You can talk to one of our finance consultants by calling 1300 950 758

If you’re discharged from Bankruptcy, we do have options available for you. You may need to provide some additional information to help the loan such as bank statements and a reason why the bankruptcy happened.

Applying for a second chance car loan in Tasmania is easy. Your dedicated finance specialists are available online through our Quick Quote Form, Online Application or by phone and will work with you to achieve a suitable result.

1300 950 758

iCREDIT Tasmania streamlines your car loan application to provide the fastest results possible. We’ll keep you up to date throughout the loan process with transparent, straightforward results.

You can borrow 100% against the vehicle as we have partnered with specialist car lenders that will finance the full price.

Advantages of Second Chance Car Finance are:

Opportunity to repair your credit rating

Repayments and loan terms are flexible 

Flexible Weekly, Fortnightly or Monthly Repayments 

Transparent results so you choose a loan with confidence

Apply for Second Chance Car Finance Online

Fast Track Your Loan

Your Tasmanian finance consultant will compare 40+ of Australia’s leading vehicle lenders and banks to find you the best outcome for your needs.

Best of all your application is obligation-free!


Get Started

Why Choose Us?

Choosing second chance car finance in Tasmania should not be difficult. Whatever your requirements and whatever your financial situation, we’re on your side. Being local and backed by national buying power, means that we’re in the best position possible to negotiate better, more affordable marine finance rates than by going directly to the bank yourself.

Whether you’re buying a new or used car, utility, 4wd , sedan or wagon and just need someone to give you a go with second chance car finance;  Using iCREDIT Tasmania, is your one-stop car financing solution.

Protect Your Investment

We offer a range of optional insurance to provide protection for you and your vehicle.

Options Available

Mechanical Warranty

Loan Protection Cover

Loan Termination Cover

Shortfall / GAP Cover


Get a quote

*Finance subject to approval, including the application of applicable lending criteria. Terms and Conditions apply. Fees and Charges are payable. Credit assistance provided by iCREDIT Australian credit licence 499023. ^Comparison rate for Secured Loan is calculated on a loan amount of $30,000 secured over a term of 5 years based on monthly repayments. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. **. Interest Rate: 5.49% Comparison Rate: 6.71%

iCREDIT Second Chance Car Finance Tasmania is available throughout Hobart, Huonville, Glenorchy, Bellerieve, Launceston, Burnie, Devonport, Ulverstone, Campbell Town and Tasmania State Today!