Car Loan Refinance Tasmania

Refinancing for a better outcome

Car Loan Refinance Tasmania

If your credit score has improved or you want to recheck to see if there’s a better car loan out there, refinancing your current car loan can help reduce repayments or even reduce your current interest rate.

HOW TO REFINANCE A CAR LOAN

Get a current loan payout balance

Loan Balance

Find out your current loan balance. Ask your financier for a loan repayment statement as this will help you with the car loan refinance.

Submit a Pre-Loan Application

Apply Online

Submitting a Pre-Loan Application will allow us to start your car loan refinance comparison without affecting your credit rating.

Loan vs Loan

Compare Loans

We’ll check your loan with current offers available through our panel of car loan lenders and financiers to find a lower overall cost loan result for you.

Apply

Submit an Application

When you’re ready, we’ll submit the loan for assessment. Once approved we’ll arrange the loan paperwork and have your current loan paid out.

We Offer Comprehensive Financing Solutions

Why use iCREDIT Tasmania?

Finding a car loan refinance in Tasmania through your bank may seem like the solution, however your result may not the the most suitable answer and can result in having unnecessary credit enquiries shown on your credit file.

Using iCREDIT Tasmania for car loan refinance, we provide our customers access to range of 40+ of Australia’s leading banks and financiers. This means we can find a loan to suit your personal circumstances and solution tailored to your needs and most importantly, budget.

Common Questions

Car Loan Refinance is an option used of you wish to reduce your interest rate, consolidate debts or reduce your monthly repayment. A car loan refinance is similar to any other car loan as the lender will use the vehicle as security.

You can save having to pay unnecessary interest over the loan term.

You could gain a lower interest rate

You can extend your loan term so repayments fit your budget

If you have a guarantor or co-borrower on the current loan, this can remove them from your loan.

 

You will need to reapply – If your circumstances have changed you may not receive the same result.

Your current loan might have an early exit fee

If you extend your loan term, you may pay extra in interest over the term

Yes, we’re local and operate out of Hobart. You can talk to one of our finance consultants by calling 1300 950 758

It’s possible to refinance using your home equity, however you could end up paying more in interest over the term. If refinancing using your equity you need to weigh up the savings in interest rate vs the additional interest you may pay.

Applying for a second chance car loan in Tasmania is easy. Your dedicated finance specialists are available online through our Quick Quote Form, Online Application or by phone and will work with you to achieve a suitable result.

1300 950 758

You can change the loan term to suit your budget and needs.

Yes, we have lenders that can assist with older model vehicles.

Our process to compare lenders can provide you a transparent, detailed picture on what your savings may be on the new loan.

Apply for Car Loan Refinance Online

Fast Track Your Loan

Your Tasmanian finance consultant will compare 40+ of Australia’s leading vehicle lenders and banks to find you the best outcome for your needs.

Best of all your application is obligation-free!

 

Get Started

Why Choose Us?

Choosing car loan refinance in Tasmania should not be difficult. Whatever your requirements and whatever your financial situation, we’re on your side. Being local and backed by national buying power, means that we’re in the best position possible to negotiate better, more affordable marine finance rates than by going directly to the bank yourself.

Whether you’re refinancing your utility, 4wd , sedan or wagon;  Using iCREDIT Tasmania, is your one-stop car financing solution.

Protect Your Investment

We offer a range of optional insurance to provide protection for you and your vehicle.

Options Available

Mechanical Warranty

Loan Protection Cover

Loan Termination Cover

Shortfall / GAP Cover

ARE YOU READY?

Get a quote

*Finance subject to approval, including the application of applicable lending criteria. Terms and Conditions apply. Fees and Charges are payable. Credit assistance provided by iCREDIT Australian credit licence 499023. ^Comparison rate for Secured Loan is calculated on a loan amount of $30,000 secured over a term of 5 years based on monthly repayments. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. **. Interest Rate: 5.49% Comparison Rate: 6.71%

iCREDIT Car Loan Refinance Tasmania is available throughout Hobart, Huonville, Glenorchy, Bellerieve, Launceston, Burnie, Devonport, Ulverstone, Campbell Town and Tasmania State Today!

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