Spa and Hot Tub Loans

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Spa loans to fit your needs and lifestyle.

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$5000

Loan Amounts

1 - 7 Years

Loan Terms

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Spas, Hot Tubs or Jacuzzis; Whatever you call them are a fantastic addition to any home, offering relaxation and a touch of luxury. If you’re considering adding a spa to your property, but need financial assistance, you’ve come to the right place.

That’s why we specialise in providing tailored financing solutions to turn your aquatic oasis aspirations into reality.

Understanding Spas

A spa, often referred to as a hot tub or Jacuzzi, is a compact, heated pool designed for relaxation and hydrotherapy. It’s typically equipped with jets that release soothing water streams and bubbles. Spas are known for their numerous benefits, including:

Space-Saving: Spas are space-efficient, making them a popular choice for homeowners with limited outdoor space. They can fit comfortably on patios, decks, or in smaller backyards.

Ease of Maintenance: Spas are relatively easy to maintain compared to larger pools. They require fewer chemicals, a smaller volume of water, and simple filtration systems, resulting in lower operating costs.

In recent years, the popularity of spas and hot tubs in modern home design has soared. Homeowners are increasingly valuing these compact aquatic features for their ability to offer relaxation, stress relief, and social enjoyment. Spas are now considered a key element of contemporary outdoor living, adding both aesthetic appeal and therapeutic value to modern home designs.

Type of Loans Available

Personal Loans With Security

Information

Secured personal loans use an unencumbered asset such as a car, boat, caravan or motorbike as security for the loan. A Secured Personal Loan can help in borrowing higher loan amounts as this provides comfort for the bank as it helps reduce their overall risk.

Unsecured Loans

Information

Unsecured personal loans offer flexibility with loan terms ranging from 1 – 7 years. Unsecured personal loans can start from $5000 to $60000.

COMMON QUESTIONS

iCREDIT offers personal loans that can be used to finance the purchase of a spa or hot tub. These loans are flexible and can cover the cost of your desired relaxation addition.

iCREDIT’s personal loans provide a lump sum of money for your spa purchase. They come with competitive interest rates and convenient repayment terms. You can repay the loan in monthly installments to make your spa purchase more affordable.

iCREDIT’s personal loans offer the benefit of competitive interest rates, making spa financing cost-effective. Additionally, the flexibility in loan terms allows you to tailor the loan to your budget and financial needs, making the spa purchase a hassle-free experience.

Absolutely, iCREDIT’s personal loans are an excellent choice for financing your spa or hot tub. The straightforward application process and reasonable interest rates make it a convenient option to bring your relaxation dreams to life.

The personal loan is for you, so generally it can be used for any worthwhile purpose. If purchasing an outdoor spa or hot tub, it is worth checking with your landlord first before applying for a pool loan.

CALCULATE YOUR REPAYMENT

Loan Amount
$5000 $250000
Loan Term
12 months84 months
Interest
7.99%19.99%

Loan Principal Interest

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Loan Term:
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Total Interest:
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Choosing iCREDIT for your spa loans offers several distinct benefits:

Expertise in Spa Financing:

iCREDIT specializes in spa loans, backed by a team of experts who understand the unique needs and challenges of financing these relaxation and wellness features. Our experience ensures that you receive tailored solutions that suit your specific requirements, whether it’s for a spa, hot tub, or other hydrotherapy addition.

Competitive Interest Rates and Flexible Terms:

We offer highly competitive interest rates, allowing you to secure financing for your spa at affordable terms. With flexible loan terms, you can choose a repayment schedule that aligns with your financial capabilities and goals.

Convenient Loan Application Process:

At iCREDIT, we’ve streamlined the loan application process for your convenience. With user-friendly steps and responsive customer support, applying for a spa loan is straightforward and hassle-free. We’re committed to making your financing experience as smooth as possible, so you can start enjoying your spa without unnecessary delays.

We’ve helped thousands of Australians find their loan.

I’ve used icredit for multiple loans and Scott has been nothing but professional, fast and amazing to work with. Can’t recommend them enough.
Fraser G.
I would like to thank Kim Shelverton for her assistance in getting my car loan.Kim is very friendly and professional it was a pleasure to deal with her.It was easy to get in contact with her no matter the time. I would recommend Icredit if you are looking for a a car loan.
EVA S.
Easy to deal with and very friendly staff. Fast turnaround time getting loans sorted
Daniel J
I cannot recommend Scott from credit enough! This is the second loan in a year Scott has helped me with and I couldn’t be happier with the service he provides.Nothing is too much trouble and my experience both times has been hassle free! Thanks Scott and Team!!
Racquel L.
Excellent customer service and extremely quick with the whole process.
Daniel P.
Friendly, knowledgeable and easy to deal with. Everything advised, you know what you need to provide and updates are provided throughout the process. They will even deal with the dealer direct to save you being the middle man. Approval and documents ready to sign within hours.
Meagan A.
I got my car loan processed and approved super quick, without any issues.AMAZING AND PROFESSIONAL
Eliza C.
Matt at iCredit has been awesome. The application and approval process was easy and very quick and the communication from Matt great.I would highly recommend this Company for their pain free and fast service.
Kerry S.
Highly recommend the team at icredit very helpful with getting a loan.
Amanda B.
Great people to deal with, Scott helped us out so much for a fast result couldn’t be happier
Wayne W.
I can’t recommend Christine at iCREDIT enough. She went above and beyond for us to make sure we got the product we were after. She made the process so easy and at rates better than our bank. Thanks Christine!
Kim D
Emily fromICREDIT was most helpful very easy to contact at all times for any help at any time couldn’t recommend her enough
casey H.
Can’t thank Emily enough, gorgeous person to deal with!! Patient and understanding Thankyou for the lovely service
Kiara T.
Glen Giggins from the icredit team recently helped with the finance for the purchase of our brand new gooseneck through Peaceland Horse Floats and Goosenecks and he was wonderful!!! he made the whole process so easy and went above and beyond to ensure we got the lender that met our needs. Both Glen and the services he provides are Highly recommended
Tahliah P.
Big Thank you to Glen Giggins for helping me refinance my home loan. Thank you for your patience and keeping me informed during the tedious process. I have a much better interest rate and lower mortgage repayments! Cannot recommend Glen highly enough!
Jade L.
Awesome customer service and managed to get me a great rate on my personal loan. Highly recommend contacting the team at iCredit for your lending needs.
Steve W.
A big thank you to Christine. Help me get my new 4WD Patrol within days at a better interest rate than the banks. Simply and stress free process. Cannot thank her enough.
Johnny O.
Julie was professional and easy to talk to from the outset of our enquiry. She understood our needs and did a fabulous job finding the right loan for us. We had approval within hours and settlement within 3 business days. It was an easy and wonderful experience and we would recommend her services to anyone looking for a professional, experienced and skilled broker.
Anieve J
Kim Shelverton made the entire process so effortless and less stressful, nothing was an issue for her, she is very friendly and helpful. Thank you Kim for all your help.
Paul M.
Jay T.
Kim and Scott were so accommodating and helpful and kept things smooth sailing the way through! They were patient and friendly 🙂
Teresa W.
Great service & made so easy. Fast
Rebekah C.
Glen Giggins from the icredit team recently helped with the finance for the purchase of our brand new gooseneck through Peaceland Horse Floats and Goosenecks and he was wonderful!!! he made the whole process so easy and went above and beyond to ensure we got the lender that met our needs. Both Glen and the services he provides are Highly recommended
Tahliah P.
I cannot recommend Christine from iCredit highly enough. I had been dealing with another broker who had done nothing but talk for 2 weeks before I called her. It was a complicated loan because of self-employment and the fact I had borrowed nothing from anyone in 12 years. Christine was onto it asap and got it all done within a week. Everyone happy; No tears.
Rondell J.
I would highly recommend Christine from iCredit. She is extremely professional in her work and always succeeds to beat any other competitors rate. She will go out of her way to listen and care for your needs in a loan. We have used Christine for various loans over the past few years and will continue to do so for years to come. Thanks Christine, you are a true gem!
Nathan
Many thanks to Kim for her prompt and professional service organising finance for a machinery purchase. Nothing was too much trouble for her ,she made the whole process smooth and hassle free. Great job Kim , I will certainly recommend your services to anyone looking to make finance an easy experience
Paul M.
Good afternoon please I don't understand this app again you use auto debt to debt from account the sum of 36920 and you still asking me to pay please Check ur record well
Adekunle A.
Scott from iCredit was fantastic to deal with when we purchased our new horse float. He made everything so easy and nothing was too much trouble. Highly recommend dealing with this company.
Tina R.
Doing business with Kim was a breeze. Kept me informed throughout the process. Highly recommended 👌
andrea M.
Christine at ICredit is Amazing she went above and beyond to help us. I can honestly say i don"t think i have had better service and care anywhere ever! All times of day of night Christine was offering to help. Thank you Christine you made ta stressful process very enjoyable. Thank you , you a are Legend.
Cindy H.
Great service, very prompt from Kim in what was a slightly difficult situation, would highly recommend!!
Jason W.
Christine has been amazing. This time with our car purchase she got approved for us in just 2 days. Always positive and ready to help. Will definitely be going back for a 3rd time when we need help with our next finance request. Thank you so much Christine.
Heather B.
Christine from icredit was the only person i had dealt with that listened to exactly what i wanted, if it wasnt for christine, i wouldnt be driving my car, or be im a better position to be able to buy my first home in the next 2 years. Cant thank her enough and i give her a million stars, only deal with christine
Ethan L.
Very satisfied with the service - the speed of settlement was incredible and puts my bank to shame.Kim is friendly, knowledgeable and determined to make sure that everyone walks away happy from the experience.I'd give 6 stars if I could.
Steve H.
Kim is absolutely fantastic!She always had good communication during the process.Everything was quickNo words for her efficiencies and dedication .Well done Icredit to have such a valued team 😊
Yazmina L.
Thank you very much. Scott is the best
Laura C.
Absolutely awesome company. Scott was amazing, made the process so quick and easy as was always around to help when needed. Got the car I've wanted for ages and in the colour I wanted. 100% recommend when looking to buy a car like I was. Appreciate it Scott!
Molly M.
This is the 2nd time I've worked with Matt. He was recommended to me as he helped someone get a loan who might not have been able to.He's helped me get 2 cars so far and even my dealership was impressed at the speed at which he organised everything and settled the contract.I will continue to use Matt for all vehicle loans.
Ethan H.
Kim is extremely helpful and very good at what she does. Quite happily recommend her.
kellithorpe115
Christine From iCREDIT helped me get the car I wanted, she was so helpful and nice And it was quick, easy and low rate. She is absolutely fabulous at what she does, I highly recommend this lovely lady.
Alirra B.
Kim is a great help, friendly and helpful, makes it a lot easier than doing it alone.I will be using her when ever I need something
adam B.
Shout out and a HUGE thank you to Christine at ICredit. Christine managed to obtain my funding at an incredible rate when I wasn't even sure that I could get approval!!! First loans are difficult when you are young. She process my loan with amazing speed, walked me through the process with ultimate professionalism and dealt with the car dealer, lenders and insurer for me. Christine took away all the stress associated with borrowing money to finance a car and completely took care of everything for me. I cannot recommend her highly enough! If you are looking for finance, contact Christine. You will not be disappointed. Thanks Christine!
Brock L.
Lyn W.
derek S.
Todd B.
Kim was excellent to deal with working with me outside of business hours definitely helped to, will definitely be going back to Kim for any broker needs!
Maxwell B.
Lachlan S.
A big thank you to Christine. Help me get my new 4WD Patrol within days at a better interest rate than the banks. Simply and stress free process. Cannot thank her enough.
Johnny O.
very happy with the service Kim was very nice and very helpful thankyou
Jade R.
Christine was absolutely amazing with helping an making sure everything worked out ! Cannot thank her enough ! ?
sam F.
Big Thank you to Glen Giggins for helping me refinance my home loan. Thank you for your patience and keeping me informed during the tedious process. I have a much better interest rate and lower mortgage repayments! Cannot recommend Glen highly enough!
Jade L.
Christine helped us with our finance & we could not recommend her highly enough she answered every question we had went above & beyond to help us,Will be recommending her to everybody ! Thank you so much christene for the best customer service !
Hayley R.
Christine from iCredit is amazing! She goes above and beyond to help with getting the best interest rates and helps every step of process. Thanks to Christine I have an amazing new horse float and I can’t thank her enough! I wouldn’t hesitate to recommend her to anyone!
Jasmin P.
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PROS & CONS OF SPA LOANS

PRO'S

Affordable Access to Relaxation:

Spa loans provide an affordable way to enjoy the relaxation and therapeutic benefits of a spa or hot tub without paying the full cost upfront. This accessibility allows you to enhance your well-being and quality of life.

Flexible Financing:

Spa loans offer flexibility in terms of repayment. You can choose loan terms and monthly payments that fit your budget, making it easier to manage the cost of your spa over time.

CON'S

Accrued Interest:

One of the drawbacks is the accumulation of interest over the life of the loan. The longer the repayment term, the more you’ll pay in interest, which can add to the overall cost of the spa.

Debt Obligation:

Taking on a spa loan means adding to your overall debt load. If you’re not diligent about managing your finances, it can lead to financial stress and impact your credit score if you miss payments. It’s crucial to assess your ability to handle the additional debt responsibly.

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iCREDIT Spa Loans are available throughout Australia, Melbourne, Sydney,  Adelaide, Hobart, Darwin and Perth, Gold Coast, Palm Beach, Burleigh Heads, Tweed Heads, Brisbane, Ipswich, Sunshine Coast, and Queensland Today!

*Finance subject to approval, including the application of applicable lending criteria. Terms and Conditions apply. Fees and Charges are payable. Credit assistance provided by iCREDIT Australian credit licence 499023. ^Comparison rate for Secured Loan is calculated on a loan amount of $40,000 secured over a term of 7 years based on monthly repayments. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. **. Interest Rate: 6.99% Comparison Rate: 7.71%