Use our online personal loan calculator to help with your loan repayment options.
The loan calculator can help if your sticking to a budget or loan term.
Personal Loan Calculator
Does a credit score change the interest rate?
Your credit rating and/or credit score will determine the interest rate you can receive. The higher the score, the better the interest rate. Your credit score is determined by factors such as: overall debt level and repayment history on loans and credit cards.
What loan term should I look at?
You can choose a personal loan term that’s suitable to your budget.
Many customers tend to choose swimming pool loans over longer terms so the repayments are low and manageable, but opt to repay higher repayments throughout. This provides flexibility in knowing your personal loan is paid off sooner and saves paying unnecessary interest.
If your committing to a higher repayments at the start of the loan, there is little room to reduce the repayments with lenders should anything happen throughout the term (loss of employment etc)
What is a swimming pool loan?
A swimming pool loan is a specific type of personal loan used to finance the installation or renovation of a swimming pool.
What factors affect the interest rates on swimming pool loans?
Interest rates can vary based on your credit score, the loan amount, loan term, and the lender’s policies.
How can I use a personal loan calculator to estimate my swimming pool loan payments?
Use the personal loan calculator to enter the loan amount, interest rate, and loan term to estimate your monthly payments.
What are the benefits of using a personal loan for a swimming pool project?
Personal loans are unsecured, flexible, and can have competitive interest rates, making them a convenient option for pool financing.
Securing swimming pool loans, spas, and plunge pools is a breeze with iCREDIT by your side.
Regardless of your needs or financial status, we’ve got your back. Our national buying power ensures we can negotiate the most competitive and affordable financing rates for you. Opting for our services is a simpler, cost-effective and hassle free alternative to approaching banks directly for your pool and spa financing needs.
Whether you’re in the market for a new swimming pool, spa, or plunge pool, we’ve got you covered.
Connect with our dedicated finance consultants today, and you’ll be well on your way to realising your aquatic dreams. At iCREDIT, we handle all the legwork for you, serving as your comprehensive swimming pool, spa, and plunge pool financing solution.
What out customers say
ARE YOU READY?
Get a quote
News, Articles, Tips & Hints
You should however take into consideration that an loan calculator is to be used as a Guide Only and may not include all fees and charges. Every effort has been made to ensure the accuracy of the calculator, however use and results are at your own risk. Banks and vehicle financiers will base their final decision on the vehicle age, the amount borrowed and the overall profile of the customer.
*Finance subject to approval, including the application of applicable lending criteria. Terms and Conditions apply. Fees and Charges are payable. Credit assistance provided by iCREDIT Australian credit licence 499023. ^Comparison rate for Secured Loan is calculated on a loan amount of $40,000 secured over a term of 7 years based on monthly repayments. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. **. Interest Rate: 6.99% Comparison Rate: 7.71%