Second Chance Car Loans

Revive your drive:
Second chance car loans tailored for you

Loans

1 - 7 Years

Fast,

Pre-Approval

Credit Score

Protection

Second Chance Car loans to fit your needs.

Compare lenders, loans and rates with our straightforward application process.

Get a car loan quickly and effortlessly, customised to match your personal needs.

Loan Amounts

From $5000

Loan Terms

1 - 7 Years

Choice

Choose from over 40 lenders

Find Your Car Loan

Compare loans without affecting your credit score

Second Chance Car Loan – Quick Check - 2026

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Step 1: Your Quote

Types of Car Loans Available

Couple at a Car Dealership

Secured Loan

Security against the car

Terms 1 – 7 Years

New and Used Cars

Lower Interest Rates

Popular Option for Motor Vehicles

Unsecured Loan

Business Loan

Tax Offset Options

Loan Terms 1 – 7 Years

Lower Interest Rates

Lo Doc

Non Financial Options

Unsecured Loan

No Security Held

Flexible Loan Options

Terms 1 – 7 Years

Popular if using funds for multiple purchases

Salary Packaging

Effective Tax Reduction

Terms 1 – 5 Years

Options to cover insurance & maintenance

Car Financing Loans

Exploring the road to a new start?

Our team of seasoned professionals specialises in assisting businesses seeking financing for their fleet, providing personalised guidance and steadfast support throughout the loan process.

Having established robust connections with a network of lenders specialising in business car loans, iCREDIT offers competitive interest rates and flexible terms customised to suit the unique needs of each business.

Our efficient application process ensures prompt approvals, enabling your business to acquire the fleet it needs without unnecessary delays.

Dedicated to delivering outstanding customer service, Business Car Finance Australia ensures that clients experience both support and empowerment on their journey to securing financing for their business vehicles, thereby elevating their driving experiences to new heights.

A quicker, hassle free lending journey

Experience the ease of our straightforward 3-step process, ensuring you access your funds without delay.

Apply

Complete your application online in less than 5 minutes.

Upload

Upload your supporting documents 

View Offer

Once approved – Review your loan offer and accept online

Car Financing Loans

Exploring the road to a new start?

Whether it’s your first ride, upgrading the family SUV, expanding your business fleet, or fulfilling a dream classic car purchase, one thing is clear – securing reliable car finance is key.

iCREDIT specialises in second chance car loans, helping Australians access affordable finance through our broad network of banks and car finance providers. Our dedicated finance specialists are ready to walk you through the process, providing tailored car loan comparisons that fit your budget and specific needs.

We’ve helped thousands of Australians find low cost loans CUSTOMER REVIEWS

Cabdulaahi Y. profile picture
Cabdulaahi Y.
2 years ago
Michelle W. profile picture
Michelle W.
2 years ago
Michelle from icredit was great to deal with. Easy to contact and made everything seem so easy
Angela O. profile picture
Angela O.
2 years ago
For a money man I found Wayne to be honest and very upfront which helped. No sugar coating anything, no false hope. Thank you for your help. The boys love their new car.
Kristyl Ben J. profile picture
Kristyl Ben J.
2 years ago
Easy process fast result highly recommend
Ash A. profile picture
Ash A.
2 years ago
Very happy with what Michelle has done for us both for a personal and a car loan. Michelle is very efficient and organized and made the process quite comfortable and streamlined. Definitely recommend Michelle.
TFB A. profile picture
TFB A.
2 years ago
iCredit have arranged two motor vehicle finance loans for us to purchase trucks. We have been really happy with the service provided by iCredit and would happily recommend them to others. Cameron Tfbhire.com.au
DIS J. profile picture
DIS J.
2 years ago
Hi Scott, I wanted to take a moment to express my sincere appreciation for your invaluable assistance in helping me navigate the complexities of car warranties. Your expertise and dedication made the entire process smooth and stress-free. Your thorough understanding of the various warranty options available ensured that I could make an informed decision that best suited my needs. Your patience in answering all my questions and clarifying any doubts reassured me every step of the way. Moreover, your commitment to providing personalized support and going above and beyond to address any concerns truly sets you apart. Your professionalism and attention to detail are commendable, and I am grateful for your unwavering support throughout the entire process. Thanks to your guidance, I now have the peace of mind knowing that my car is protected by a comprehensive warranty that meets all my requirements. Your dedication to customer satisfaction is evident, and I have no hesitation in recommending your services to anyone in need of expert advice on car warranties. Once again, thank you, Scott, for your exceptional assistance. I look forward to working with you again in the future and will not hesitate to reach out whenever I need assistance with any financial matters. Best regards, SID
Luke P. profile picture
Luke P.
3 years ago
I would like to thank Al Purton for his professionalism and hard work to get my loan for a work car over the line within a matter of days. His knowledge, hard work and customer service were second to none. Thank you so much Al, I will definitely be recommending you to everyone!!

Customer Reviews

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Protect Your Investment

We offer a range of optional insurance covers to provide protection for you and your vehicle.

Options Available

*Finance subject to approval, including the application of applicable lending criteria. Terms and Conditions apply. Fees and Charges are payable. Credit assistance provided by iCREDIT Australian credit licence 499023. ^Comparison rate for Secured Loan is calculated on a loan amount of $30,000 secured over a term of 5 years based on monthly repayments. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. **. Interest Rate: 6.99% Comparison Rate:9.05%

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