Maynes Marine Boat Loans & Marine Finance

The Maynes family has been involved with engine servicing since 1933 and outboards since 1967, when Maynes Marine began to focus on the business of boating.

Maynes Marine Finance Options

Marine Finance to suit your lifestyle and budget.

Compare lenders, loans and rates

with our straightforward application process.

A fast and hassle free process for marine loans, tailored to meet your specific needs.

From $5000

Loan Amounts

1 - 7 Years

Loan Terms

Credit Rating Protection

Find out your qualifying rate

without marking your credit file

At Maynes Marine, we understand that owning your dream boat or watercraft is more than just a pastime; it’s a way of life. That’s why we’ve partnered with iCREDIT to offer you the best marine finance options available. Whether you’re setting sail on a new adventure or upgrading to the vessel of your dreams, we’re here to make it happen.

Why Choose Maynes Marine for Your Marine Finance Needs?

Expertise You Can Trust: With years of experience in the marine industry, we have the knowledge and expertise to guide you through the finance process seamlessly.

Tailored Solutions: We know that every boat owner is unique, and so are their financial needs. Our partnership with iCREDIT Tasmania allows us to tailor finance solutions that fit your individual circumstances.

Wide Range of Products: From fishing boats to luxury yachts, we offer finance solutions for a wide range of watercraft, ensuring you can set sail on the vessel you desire.

Competitive Rates: Through our partnership with iCREDIT Tasmania, we can provide you with some of the most competitive rates in the industry, making boat ownership more affordable than ever.

A quicker, hassle free lending journey

Experience the ease of our straightforward 3-step process, ensuring you access your funds without delay.

Apply Online

Complete your application online in less than 5 minutes.

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Once approved – Review your loan offer and accept online

How much do you want to borrow?

iCREDIT Tasmania – Your Trusted Partner for Boat Loans

At iCREDIT Tasmania, we are your premier destination for securing boat loans that will turn your maritime dreams into a reality. We understand that owning a boat isn’t just about sailing; it’s about embracing a lifestyle on the water, and we’re here to make that happen for you.

Why Choose iCREDIT Tasmania for Your Boat Loan Needs?

Expertise You Can Rely On: Our team of financial experts specializes in boat loans, ensuring that you receive the best advice and guidance tailored to your unique requirements.

Personalized Support: We’re passionate about helping individuals like you achieve their dreams of boat ownership. Our personalized approach means you’ll have the support and assistance you need throughout your loan journey.

Strong Lender Connections: Through our extensive network of lenders specializing in boat financing, iCREDIT Tasmania can offer you competitive interest rates and flexible terms that suit your specific situation.

Effortless Application Process: Our streamlined application process ensures quick approvals, so you can set sail on the water in the boat you’ve been dreaming of without any delays.

Exceptional Customer Service: At iCREDIT Tasmania, we are committed to providing exceptional customer service. We want you to feel fully supported and empowered as you embark on your journey to secure financing for your dream boat.

TESTIMONIALS

We’ve helped thousands of Australians find their loan.

I would highly recommend Christine from iCredit. She is extremely professional in her work and always succeeds to beat any other competitors rate. She will go out of her way to listen and care for your needs in a loan. We have used Christine for various loans over the past few years and will continue to do so for years to come. Thanks Christine, you are a true gem!

Nathan

Julie was professional and easy to talk to from the outset of our enquiry. She understood our needs and did a fabulous job finding the right loan for us. We had approval within hours and settlement within 3 business days. It was an easy and wonderful experience and we would recommend her services to anyone looking for a professional, experienced and skilled broker.

Anieve J

Many thanks to Kim for her prompt and professional service organising finance for a machinery purchase. Nothing was too much trouble for her ,she made the whole process smooth and hassle free. Great job Kim , I will certainly recommend your services to anyone looking to make finance an easy experience

Paul M.

Great people to deal with, Scott helped us out so much for a fast result couldn’t be happier

Wayne W.

Christine from iCredit is amazing! She goes above and beyond to help with getting the best interest rates and helps every step of process. Thanks to Christine I have an amazing new horse float and I can’t thank her enough! I wouldn’t hesitate to recommend her to anyone!

Jasmin P.

Glen Giggins from the icredit team recently helped with the finance for the purchase of our brand new gooseneck through Peaceland Horse Floats and Goosenecks and he was wonderful!!! he made the whole process so easy and went above and beyond to ensure we got the lender that met our needs. Both Glen and the services he provides are Highly recommended

Tahliah P.

Great service & made so easy. Fast

Rebekah C.

Kim is extremely helpful and very good at what she does. Quite happily recommend her.

kellithorpe115

Good afternoon please I don't understand this app again you use auto debt to debt from account the sum of 36920 and you still asking me to pay please Check ur record well

Adekunle A.

Kim was excellent to deal with working with me outside of business hours definitely helped to, will definitely be going back to Kim for any broker needs!

Maxwell B.

Scott from iCredit was fantastic to deal with when we purchased our new horse float. He made everything so easy and nothing was too much trouble. Highly recommend dealing with this company.

Tina R.

I’ve used icredit for multiple loans and Scott has been nothing but professional, fast and amazing to work with. Can’t recommend them enough.

Fraser G.

derek S.

Christine helped us with our finance & we could not recommend her highly enough she answered every question we had went above & beyond to help us,Will be recommending her to everybody ! Thank you so much christene for the best customer service !

Hayley R.

Christine From iCREDIT helped me get the car I wanted, she was so helpful and nice And it was quick, easy and low rate. She is absolutely fabulous at what she does, I highly recommend this lovely lady.

Alirra B.

Christine at ICredit is Amazing she went above and beyond to help us. I can honestly say i don"t think i have had better service and care anywhere ever! All times of day of night Christine was offering to help. Thank you Christine you made ta stressful process very enjoyable. Thank you , you a are Legend.

Cindy H.

I got my car loan processed and approved super quick, without any issues.AMAZING AND PROFESSIONAL

Eliza C.

Big Thank you to Glen Giggins for helping me refinance my home loan. Thank you for your patience and keeping me informed during the tedious process. I have a much better interest rate and lower mortgage repayments! Cannot recommend Glen highly enough!

Jade L.

Highly recommend the team at icredit very helpful with getting a loan.

Amanda B.

Jade L.

Kim is absolutely fantastic!She always had good communication during the process.Everything was quickNo words for her efficiencies and dedication .Well done Icredit to have such a valued team 😊

Yazmina L.

Lyn W.

Easy to deal with and very friendly staff. Fast turnaround time getting loans sorted

Daniel J

very happy with the service Kim was very nice and very helpful thankyou

Jade R.

Absolutely awesome company. Scott was amazing, made the process so quick and easy as was always around to help when needed. Got the car I've wanted for ages and in the colour I wanted. 100% recommend when looking to buy a car like I was. Appreciate it Scott!

Molly M.

Christine has been amazing. This time with our car purchase she got approved for us in just 2 days. Always positive and ready to help. Will definitely be going back for a 3rd time when we need help with our next finance request. Thank you so much Christine.

Heather B.

Great service, very prompt from Kim in what was a slightly difficult situation, would highly recommend!!

Jason W.

I would like to thank Kim Shelverton for her assistance in getting my car loan.Kim is very friendly and professional it was a pleasure to deal with her.It was easy to get in contact with her no matter the time. I would recommend Icredit if you are looking for a a car loan.

EVA S.

Todd B.

Shout out and a HUGE thank you to Christine at ICredit. Christine managed to obtain my funding at an incredible rate when I wasn't even sure that I could get approval!!! First loans are difficult when you are young. She process my loan with amazing speed, walked me through the process with ultimate professionalism and dealt with the car dealer, lenders and insurer for me. Christine took away all the stress associated with borrowing money to finance a car and completely took care of everything for me. I cannot recommend her highly enough! If you are looking for finance, contact Christine. You will not be disappointed. Thanks Christine!

Brock L.

Friendly, knowledgeable and easy to deal with. Everything advised, you know what you need to provide and updates are provided throughout the process. They will even deal with the dealer direct to save you being the middle man. Approval and documents ready to sign within hours.

Meagan A.

Kim is a great help, friendly and helpful, makes it a lot easier than doing it alone.I will be using her when ever I need something

adam B.

Very satisfied with the service - the speed of settlement was incredible and puts my bank to shame.Kim is friendly, knowledgeable and determined to make sure that everyone walks away happy from the experience.I'd give 6 stars if I could.

Steve H.

Kim and Scott were so accommodating and helpful and kept things smooth sailing the way through! They were patient and friendly 🙂

Teresa W.

Christine from icredit was the only person i had dealt with that listened to exactly what i wanted, if it wasnt for christine, i wouldnt be driving my car, or be im a better position to be able to buy my first home in the next 2 years. Cant thank her enough and i give her a million stars, only deal with christine

Ethan L.

Jay T.

I cannot recommend Christine from iCredit highly enough. I had been dealing with another broker who had done nothing but talk for 2 weeks before I called her. It was a complicated loan because of self-employment and the fact I had borrowed nothing from anyone in 12 years. Christine was onto it asap and got it all done within a week. Everyone happy; No tears.

Rondell J.

A big thank you to Christine. Help me get my new 4WD Patrol within days at a better interest rate than the banks. Simply and stress free process. Cannot thank her enough.

Johnny O.

Lachlan S.

This is the 2nd time I've worked with Matt. He was recommended to me as he helped someone get a loan who might not have been able to.He's helped me get 2 cars so far and even my dealership was impressed at the speed at which he organised everything and settled the contract.I will continue to use Matt for all vehicle loans.

Ethan H.

Matt at iCredit has been awesome. The application and approval process was easy and very quick and the communication from Matt great.I would highly recommend this Company for their pain free and fast service.

Kerry S.

A big thank you to Christine. Help me get my new 4WD Patrol within days at a better interest rate than the banks. Simply and stress free process. Cannot thank her enough.

Johnny O.

Awesome customer service and managed to get me a great rate on my personal loan. Highly recommend contacting the team at iCredit for your lending needs.

Steve W.

Christine was absolutely amazing with helping an making sure everything worked out ! Cannot thank her enough ! ?

sam F.

Emily fromICREDIT was most helpful very easy to contact at all times for any help at any time couldn’t recommend her enough

casey H.

Doing business with Kim was a breeze. Kept me informed throughout the process. Highly recommended 👌

andrea M.

Tahliah P.

Excellent customer service and extremely quick with the whole process.

Daniel P.

I can’t recommend Christine at iCREDIT enough. She went above and beyond for us to make sure we got the product we were after. She made the process so easy and at rates better than our bank. Thanks Christine!

Kim D

Thank you very much. Scott is the best

Laura C.

Can’t thank Emily enough, gorgeous person to deal with!! Patient and understanding Thankyou for the lovely service

Kiara T.

I cannot recommend Scott from credit enough! This is the second loan in a year Scott has helped me with and I couldn’t be happier with the service he provides.Nothing is too much trouble and my experience both times has been hassle free! Thanks Scott and Team!!

Racquel L.

Kim Shelverton made the entire process so effortless and less stressful, nothing was an issue for her, she is very friendly and helpful. Thank you Kim for all your help.

Paul M.

Apply Online

Type of Loans Available

Secured Boat Loans

About Secured Loans

Secured loans use an unencumbered asset such as a boat, outboard or jetski as security for the loan. A Secured Personal Loan can help in borrowing higher loan amounts as this provides comfort for the bank as it helps reduce their overall risk.

More about Secured Loans

Business Marine Finance

About Business Loans

Business Marine Finance can offer various taxation benefits for Sole Traders through to Companies & Trusts. Chattel Mortgage, Rent to Own and Leasing options are available. Speak to our finance consultants to find out what product may be suitable for you.

More about Business Loans

Unsecured Boat Loans

About Unsecured Loans

Unsecured personal loans offer flexibility with loan terms ranging from 1 – 7 years. Unsecured personal loans can start from $5000 to $60000.

More about Unsecured Loans

Second Chance Boat Loans

About Second Chance Loans

We can assist with second chance boat loans. Whether you have poor credit or default history, we may have a product suitable to your needs.

COMMON QUESTIONS

What is a boat loan?

A boat loan is a type of personal loan or financing designed specifically for purchasing boats or other watercraft. Borrowers can use this loan to buy new or used boats.

How do boat loans work?

Boat loans work similarly to other types of personal loans. You borrow a specific amount of money, agree to the loan terms, and repay the borrowed amount along with interest over a predetermined period.

What types of boats can be financed with a boat loan?

Boat loans can be used to finance various types of boats, including sailboats, powerboats, yachts, fishing boats, personal watercraft (PWC), and more.

What factors affect boat loan interest rates?

Interest rates for boat loans depend on factors such as your credit score, the loan amount, the loan term, and the lender’s policies. Generally, borrowers with higher credit scores receive lower interest rates.

Can I get a boat loan with bad credit?

While it’s possible to obtain a boat loan with bad credit, some borrowers may face slightly higher interest rates and additional approval criteria. Improving your credit score can help you secure better loan terms.

What is the typical loan term for a boat loan?

Boat loan terms often range from 1 to 7 years. The specific term depends on factors like the loan amount, the type of boat, and the borrower’s preferences.

Are there any upfront costs or down payments required for a boat loan?

The simple answer is No, you do not need an upfront payment, however having a deposit or borrowing less than the value of the boat can help in reducing the overall interest to pay back.

Can I refinance my boat loan?

Yes, boat owners can refinance their existing boat loans to secure better interest rates, lower monthly payments, or adjust their loan terms. Refinancing can potentially save money over the life of the loan.

Can I include additional costs like insurance and warranties in my boat loan?

Yes, many boat loans allow borrowers to include related costs such as boat insurance and extended warranties in the loan amount, which can be financed and paid off over the loan term.

What do I need to apply?

To apply for a loan, you will need to meet some lender requirements

Are at least 18 years old

Permanent resident of Australia or a valid visa holder

Receiving a steady income from PAYG, Self Employment or Centrelink

PROS & CONS OF BOAT LOANS

PRO'S

Having a choice of lenders and loans can help find the lowest overall cost loan to suit your needs.

Depending on the application, some boat loans can be accessed quickly, in some cases funding can be provided the same day.

Loan terms for boats can vary from 1 to 7 years with the option to repay additional repayments and bulk payments to reduce the overall loan term total interest.

CON'S

If you’re purchasing a boat and needing a short term loan (under 12mths) a secured loan may not be the best option for you. Some secured lenders may charge an early exit fee if you pay out the loan before the contracted term.

If you’re not using the marine vessel predominately for your work, a business loan may not be a suitable product for you to choose from.