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iCREDIT Newcastle Second Chance Car Loans is a specialized financing option designed to help individuals with less-than-perfect credit histories secure the car loan they need.
Understanding that past financial difficulties shouldn’t hinder future opportunities. With iCREDIT Newcastle, we offer second chance car loans with flexible terms. Whether you’ve experienced bankruptcy, have marks on your credit file or other credit challenges, iCREDIT Newcastle’s experienced team is dedicated to working closely with you to find a financing solution that suits your circumstances.
With a seamless application process and personalized service, iCREDIT Newcastle Second Chance Car Loans provides a fresh start and the opportunity to get behind the wheel of your desired vehicle.
– Loans from $5000
– 1 to 7 year loan terms
– Weekly, Fortnightly or Monthly Repayments
-Fixed Interest Rates
FREQUENTLY ASKED QUESTIONS
Our loan process compares your application across a panel of over 40 banks and lenders. This provides you a clear picture of your qualifying interest rate, any lender fees and a total cost of your loan over the term helping you choose a loan suitable to you.
As long as the car you’re looking at fits the lenders guidelines, you can use the second chance car loan funds to purchase dealership, auction or private sale vehicles.
A second chance car loan is a specialised financing option designed to provide individuals with a less-than-perfect credit history the opportunity to obtain a car loan, helping them rebuild their credit and get back on the road.
4 Quick and Easy Steps to Securing Your Pre-approval
Complete your application online.
Submit all of the required documentation.
We will approve you for the maximum loan amount and quote you on your repayments
Shop around for your vehicle up to the maximum amount pre-approved for you.
Settle when ready
We can hold your pre purchase loan approval open for up to 3 months.
Why Choose Us?
Why Choose iCREDIT Newcastle for your second chance car loan?
There are several reasons why iCREDIT Newcastle is the ideal choice for a second chance car loan. Their team of experienced professionals specialises in assisting individuals with less-than-perfect credit histories, providing personalized guidance and support throughout the loan process.
iCREDIT Newcastle has established strong relationships with a network of lenders, enabling us to offer competitive interest rates and flexible terms that are tailored to suit each of our customers unique circumstances.
Our seamless application process ensures quick approvals, allowing you to get behind the wheel of your desired vehicle sooner.
iCREDIT Newcastle’s commitment to exceptional customer service ensures that our clients feel supported and empowered on their journey to rebuild their credit and regain financial independence.
What Customers Say About Us
Protect Your Investment
We offer a range of optional insurance covers to provide protection for you and your business vehicle.
Be at least 18 years of age or older
Australian citizen, Permanent resident or acceptable visa holder
Not be under a Part IX or current Bankruptcy
Be employed, receiving a pension or self employed
ARE YOU READY?
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The Fine Print
*Finance subject to approval, including the application of applicable lending criteria. Terms and Conditions apply. Fees and Charges are payable. Credit assistance provided by iCREDIT Australian credit licence 499023. ^Comparison rate for Secured Loan is calculated on a loan amount of $30,000 secured over a term of 5 years based on monthly repayments. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. **. Interest Rate: 5.49% Comparison Rate: 6.71%
iCREDIT Car Finance & Loans is available throughout Newcastle, the Central Coast, Lake Macquarie & Hunter Valley Region.