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iCREDIT Newcastle Car Loan Refinance offers a convenient and flexible solution for individuals looking to improve their existing car loan terms.
With their expertise in the financial industry and dedication to customer satisfaction, iCREDIT Newcastle specializes in helping clients refinance their car loans to secure better interest rates, lower monthly payments, or more favorable loan terms.
By partnering with a network of reputable lenders, iCREDIT Newcastle ensures access to competitive refinancing options tailored to each client’s specific needs and financial circumstances.
With a streamlined application process and personalized service, iCREDIT Newcastle Car Loan Refinance is the go-to choice for individuals seeking to optimize their car loan and potentially save money in the process.
– Loans from $5000
– 1 to 7 year loan terms
– Weekly, Fortnightly or Monthly Repayments
-Fixed Interest Rates
FREQUENTLY ASKED QUESTIONS
Our loan process compares your application across a panel of over 40 banks and lenders. This provides you a clear picture of your qualifying interest rate, any lender fees and a total cost of your loan over the term helping you choose a loan suitable to you.
Car loan refinancing involves replacing an existing car loan with a new loan, often from a different lender, to obtain better loan terms such as lower interest rates, extended repayment periods, or reduced monthly payments.
Refinancing your car loan can be a good option if interest rates have dropped since you initially obtained the loan, if your credit score has improved, or if you want to change the terms of your loan to better suit your financial situation.
Refinancing itself does not negatively impact your credit score. However, applying for refinancing may involve a hard inquiry on your credit report, which could have a temporary impact on your score. It’s important to make all payments on time and manage your new loan responsibly to maintain or improve your credit.
Our loan comparison process at iCREDIT Newcastle provides you with a total loan cost, qualifying interest rate and fees and charges costs without negatively affecting your credit rating.
It’s possible to refinance a car loan even if you owe more than the car’s value, although it may be more challenging. Some lenders offer options for refinancing negative equity, but you may need to meet specific requirements and consider the potential impact on your loan terms and overall financial situation.
It’s important to compare offers from different lenders to find the best refinancing terms and interest rates. Consider factors such as the lender’s reputation, customer reviews, loan terms, fees, and customer service. iCREDIT Newcastle consults and compares loans through these lenders on your behalf to provide up to date, transparent results suitable for your specific needs.
4 Quick and Easy Steps to Securing Your Car Loan Refinance
Complete your application online.
Submit all of the required documentation.
We will approve you for the maximum loan amount and quote you on your repayments
Easy Document Sign
Easy sign of your loan document electronically.
Start your new car loan with lower repayments
Why Choose Us?
There are several reasons why iCREDIT Newcastle is the ideal choice for car loan refinancing.
Their team of experienced professionals specializes in assisting individuals seeking to improve their existing car loan terms, providing personalized guidance and support throughout the refinancing process.
iCREDIT Newcastle has established strong relationships with a network of lenders, enabling them to offer competitive interest rates and flexible terms that are tailored to suit each customer’s unique circumstances.
Their streamlined application process ensures quick approvals, allowing you to potentially secure better loan terms and start saving money sooner.
iCREDIT Newcastle’s commitment to exceptional customer service ensures that clients feel supported and empowered on their journey to optimize their car loan and potentially improve their overall financial situation.
What Customers Say About Us
Protect Your Investment
We offer a range of optional insurance covers to provide protection for you and your business vehicle.
Be at least 18 years of age or older
Australian citizen, Permanent resident or acceptable visa holder
Not be under a Part IX or current Bankruptcy
Be employed, receiving a pension or self employed
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The Fine Print
*Finance subject to approval, including the application of applicable lending criteria. Terms and Conditions apply. Fees and Charges are payable. Credit assistance provided by iCREDIT Australian credit licence 499023. ^Comparison rate for Secured Loan is calculated on a loan amount of $30,000 secured over a term of 5 years based on monthly repayments. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. **. Interest Rate: 5.49% Comparison Rate: 6.71%
iCREDIT Car Loan Refinance & Loans is available throughout Newcastle, the Central Coast, Lake Macquarie & Hunter Valley Region.