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Business Use Motorbike Loans

Motorcycles are becoming a more practical and popular option for businesses in their everyday operation. From small package metro delivery riders to fast food home delivery, motorbike are a cheaper alternative to a motor vehicle.

BUSINESS USE MOTORBIKE LOANS FOR

Small Business’

Companies

Sole Traders

Partnerships

SME’s

Large Business

Type of Loans Available

Secured Business Loans

Secured Business Loans

Secured business loans use the motorbike as security security for the loan. This is the most common option when purchasing assets such as motorbikes, cars, caravans and lifestyle assets. A Business Use Motorbike Loan offers a range of taxation benefits from claiming GST, the interest component to claiming the repayments as a tax deduction.

Unsecured Business Motorbike Loans

Unsecured Business Motorbike Loans

Unsecured business motorcycle loans can offer flexibility if your purchasing multiple motorbikes for your business, are purchasing privately or need the funds for multiple use. Unsecured business loans range from line of credit, long term loans and short term financing.

COMMON QUESTIONS

I haven't found a motorbike, can I still apply?

Yes, we offer pre-purchase loans for business use motorbikes. This is a safe option if you’re trying to stick to a budget. Having the funds ready when you are can help if you find a bargain or need to act quickly on a purchase.

What are business motorbike loans?

Business motorbike loans are a good option for ABN holders if purchasing the motorcycle predominately for work purposes. These are available for farm / AG use, courier and delivery drivers, hire shops and even trades use.

What is the interest rate for business motorbike loans?

Interest rates for business motorbike loans vary from lender to lender. Determining factors such as the age of the motorbike, your credit score or rating, the loan amount, loan term and the overall loan application including whether you have up to date financials will determine what interest rate you will receive.

Banks are constantly changing their interest rates and our process of comparing loans & lenders can help find a business motorbike interest rate loan that is suitable for you.

What do I need for my loan application?

Generally the more information you can provide the more options will be available to you.

Some things that may assist your loan application include.

Business Tax Return

Bank Statements

Photo ID

Accountant Letter

I have bad credit, can I still get a business motorbike loan?

We do have lenders and options that can assist if you have bad or poor credit history, even if your bank has just said ‘No’.  As everyone’s circumstances are different, so are the lenders guidelines. Your finance consultant is experienced in sourcing a suitable business loan to meet your requirements and can provide comparative options helping you make a confident decision.

What is a Chattel Mortgage?

A Chattel Mortgage is a popular option when it comes to business loans .

The motorbike is held as security against the loan.

No deposit is usually required

You can have an optional balloon payment

GST is claimable on the purchase price of the motorbike

The business use interest component can be tax deductible

Do you offer leases for motorbikes?

Yes, we offer a range of business loan products which include leasing.

A lease is an option where the lender retains ownership of the motorbike and rents or leases it back to the buyer.

The GST from the sale price is claimable by the lender, not the borrower

You can claim the repayments and the GST component as a taxation deduction

A balloon payment is generally required for leases

No deposit is needed

What is the average term for business motorbike loans?

Generally most loan terms can range from 12 months (1 year) through to 60 months (5 years) Most lenders will offer a term that’s suitable to your budget and business motorbike usage.

Are business motorcycle loans easy to get?

Business motorcycle financing is very similar to business car finance and can be relatively easy to obtain. As with all lending options, the more information you can provide to help with your application, the more loan options that will be available to you.

CALCULATE YOUR BUSINESS MOTORBIKE LOAN REPAYMENT

Loan Amount
$5000 $250000
Loan Term
12 months84 months
Interest
7.99%19.99%

■ Loan Principal ■ ■ Interest

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PROS & CONS OF BUSINESS USE MOTORBIKE LOANS

PRO'S

Business use motorbike loans, either secured or unsecured are a good option with taxation deduction benefits if the motorbike is going to be used predominately for work use.

Business motorbike loans can be accessed quickly, in some cases funding can be provided the same day.

CON'S

Business use loans is not a suitable product if your purchasing the motorbike for personal use. You will not benefit from a business loan if using the motorbike for private use.

If you anticipate on paying out the loan quickly or only need the funds for a short time, a secured motorbike loan may not be the best option. Secured Business Loans usually have early repayment fees. For a short term loan, it may be worthwhile looking at either a line of credit or unsecured business loan.

Why Choose Us?

The team at iCREDIT Business help make our customers loan journey easy. Whatever your business requirements and whatever your financial situation, we’re on your side. We’re backed by national buying power which means we’re in the best position possible to negotiate better, more affordable business finance options for you.

We’ve helped thousands of Australians find their loan.

I’ve used icredit for multiple loans and Scott has been nothing but professional, fast and amazing to work with. Can’t recommend them enough.
Fraser G.
I would like to thank Kim Shelverton for her assistance in getting my car loan.Kim is very friendly and professional it was a pleasure to deal with her.It was easy to get in contact with her no matter the time. I would recommend Icredit if you are looking for a a car loan.
EVA S.
Easy to deal with and very friendly staff. Fast turnaround time getting loans sorted
Daniel J
I cannot recommend Scott from credit enough! This is the second loan in a year Scott has helped me with and I couldn’t be happier with the service he provides.Nothing is too much trouble and my experience both times has been hassle free! Thanks Scott and Team!!
Racquel L.
Excellent customer service and extremely quick with the whole process.
Daniel P.
Friendly, knowledgeable and easy to deal with. Everything advised, you know what you need to provide and updates are provided throughout the process. They will even deal with the dealer direct to save you being the middle man. Approval and documents ready to sign within hours.
Meagan A.
I got my car loan processed and approved super quick, without any issues.AMAZING AND PROFESSIONAL
Eliza C.
Matt at iCredit has been awesome. The application and approval process was easy and very quick and the communication from Matt great.I would highly recommend this Company for their pain free and fast service.
Kerry S.
Highly recommend the team at icredit very helpful with getting a loan.
Amanda B.
Great people to deal with, Scott helped us out so much for a fast result couldn’t be happier
Wayne W.
I can’t recommend Christine at iCREDIT enough. She went above and beyond for us to make sure we got the product we were after. She made the process so easy and at rates better than our bank. Thanks Christine!
Kim D
Emily fromICREDIT was most helpful very easy to contact at all times for any help at any time couldn’t recommend her enough
casey H.
Can’t thank Emily enough, gorgeous person to deal with!! Patient and understanding Thankyou for the lovely service
Kiara T.
Glen Giggins from the icredit team recently helped with the finance for the purchase of our brand new gooseneck through Peaceland Horse Floats and Goosenecks and he was wonderful!!! he made the whole process so easy and went above and beyond to ensure we got the lender that met our needs. Both Glen and the services he provides are Highly recommended
Tahliah P.
Big Thank you to Glen Giggins for helping me refinance my home loan. Thank you for your patience and keeping me informed during the tedious process. I have a much better interest rate and lower mortgage repayments! Cannot recommend Glen highly enough!
Jade L.
Awesome customer service and managed to get me a great rate on my personal loan. Highly recommend contacting the team at iCredit for your lending needs.
Steve W.
A big thank you to Christine. Help me get my new 4WD Patrol within days at a better interest rate than the banks. Simply and stress free process. Cannot thank her enough.
Johnny O.
Julie was professional and easy to talk to from the outset of our enquiry. She understood our needs and did a fabulous job finding the right loan for us. We had approval within hours and settlement within 3 business days. It was an easy and wonderful experience and we would recommend her services to anyone looking for a professional, experienced and skilled broker.
Anieve J
Kim Shelverton made the entire process so effortless and less stressful, nothing was an issue for her, she is very friendly and helpful. Thank you Kim for all your help.
Paul M.
Jay T.
Kim and Scott were so accommodating and helpful and kept things smooth sailing the way through! They were patient and friendly 🙂
Teresa W.
Great service & made so easy. Fast
Rebekah C.
Glen Giggins from the icredit team recently helped with the finance for the purchase of our brand new gooseneck through Peaceland Horse Floats and Goosenecks and he was wonderful!!! he made the whole process so easy and went above and beyond to ensure we got the lender that met our needs. Both Glen and the services he provides are Highly recommended
Tahliah P.
I cannot recommend Christine from iCredit highly enough. I had been dealing with another broker who had done nothing but talk for 2 weeks before I called her. It was a complicated loan because of self-employment and the fact I had borrowed nothing from anyone in 12 years. Christine was onto it asap and got it all done within a week. Everyone happy; No tears.
Rondell J.
I would highly recommend Christine from iCredit. She is extremely professional in her work and always succeeds to beat any other competitors rate. She will go out of her way to listen and care for your needs in a loan. We have used Christine for various loans over the past few years and will continue to do so for years to come. Thanks Christine, you are a true gem!
Nathan
Many thanks to Kim for her prompt and professional service organising finance for a machinery purchase. Nothing was too much trouble for her ,she made the whole process smooth and hassle free. Great job Kim , I will certainly recommend your services to anyone looking to make finance an easy experience
Paul M.
Good afternoon please I don't understand this app again you use auto debt to debt from account the sum of 36920 and you still asking me to pay please Check ur record well
Adekunle A.
Scott from iCredit was fantastic to deal with when we purchased our new horse float. He made everything so easy and nothing was too much trouble. Highly recommend dealing with this company.
Tina R.
Doing business with Kim was a breeze. Kept me informed throughout the process. Highly recommended 👌
andrea M.
Christine at ICredit is Amazing she went above and beyond to help us. I can honestly say i don"t think i have had better service and care anywhere ever! All times of day of night Christine was offering to help. Thank you Christine you made ta stressful process very enjoyable. Thank you , you a are Legend.
Cindy H.
Great service, very prompt from Kim in what was a slightly difficult situation, would highly recommend!!
Jason W.
Christine has been amazing. This time with our car purchase she got approved for us in just 2 days. Always positive and ready to help. Will definitely be going back for a 3rd time when we need help with our next finance request. Thank you so much Christine.
Heather B.
Christine from icredit was the only person i had dealt with that listened to exactly what i wanted, if it wasnt for christine, i wouldnt be driving my car, or be im a better position to be able to buy my first home in the next 2 years. Cant thank her enough and i give her a million stars, only deal with christine
Ethan L.
Very satisfied with the service - the speed of settlement was incredible and puts my bank to shame.Kim is friendly, knowledgeable and determined to make sure that everyone walks away happy from the experience.I'd give 6 stars if I could.
Steve H.
Kim is absolutely fantastic!She always had good communication during the process.Everything was quickNo words for her efficiencies and dedication .Well done Icredit to have such a valued team 😊
Yazmina L.
Thank you very much. Scott is the best
Laura C.
Absolutely awesome company. Scott was amazing, made the process so quick and easy as was always around to help when needed. Got the car I've wanted for ages and in the colour I wanted. 100% recommend when looking to buy a car like I was. Appreciate it Scott!
Molly M.
This is the 2nd time I've worked with Matt. He was recommended to me as he helped someone get a loan who might not have been able to.He's helped me get 2 cars so far and even my dealership was impressed at the speed at which he organised everything and settled the contract.I will continue to use Matt for all vehicle loans.
Ethan H.
Kim is extremely helpful and very good at what she does. Quite happily recommend her.
kellithorpe115
Christine From iCREDIT helped me get the car I wanted, she was so helpful and nice And it was quick, easy and low rate. She is absolutely fabulous at what she does, I highly recommend this lovely lady.
Alirra B.
Kim is a great help, friendly and helpful, makes it a lot easier than doing it alone.I will be using her when ever I need something
adam B.
Shout out and a HUGE thank you to Christine at ICredit. Christine managed to obtain my funding at an incredible rate when I wasn't even sure that I could get approval!!! First loans are difficult when you are young. She process my loan with amazing speed, walked me through the process with ultimate professionalism and dealt with the car dealer, lenders and insurer for me. Christine took away all the stress associated with borrowing money to finance a car and completely took care of everything for me. I cannot recommend her highly enough! If you are looking for finance, contact Christine. You will not be disappointed. Thanks Christine!
Brock L.
Lyn W.
derek S.
Todd B.
Kim was excellent to deal with working with me outside of business hours definitely helped to, will definitely be going back to Kim for any broker needs!
Maxwell B.
Lachlan S.
A big thank you to Christine. Help me get my new 4WD Patrol within days at a better interest rate than the banks. Simply and stress free process. Cannot thank her enough.
Johnny O.
very happy with the service Kim was very nice and very helpful thankyou
Jade R.
Christine was absolutely amazing with helping an making sure everything worked out ! Cannot thank her enough ! ?
sam F.
Big Thank you to Glen Giggins for helping me refinance my home loan. Thank you for your patience and keeping me informed during the tedious process. I have a much better interest rate and lower mortgage repayments! Cannot recommend Glen highly enough!
Jade L.
Christine helped us with our finance & we could not recommend her highly enough she answered every question we had went above & beyond to help us,Will be recommending her to everybody ! Thank you so much christene for the best customer service !
Hayley R.
Christine from iCredit is amazing! She goes above and beyond to help with getting the best interest rates and helps every step of process. Thanks to Christine I have an amazing new horse float and I can’t thank her enough! I wouldn’t hesitate to recommend her to anyone!
Jasmin P.
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Loans from $5000

Flexible Payment Options

Loan Terms 1 – 7 Years

Low Interest Rates

Chattel Mortgage, Leasing and Commercial Hire Purchase

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iCREDIT Business Motorbike Finance is available throughout Australia, Melbourne, Sydney,  Adelaide, Hobart, Darwin and Perth, Gold Coast, Palm Beach, Burleigh Heads, Tweed Heads, Brisbane, Ipswich, Sunshine Coast, and Queensland Today!

*Finance subject to approval, including the application of applicable lending criteria. Terms and Conditions apply. Fees and Charges are payable. Credit assistance provided by iCREDIT Australian credit licence 499023. ^Comparison rate for Secured Loan is calculated on a loan amount of $30,000 secured over a term of 5 years based on monthly repayments. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. **. Interest Rate: 5.49% Comparison Rate: 6.71%