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Line of Credit
Are you a business owner looking for a flexible revolving line of credit to suit your business and budget?
Whether you need funds to help your business grow, new stock, marketing or paying suppliers. A line of credit can help you focus on building your business without worrying about your day to day finances.
LINE OF CREDIT AVAILABLE FOR
LINE OF CREDIT FEATURES
Minimum Trading Term
To access a business line of credit you need to have your business in operation for a minimum of 6 months.
Variable Loan Amount
Line of Credit facility can start from as little as $2000 through to $150,000
Minimal paperwork is required for Line of Credit with a minimum of bank statements required.
Only pay interest on the amount you drawdown.
Fast decisioning with funds within 24 hours
No Security Required
No asset security is required for Line of Credit
A business line of credit does not require security to be held. As it is an unsecured loan, the funds are provided based on your application and overall business profile.
Generally the better the credit score / rating, the more options will be available to you. Lenders will base their line of credit answers including interest rate on the overall loan application.
A Line of Credit is for ABN holders who are requiring a revolving credit facility to be used for stock, inventory, invoices etc. A line of credit term is generally over 2 years, so if you are requiring a longer loan term a business personal loan might be more suitable.
To apply for a line of credit, follow our easy online application.
The more information you can provide the better result and more options are available to you.
Your business loan consultant will be able to assess and deliver a suitable answer for you.
Yes, we offer a wide range of lenders for you to choose from and work hard to find and present your application correctly to ensure we receive the right answer. Line of Credit options can help you keep your business moving with little downtime.
PROS & CONS OF BUSINESS LINE OF CREDIT LOANS
Why Choose Us?
We business line of credit and our process streamlines your loan to deliver quick answers. Whatever your business requirements are and whatever your financial situation is, we’re on your side.
We’re backed by national buying power, meaning we’re in the best position possible to negotiate better, more affordable finance rates for you.
We compare lenders and banks from our panel to find the best available outcome. Our system checks your loan throughout our panel of lenders without negatively affecting your credit rating to provide you transparent results helping you make a confident, informed decision.
At iCREDIT , we process thousands of loans each year, have in-depth knowledge of lender guidelines so we can present your loan correctly, giving you the best opportunity to get the right answer.
We’ve helped thousands of Australians find their loan.
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iCREDIT line of credit is available throughout Australia, Melbourne, Sydney, Adelaide, Hobart, Darwin and Perth, Gold Coast, Palm Beach, Burleigh Heads, Tweed Heads, Brisbane, Ipswich, Sunshine Coast, and Queensland Today!