Finance One
Finance One specialises in providing personal, vehicle, and business loans—especially for Australians who may have had credit difficulties in the past.
Their approach blends fast decisions, understanding underwriting, and flexible repayments.
Through iCREDIT, you can compare their offers against other lenders and find the loan that suits your situation.
About Finance One
Since its founding, Finance One has positioned itself as a lender that offers second chances.
They help everyday Australians—including those with imperfect credit records—access finance for cars, personal needs, or business purposes.
Finance One cares about individual circumstances and aims to tailor finance that reflects what you can actually afford now.
Who They Assist
Finance One aims to support a broad range of borrowers, including:
Individuals needing car finance, especially those with prior credit issues.
People seeking personal loans for life expenses or consolidation.
Business owners needing funding for vehicles or working capital.
Applicants whose credit files include defaults, bankruptcy, or limited credit history.
Loan Features & Options
Vehicle finance: loans for cars, motorbikes, caravans, boats, and more.
Personal loans for life events, renovations, travel, or consolidation.
Business loans including vehicle or cash flow support.
Loan amounts typically ranging from moderate to high (e.g. $8,000 up to $100,000 in some vehicle finance cases).
Flexible loan terms—often between 3 and 7 years.
Option to make extra repayments or increase repayment amounts.
Consideration given even for past credit defaults, bankruptcy, or no credit history.
Transparent disclosure of fees, interest, and all loan conditions before you commit.
Policies and Conditions
Finance One operates under Australian credit regulations and is bound by responsible lending standards.
Each application is assessed on metrics like income, affordability, and credit history.
The asset (for vehicle loans) often acts as security. All terms, fees, interest rates, repayment schedules, and potential exit costs are disclosed in advance.
Key points include:
Credit-Forgiving Approach
Willing to assess those with bad or limited credit.
Vehicle, Personal & Business Loans
Broad range of finance options.
Flexible Term Options
Repayment lengths suited to your budget.
Transparent Lending
Clear terms, fees, and support for hardship.
Why Choose Finance One Through iCREDIT?
When you apply via iCREDIT, you can compare Finance One’s lending offers side by side with other providers.
This lets you:
Review and contrast interest rates, terms, and conditions.
Save time by submitting a single consolidated application.
Gain insights from iCREDIT’s finance specialists to guide your decision.
Identify whether Finance One’s offerings truly match your needs.
Start Your Application Today
Begin your Finance One loan application through iCREDIT today. Our team will help you compare offers, understand your contractual obligations, and secure a finance option aligned with your goals.
Apply via iCREDIT and Finance One – fair finance for everyone.
What Customers Say About Us
Customer Reviews
Ready to Compare? Get Your Loan Options Today
With access to our full lender panel, iCREDIT makes it simple to find the right finance for your budget and lifestyle.
Whether it’s a car, caravan, motorbike, horse float, or personal loan — we’ll do the heavy lifting and present the best options for you.
✅ Compare multiple lenders in one place
✅ No impact on your credit file for comparisons
✅ Transparent fees and clear loan terms
✅ Options for self-employed & low-doc applicants
✅ Personal support from our finance specialists
