Capify
Capify provides quick and flexible finance solutions designed for Australian small and medium businesses.
Whether it’s funding for expansion, bridging cash flow gaps, or investing in new equipment, Capify makes access to business capital straightforward.
Through iCREDIT, you can compare Capify’s finance options with other lenders and secure the right solution for your goals.
About Capify
Capify is an experienced business lender focused on helping SMEs grow. They are known for delivering simple, fast, and transparent finance options that are tailored to the unique needs of business owners. With both unsecured and secured lending available, Capify ensures businesses can access capital without the lengthy processes of traditional banks.
Loan Features & Options
Unsecured loans available from $5,000 to $1,000,000
Short-term lending options from 3 to 12 months
Secured finance available for higher amounts with asset or property security
Clear, upfront fee structure with no hidden charges
No collateral required for many unsecured loans (personal guarantee applies)
Quick assessments with approvals often within one business day
Flexible repayment schedules — daily, weekly, or monthly to suit cash flow
Technology-driven process for faster indicative offers
Policies and Conditions
All loans are offered under responsible lending obligations and Australian business finance guidelines.
To qualify, a business must generally show steady trading history and consistent turnover. Assessment may include a review of financials, credit profile, and loan purpose.
Loan terms, fees, and repayment obligations are fully explained before any contract is signed. Support is available if a borrower experiences financial difficulty.
Key points include:
Fast Approvals
Many loans approved and funded within one day
Unsecured Options
Borrow without needing to pledge assets
Flexible Terms
Short or longer-term options tailored to your business
Transparent Costs
Clear, upfront fees with no hidden surprises
Why Choose Capify Through iCREDIT?
Applying through iCREDIT allows you to access Capify finance alongside other trusted lenders in one simple process.
With iCREDIT you can:
Compare finance options side by side
Save time with a single application process
Access expert support to guide your decision
Enjoy confidence with transparent and competitive offers
Start Your Application Today
Start your Capify business finance application through iCREDIT today. Our team will help you compare offers, understand your options, and secure a loan that matches your business needs.
Apply with iCREDIT and Capify – fast, flexible funding for growing businesses.
What Customers Say About Us
Customer Reviews
Ready to Compare? Get Your Loan Options Today
With access to our full lender panel, iCREDIT makes it simple to find the right finance for your budget and lifestyle.
Whether it’s a car, caravan, motorbike, horse float, or personal loan — we’ll do the heavy lifting and present the best options for you.
✅ Compare multiple lenders in one place
✅ No impact on your credit file for comparisons
✅ Transparent fees and clear loan terms
✅ Options for self-employed & low-doc applicants
✅ Personal support from our finance specialists
