Compare Import Vehicle Finance
Compare finance options for eligible Japanese, American and other imported vehicles through iCREDIT’s panel of 50+ lenders.
Fast, Simple Process No Obligation Enquiry Australia-Wide
Your Loan Options
Get an indicative finance interest rate before applying.
Compare finance options for eligible Japanese, American and other imported vehicles through iCREDIT’s panel of 50+ lenders.
Support whereever you are in Australia, metropolitan or regional.
We work with over 50 lenders to find the right finance solution.
We've been helping Australians find import vehicle loans since 2012.
Standard car loans don’t always suit imported vehicles and many banks do not have the option for grey import car finance. iCREDIT helps Australian buyers compare import car loan options from a panel of more than 40 lenders. We can assist with eligible vehicles purchased through Australian dealers, vehicle importers, auctions and private sellers.
Whether the vehicle is already registered in Australia or is still progressing through the import and compliance process, our team can identify lenders prepared to consider the vehicle, purchase structure and intended use.
Finance options for eligible JDM cars, vans, people movers and four-wheel drives.
Explore finance for eligible American muscle cars, pick-ups and specialist imports.
Finance vehicles supplied by Australian dealers and specialist import companies.
Compare lender options for eligible imported vehicles purchased privately.
Commercial finance options for eligible imported vehicles used for business.
Yes, Import car finance is available when both the applicant and vehicle meet the lender’s requirements.
Australian compliance or import approval.
The vehicle can be registered in Australia
The vehicle is not subject to an existing security interest
A simple process from enquiry to delivery.
Tell us about the vehicle
Compare Lenders & Loans
Submit Your Application
Purchase Your Import
Popular Imported Vehicles We Finance
Japanese Passenger and Performance
Import People Movers, Wagons & Vans
Imported Utes & Commercial Vehicles
Import vehicles often require a different approach. Here’s how they compare.
| Feature | Standard Car Loan | Import Vehicle Finance |
|---|---|---|
| Vehicle eligibility | Mainstream, locally supplied vehicles | Imported, grey import and specialist vehicles |
| Valuation | Based on local market data | May require specialist or independent valuation |
| Documentation | Standard motor vehicle documents | May include import and compliance documents |
| Lender choice | Wide range of mainstream lenders | Specialist lenders who understand imports |
| Private sales | Sometimes restricted | Often available, subject to lender criteria |
Why use iCREDIT for Import Car Finance?
We make import car finance simple, with industry expert support and a wide lender panel to choose from.
We work with a wide range of lenders to find the right solution for your situation.
We help present your import for the best chance of lender consideration.
Save time with a single enquiry and compare multiple suitable lender options.
From metro to regional areas, our team can assist you wherever you are in Australia.
Australia-Wide Service
We arrange import car finance across Australia including:
Sydney
Melbourne
Brisbane
Perth
Adelaide
Canberra
Hobart
Darwin
Newcastle
Gold Coast
Ready to Finance an Import Car?
Tell us about the vehicle, where it is being purchased, either locally or overseas. An iCREDIT broker can compare suitable options from our lender panel without affecting your credit rating.
IMPORT CAR FINANCE FAQ’S
Find answers to common questions about import vehicle finance, private sales, approvals and repayments.
Finance may be available for eligible grey imports and JDM vehicles. The lender will consider the vehicle’s age, value, condition, registration, compliance status, as well as your financial circumstances.
Yes, we offer lenders and loans to cater for vehicle that are being purchased through auction overseas. Depending on the type of loan you choose, some lenders may require import approval, compliance evidence, and confirmation that registration can be completed before settlement or delivery.
Private-sale import finance is available when the vehicle and transaction meet lender requirements. The seller’s identity, ownership, bank details and the vehicle’s title, valuation and registration status will generally need to be verified which iCREDIT can assist with.
Direct overseas purchases can be more difficult to finance than vehicles already held by Australian dealers or importers. Many lenders will not release secured car-loan funds directly to an overseas seller. Contact iCREDIT before bidding, paying a deposit or committing to a vehicle so the proposed transaction can be assessed.
Some lenders may allow eligible associated costs to be included, while others will finance only the vehicle’s accepted value or Australian purchase price. Freight, customs, duties, GST, compliance, inspection, insurance and registration costs should be identified before the application is submitted.
Not necessarily. The rate offered depends on the lender, vehicle, loan structure and applicant’s credit and financial profile. However, a restricted choice of lenders, older vehicle, specialist valuation or unusual transaction can affect the options available.
We can investigate whether another lender will accept the vehicle or whether an alternative finance structure may be suitable.
Yes. Depending on the lender, repayments may be available weekly, fortnightly or monthly, allowing you to choose a repayment schedule that suits your budget and cash flow.
In many cases, yes. If your circumstances change or you’d like to upgrade your vehicle sooner than expected, many lenders allow additional repayments or early payouts. We’ll help explain any lender-specific conditions before you proceed.
Absolutely. No matter where you’re located, our team can help compare import vehicle finance options Australia-wide. We’ve assisted customers from regional areas, country towns and major cities across every state and territory.
Whether a deposit is required depends on the vehicle’s accepted value, purchase price, import and compliance costs, your financial circumstances and the lender’s criteria. A deposit may be requested where the amount being borrowed exceeds the lender’s valuation of the vehicle.
Timing depends on the lender, applicant, vehicle and completeness of the supporting documents. Applications involving valuations, private sellers, import approvals or compliance documents can take longer than standard car-loan applications. Providing accurate vehicle and financial information upfront can help prevent delays.
Still Have Questions?
Our team and online resources are here to help.
Use the chat button to find answers, explore import car finance guides, compare loan options or speak with a specialist.
Chat available 24/7 • Finance specialists available during business hours
We work with car retailers and import companies across Australia providing tailored finance solutions for your customers.
