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Secured loans for horse floats are a type of financing where the loan amount is secured by the horse float itself as collateral. This means that if the borrower defaults on the loan, the lender has the right to seize and sell the horse float to recover the outstanding balance.

Here are some key points about secured loans for horse floats:

  1. Collateral: The horse float serves as collateral for the loan. This provides security for the lender, as they have an asset they can claim if the borrower fails to repay the loan.
  2. Loan Amount: The loan amount for a secured loan is typically determined based on the value of the horse float. Lenders may offer up to a certain percentage (e.g. up to 120%) of the appraised value of the horse float as the loan amount.
  3. Interest Rates: Secured loans generally have lower interest rates compared to unsecured loans because the collateral reduces the risk for the lender. The specific interest rate will depend on factors such as the borrower’s creditworthiness, the loan term, and the lender’s policies.
  4. Loan Term: The loan term for horse float loans can vary but is typically between one and seven years. Longer loan terms may result in lower monthly payments but may also mean paying more interest over time.
  5. Repayment: Borrowers repay the loan in regular installments, typically monthly. The repayment amount consists of both principal and interest. It’s essential to make timely payments to avoid defaulting on the loan and risking the loss of the horse float.
  6. Application Process: To apply for a secured loan for a horse float, borrowers usually need to provide details about their income, employment history, credit history, and information about the horse float itself. The lender will assess this information to determine loan eligibility and terms.
  7. Ownership and Insurance: While the horse float is used as collateral, the borrower retains ownership and possession of the horse float during the loan term. The lender may require the borrower to maintain comprehensive insurance coverage on the horse float to protect their interests.

Secured loans for horse floats provide borrowers with a means to finance the purchase of a more expensive horse float while providing lenders with added security. It’s essential to carefully consider loan terms, interest rates, and repayment obligations before committing to any type of loan, whether it be secured, business or unsecured. Consulting with a reputable lender or financial advisor like iCREDIT can help you navigate the process and make an informed decision.

iCREDIT is dedicated to offering a wide range of transparent secured financing options throughout Australia for new and used horse floats, gooseneck trailers and stock trailers. We understand that everyone has different requirements, which is why we’re committed to provide an extensive range of loan options through our partnerships with leading banks and specialised lifestyle lenders.

Your next horse trailer purchase can be made possible with a flexible loan with easy to understand, clear options.

Access a panel of over 40+ of Australia’s leading banks and business horse float financiers.

We offer a simple application & loan settlement process, all completed online

Secured Horse Float Loan FAQ’s

With a secured horse float loan, the lender provides funding to you to purchase a horse float or gooseneck trailer.

Upon settlement of your loan and payment to the seller, the financier lodges an interest with the PPSR (Personal Property and Security Register) against the horse float. You take delivery of the float.

Once you have repaid the loan, the financier removes their interest giving the customer clear title.

Applying for a horse float loan with iCREDIT is easy.

Simply enter a few details into our online application form or contact us on 1300 350 118 to talk to us about your secured loan requirements.

Secured Loans can be used to purchase horse transport from both retailers / manufacturers as well as private sales

iCREDIT offer pre-purchase approval loans, helping you research your horse float and buy with confidence knowing your funds are readily available.

Secured Loans can also be used to purchase other asset such as cars motorbikesboatscaravanstrucks, and machinery

If you are choosing a secured loan for your a private sale vehicle, it’s important to know that some lenders will vary interest rates depending on the age of the horse float and your overall loan application.

The simple answer is Yes.

Having a poor credit file, defaults or slow repayment history on your credit file can reduce your chances of gaining a secured horse float loan with ‘mainstream’ banks.

We understand there are always reasons behind credit issues and work with you to gain an understanding of what happened.

With our strong relationships with lenders, we work hard to achieve the best outcome for our customers.

Secured loans generally offer lower interest rates as they use the horse float as security to reduce the risk for the lender. This means should the loan default due to non payment, the financier can reposess the horse float and recover the funds.

Unsecured (Personal) Loans do not need security to be held against the loan, so generally come with a higher interest rate.

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APPLY FOR A SECURED HORSE FLOAT LOAN

Why Choose Us?

Choosing Horse Float Trailer finance is not as daunting as it could be when you have iCREDIT in your corner. Whatever your requirements and whatever your financial situation, we’re on your side. We’re backed by national buying power, which means that we’re in the best position possible to negotiate better, more affordable finance rates for you. Going through us is simpler, more affordable and more rewarding than going to banks directly for financing.

Whether you’re buying a new or used horse float or gooseneck, have your eye on a private sale, stock trailer or just need someone to give you a go with second chance float finance; Make the smart choice by talking to one of our dedicated finance consultants today and you’ll be well on your way to securing equine transport to suit your fur friends. We do all the heavy lifting for you, as at iCREDIT, we’re your one-stop equine financing solution.

What Our Customers Say

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Angela O.
For a money man I found Wayne to be honest and very upfront which helped. No sugar coating anything, no false hope. Thank you for your help. The boys love their new car.
Kristyl Ben J.
Easy process fast result highly recommend
Ash A.
Very happy with what Michelle has done for us both for a personal and a car loan. Michelle is very efficient and organized and made the process quite comfortable and streamlined. Definitely recommend Michelle.
Jason J.
We have used Icredit Tasmania on a few different occasions over the years from getting a better rate for our mortgage, a motor vehicle loan and most recently assistance setting up what we need for our business, each time Kim has been our go to person and we rate her professionalism and knowledge second to none, from the application to the final signing Kim has been in contact every step of the way, my wife and I couldn’t recommend Kim and Icredit enough, a very satisfying experience.
TFB A.
iCredit have arranged two motor vehicle finance loans for us to purchase trucks. We have been really happy with the service provided by iCredit and would happily recommend them to others. Cameron Tfbhire.com.au
DIS J.
Hi Scott,I wanted to take a moment to express my sincere appreciation for your invaluable assistance in helping me navigate the complexities of car warranties. Your expertise and dedication made the entire process smooth and stress-free.Your thorough understanding of the various warranty options available ensured that I could make an informed decision that best suited my needs. Your patience in answering all my questions and clarifying any doubts reassured me every step of the way.Moreover, your commitment to providing personalized support and going above and beyond to address any concerns truly sets you apart. Your professionalism and attention to detail are commendable, and I am grateful for your unwavering support throughout the entire process.Thanks to your guidance, I now have the peace of mind knowing that my car is protected by a comprehensive warranty that meets all my requirements. Your dedication to customer satisfaction is evident, and I have no hesitation in recommending your services to anyone in need of expert advice on car warranties.Once again, thank you, Scott, for your exceptional assistance. I look forward to working with you again in the future and will not hesitate to reach out whenever I need assistance with any financial matters.Best regards,SID
Luke P.
I would like to thank Al Purton for his professionalism and hard work to get my loan for a work car over the line within a matter of days. His knowledge, hard work and customer service were second to none. Thank you so much Al, I will definitely be recommending you to everyone!!
Ashley P.
Fantastic service and Communication
Sam
Rachel C.
My husband and I would just like to thank Scott so much for his professionalism in handling our loan process,he was constantly in contact with us and updating us along the way.thanks so much Scott for the amazing personal assistance you gave us we will most definitely be calling you in the future for any other loan enquiries. Cheers dan and rachel
Jessica B.
Dealing with icredit has been great! Scott has done all the behind the scenes difficult things, making this process simple on my end (every busy persons dream)! Thanks for all the help, finding us the best option and answering every query with a prompt answer.
Racquel L.
I cannot recommend Scott from credit enough! This is the second loan in a year Scott has helped me with and I couldn’t be happier with the service he provides.Nothing is too much trouble and my experience both times has been hassle free! Thanks Scott and Team!!
Teresa W.
Kim and Scott were so accommodating and helpful and kept things smooth sailing the way through! They were patient and friendly 🙂
Fraser G.
I’ve used icredit for multiple loans and Scott has been nothing but professional, fast and amazing to work with. Can’t recommend them enough.
Daniel J
Easy to deal with and very friendly staff. Fast turnaround time getting loans sorted
Meagan A.
Friendly, knowledgeable and easy to deal with. Everything advised, you know what you need to provide and updates are provided throughout the process. They will even deal with the dealer direct to save you being the middle man. Approval and documents ready to sign within hours.
Steve H.
Very satisfied with the service - the speed of settlement was incredible and puts my bank to shame.Kim is friendly, knowledgeable and determined to make sure that everyone walks away happy from the experience.I'd give 6 stars if I could.
Jade R.
very happy with the service Kim was very nice and very helpful thankyou
Paul M.
Kim Shelverton made the entire process so effortless and less stressful, nothing was an issue for her, she is very friendly and helpful. Thank you Kim for all your help.
Daniel P.
Excellent customer service and extremely quick with the whole process.
Rebekah C.
Great service & made so easy. Fast
Jay T.
Amanda B.
Highly recommend the team at icredit very helpful with getting a loan.
Ethan H.
This is the 2nd time I've worked with Matt. He was recommended to me as he helped someone get a loan who might not have been able to.He's helped me get 2 cars so far and even my dealership was impressed at the speed at which he organised everything and settled the contract.I will continue to use Matt for all vehicle loans.
kellithorpe115
Kim is extremely helpful and very good at what she does. Quite happily recommend her.
andrea M.
Doing business with Kim was a breeze. Kept me informed throughout the process. Highly recommended 👌
Kiara T.
Can’t thank Emily enough, gorgeous person to deal with!! Patient and understanding Thankyou for the lovely service
derek S.
Eliza C.
I got my car loan processed and approved super quick, without any issues.AMAZING AND PROFESSIONAL
Maxwell B.
Kim was excellent to deal with working with me outside of business hours definitely helped to, will definitely be going back to Kim for any broker needs!
casey H.
Emily fromICREDIT was most helpful very easy to contact at all times for any help at any time couldn’t recommend her enough
Yazmina L.
Kim is absolutely fantastic!She always had good communication during the process.Everything was quickNo words for her efficiencies and dedication .Well done Icredit to have such a valued team 😊
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adam B.
Kim is a great help, friendly and helpful, makes it a lot easier than doing it alone.I will be using her when ever I need something
Jason W.
Great service, very prompt from Kim in what was a slightly difficult situation, would highly recommend!!
Todd B.
Felicity K.
Kim was very friendly, helpful and nothing was a bother she went out of her way to help fantastic. Would use Icredit againFelicity23/9/22
Ryan M.
Damon A.
I dealt with Wayne during my loan application! I did not expect the service I received! I’m talking after hours I’m talking any time of day or night this man was the most amazing person I’ve ever dealt with we clicked not just on a professional level but person as well! I was really taken aback by the service this man provided me I’m not too computer smart and done the whole thing on the phone! Thanks to this man my special needs child has one thing in his life now that makes him smile more than I’ve seen this child smile in my life! It was a quad bike I applied for and Wayne was absolutely amazing throughout the whole process would ask if I wanted help with the forms during his OWN TIME AFTER HOURS I can not thank this man enough! He’s given my child a smile I’ve not seen before and if anybody out there is looking to finance anything! I strongly recommend you call icredit and ask for Wayne! I can’t thank this man enough for his efforts and commitment! Forever grateful to this man I wish I could buy him a beer or ten as a thank you! Remember the name Wayne!!! He’s your man people! 100% thank you so very much
Victor S.
Kim was happy to help at any time, great work
Scott G.
Just like to thank Kim shelverton for her excellent customer service. Was a pleasure doing business with Kim a very big thank you once again cheers Scott and Sharon.
willliam C.
Kim in Hobart was amazing. Was a quick approval and she was easy to deal with knowledgable and very easy to deal with! If your in the market for a boat or bike she is your gal! Thanks Kim and i-credit
Bron W.
Scott at Icredit!!! What a legend!!! At July 2022, interest rate rises and changes to rules for lending (now includes Afterpay and zip pay statements to be included) got given the run around!! Saved me a lot of stress and heartache!!! Got there in the end!! Kept me updated answered any questions I had!! Highly recommended
Brad H.
Easy to deal with, friendly staff
Kayelene C.
Scott has been amazing! Was such a quick and simple process! Thank you again Scott! Will happily deal with him again!
Kevin H.
We had a fantastic lady deal with our matter a she was great, she had all the answers we needed and nothing was to much.I cannot speak highly enough of she .great job.
Teagan K.
We dealt with Kim and she was very fast and clear with requests and over all pleasant to deal with compared to others. We had our loan approved within days and we are over the moon with how easy it all was considering our work hrs and location. Highly recommend Kim!
Anthony James A.
bash G.
Jason B.
The best finance customer experience ever, Kim was absolutely outstanding in the most fluid financial transaction I have ever experienced .Once again thank you Kim for your hard work , and processing my application in such a timely fashion. 😁😁
Nic T.
I recently got a loan through Kim at icredit and plan to apply for future finance again through Kim. the whole process was super easy and Kim was very helpful.
Deb S.
Can't recommend iCREDIT highly enough. Scott was great from start to finish. made the process so easy..
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Pip A.
Kim at icredit was great to work with, pure honesty, easy to work with, understood where I was coming from and was willing to meet me after work to get this done.
Kept me informed at every step, and hid nothing from me, if I was to get another loan as such Kim at icredit would the person I would go to hands down every time.
Very easy and approachable person.
Michelle T.
I would highly recommend Christine from iCREDIT. Christine was extremely helpful and professional in helping us secure a car loan and I would recommend Christine for all financial assistance. Michelle and Gavin.
Anieve J
Julie was professional and easy to talk to from the outset of our enquiry. She understood our needs and did a fabulous job finding the right loan for us. We had approval within hours and settlement within 3 business days. It was an easy and wonderful experience and we would recommend her services to anyone looking for a professional, experienced and skilled broker.
Carly D.
Emily and Scott went above and beyond for me, they returned calls after buisness hours and were incredibly friendly and helpful throughout the entire process! Thankyou Emily and Scott!!
Lyn W.
Paul M.
Many thanks to Kim for her prompt and professional service organising finance for a machinery purchase. Nothing was too much trouble for her ,she made the whole process smooth and hassle free. Great job Kim , I will certainly recommend your services to anyone looking to make finance an easy experience
Lachlan S.
Andrea J.
100% Hands down the best team for your financing needs. I have been using and happily recommending Icredit for over 8 years for both my own business equipment finance and also for our customers. Hundreds of loans secured by Icredit and nothing but great feedback. Nobody else compares 👌
Vombatus P.
Kim was really lovely. Great customer service and helped me get a great car 👍👍👍👍
Justin G.
I would HIGHLY recommend iCredit, Christine was amazing for us. She done it in the time frame we needed and she is just incredible. She made the process so stress free!! 10/10 would recommend Christine if you are looking for your next Horse float!!
Liz B.
Scott was great to deal with..especially with both of the loans..our daughters float and our new 4x4 which is called 'Crisis' 😍😍 Nothing was ever a hassle..we were kept up to date with what was happening...the whole process was not as stressful as we thought it would be lol...And even tho it was a couple of months between transactions he remembered who we were...I highly reccommend scott and the icredit team
Maria N.
Highly recommended .. they are extremely professional!
Kelly S.
Absolutely AMAZING customer service!! Couldn’t recommend Icredit enough!! Scott went above and beyond to assist me with the finance of my new float ♥️
Wally C.
Great service and always help out
Liz R.
I would like to thank Christine from icredit for being totally awesome and professional. This is the 3rd time I have dealt with Christine and I couldn’t be happier with the results . Not only did Christine find the lowest interest rate she also had everything done and signed in no time . I highly recommend Christine at icredit . Thankyou
Scutt N.
Totally fantastic service by the Team.
Especially Scott Collins who made my application for a new work vehicle so easy
Anna P.
Amazing service Scott was fantastic and great communication. Highly recommended
Toula S.
Awesome people awesome service.
Donna M.
With ICredit and thanks to Scott was able to get car loan easily and no stress. Cannot recommended him or ICredit enough.
Kath H.
Scott was absolutely amazing both times we used ICredit. He made the loan process uncomplicated and easy for us. Very understanding and helpful. Will be dealing with him again.
Shell T.
Wish I could give 10 ☆ Matt was absolutely fantastic to deal with went above and beyond will definitely use icredit again for any finance needs Thanks Matt
Alyssa H.
Cannot recommend Scott enough! Sourced a great interest rate, easy to contact and worked hard to get loan finalised by our deadline. Thank you �
Paul M.
Icredit is so amazing. I have 8 children and needed a bigger car. I tried everywhere and icredit came to the rescue. Recommend icredit to everyone. That needs those day to day things that cant afford it at the time icredit will look after it for you.
Thank you especially to Christene Pyle. For the great help she gave me.
Justine D.
We applied for the secured loan on Monday and I am collecting my new horse float today. Scott Collins has been amazing with excellent customer service all hours of the day when we had questions. Would highly recommend these guys.
Rochelle L.
Julie was amazing. Went above and beyond what we would or could of ever expected from anyone. Would recommend to anyone!!!
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