Horse Float Loan Interest Rates

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Interest rates play a significant role when it comes to horse float loans, as they determine the cost of borrowing and impact your monthly payments. Understanding how interest rates work is essential for making informed decisions about your loan and how iCREDIT can assist you in finding the best rates for your financing needs.

Access a panel of over 40+ of Australia’s leading banks and business horse float financiers.

We offer a simple application & loan settlement process, all completed online

How Interest Rates are Determined

Interest rates on horse float loans are typically influenced by various factors, including:

1. Creditworthiness

Your credit history and credit score are crucial factors that lenders consider when determining your interest rate. A good credit history demonstrates responsible financial behavior, increasing the likelihood of securing a lower interest rate.

2. Loan Term

The duration of the loan can affect the interest rate. Generally, longer loan terms may have slightly higher interest rates compared to shorter-term loans.

3. Market Conditions

Interest rates can be influenced by broader economic factors and market conditions. Changes in the economy, inflation rates, and monetary policies can impact interest rates over time.

How iCREDIT Helps You Find Competitive Interest Rates:

iCREDIT is committed to helping you secure the most competitive interest rates for your horse float loan. With our expertise and network of lenders, iCREDIT offers the following advantages:

Extensive Lender Network: iCREDIT has established relationships with multiple lenders who specialize in horse float loans. They leverage this network to compare interest rates and loan terms, ensuring you receive the best possible rates available.

2. Personalized Assessment: iCREDIT takes into account your unique financial situation and credit history. By understanding your circumstances, they can match you with lenders who are more likely to offer competitive interest rates tailored to your specific needs.

3. Negotiation Expertise: iCREDIT negotiates with lenders on your behalf to secure the most favorable interest rates. Their experience in the industry and knowledge of market trends give them an edge when advocating for your best interests.

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Frequently Asked Questions (FAQs) about Horse Float Loans:

Can I get a horse float loan if I have bad credit?

Yes, it is still possible to obtain a horse float loan with bad credit; however, the interest rates may be higher. iCREDIT can assist in finding lenders who specialize in working with individuals with less-than-perfect credit.

Visit our Second Chance Horse Float Page for more information

How do I apply for a horse float loan through iCREDIT?

Applying for a horse float loan through iCREDIT is simple. You can visit our website and complete the online application form, providing the necessary information about your financial situation and loan requirements.

Can I refinance my existing horse float loan to get a better interest rate?

Yes, refinancing your existing horse float loan can be an option to obtain a better interest rate or change other loan terms. iCREDIT can help you explore refinancing options to potentially save money on your loan.

Are fixed or variable interest rates better for horse float loans?

Both fixed and variable interest rates have their pros and cons. Fixed rates provide stability with predictable monthly payments, while variable rates can fluctuate over time. iCREDIT can discuss the options and help you determine the best fit for your needs.

Understanding how interest rates work on horse float loans is crucial for making informed financing decisions. iCREDIT’s expertise, extensive lender network, and personalized approach enable them to find competitive interest rates tailored to your unique circumstances. By partnering with iCREDIT, you can secure the best rates for your horse float loan and make your dream of owning a horse float a reality.

What our Customers Say

This is the 2nd time I've worked with Matt. He was recommended to me as he helped someone get a loan who might not have been able to.He's helped me get 2 cars so far and even my dealership was impressed at the speed at which he organised everything and settled the contract.I will continue to use Matt for all vehicle loans.

Ethan H.

00:18 19 May 23

Kim is extremely helpful and very good at what she does. Quite happily recommend her.

kellithorpe115

10:25 17 May 23

Doing business with Kim was a breeze. Kept me informed throughout the process. Highly recommended 👌

andrea M.

05:10 04 May 23

Can’t thank Emily enough, gorgeous person to deal with!! Patient and understanding Thankyou for the lovely service

Kiara T.

14:35 15 Apr 23

derek S.

12:31 06 Apr 23

I got my car loan processed and approved super quick, without any issues.AMAZING AND PROFESSIONAL

Eliza C.

06:41 06 Apr 23

Kim was excellent to deal with working with me outside of business hours definitely helped to, will definitely be going back to Kim for any broker needs!

Maxwell B.

01:56 05 Apr 23

Emily fromICREDIT was most helpful very easy to contact at all times for any help at any time couldn’t recommend her enough

casey H.

02:47 03 Apr 23

Kim is absolutely fantastic!She always had good communication during the process.Everything was quickNo words for her efficiencies and dedication .Well done Icredit to have such a valued team 😊

Yazmina L.

01:38 23 Feb 23

Good afternoon please I don't understand this app again you use auto debt to debt from account the sum of 36920 and you still asking me to pay please Check ur record well

Adekunle A.

11:34 25 Dec 22

Kim is a great help, friendly and helpful, makes it a lot easier than doing it alone.I will be using her when ever I need something

adam B.

22:38 24 Nov 22

Great service, very prompt from Kim in what was a slightly difficult situation, would highly recommend!!

Jason W.

03:54 21 Nov 22

Todd B.

10:05 05 Oct 22

Kim was very friendly, helpful and nothing was a bother she went out of her way to help fantastic. Would use Icredit againFelicity23/9/22

Felicity K.

10:59 26 Sep 22

Ryan M.

12:33 22 Sep 22

I dealt with Wayne during my loan application! I did not expect the service I received! I’m talking after hours I’m talking any time of day or night this man was the most amazing person I’ve ever dealt with we clicked not just on a professional level but person as well! I was really taken aback by the service this man provided me I’m not too computer smart and done the whole thing on the phone! Thanks to this man my special needs child has one thing in his life now that makes him smile more than I’ve seen this child smile in my life! It was a quad bike I applied for and Wayne was absolutely amazing throughout the whole process would ask if I wanted help with the forms during his OWN TIME AFTER HOURS I can not thank this man enough! He’s given my child a smile I’ve not seen before and if anybody out there is looking to finance anything! I strongly recommend you call icredit and ask for Wayne! I can’t thank this man enough for his efforts and commitment! Forever grateful to this man I wish I could buy him a beer or ten as a thank you! Remember the name Wayne!!! He’s your man people! 100% thank you so very much

Damon A.

08:26 09 Sep 22

Kim was happy to help at any time, great work

Victor S.

23:19 01 Sep 22

Just like to thank Kim shelverton for her excellent customer service. Was a pleasure doing business with Kim a very big thank you once again cheers Scott and Sharon.

Scott G.

06:17 18 Aug 22

Kim in Hobart was amazing. Was a quick approval and she was easy to deal with knowledgable and very easy to deal with! If your in the market for a boat or bike she is your gal! Thanks Kim and i-credit

willliam C.

09:16 05 Aug 22

Scott at Icredit!!! What a legend!!! At July 2022, interest rate rises and changes to rules for lending (now includes Afterpay and zip pay statements to be included) got given the run around!! Saved me a lot of stress and heartache!!! Got there in the end!! Kept me updated answered any questions I had!! Highly recommended

Bron W.

02:56 28 Jul 22

Easy to deal with, friendly staff

Brad H.

10:02 25 Jul 22

We had a fantastic lady deal with our matter a she was great, she had all the answers we needed and nothing was to much.I cannot speak highly enough of she .great job.

Kevin H.

06:51 21 Jun 22

We dealt with Kim and she was very fast and clear with requests and over all pleasant to deal with compared to others. We had our loan approved within days and we are over the moon with how easy it all was considering our work hrs and location. Highly recommend Kim!

Teagan K.

06:47 08 Jun 22

Anthony James A.

03:41 24 May 22

bash G.

10:02 16 May 22

The best finance customer experience ever, Kim was absolutely outstanding in the most fluid financial transaction I have ever experienced .Once again thank you Kim for your hard work , and processing my application in such a timely fashion. 😁😁

Jason B.

05:40 13 May 22

I would highly recommend iCREDIT and definitely recommend Scott. Not only was he extremely efficient and professional. He went above and beyond to help me out. I will definitely use Scott and iCREDIT again.

Sally P.

01:23 13 May 22

We got referred to Christine by a friend and it was the best decision we made! She was amazing to deal with always ready to answer any questions we had. She made it a simple and easy process, she saved us a lot of money, we can’t thank her enough for all her help, she went above and beyond to get us our car. We will definitely use her again if we ever need! Thankyou Thankyou Thankyou!

Holly M.

10:51 02 May 22

We have dealt with Christine Pyle multiple times for our finance needs, and everytime she has gone above and beyond to assist us. Christine is professional, knowledgeable and caring. We highly recommend her for any of your finance needs, and will be definitely calling Christine for any of our future finance needs!!

Anita W.

05:09 02 May 22

I can highly recommend Scott, for his fast, friendly and professional service. Nothing was too much trouble. 100% Delivered. Happy Customer

Deidre C.

03:04 17 Mar 22

Kim was great to deal with, very fluent and clear with communication and able to get the money I needed . Very impressed wit the service that was provided

Adrian S.

08:03 15 Mar 22

Mara O.

00:55 27 Jan 22

scarlett B.

12:18 14 Dec 21

I bought my gooseneck from Peaceland floats. This was delivered to Christine's home for us to collect. When we got there we soon discovered my vehicle I had bought had not been fully finished to legally tow my gooseneck as I had requested . Christine bent over backwards to assist in getting the modifications sorted through a dealership close by to so we didnt have to make the over 600k round trip again. She was amazing as helped us so much even though we hadn't gone via her to buy the trailer. Anything else we need to acquire in the future we will be definitely contacting Christine . I totally recommend her for your needs . If she bent over backwards for us with our own little glitch and made it happen, the mind boggles what professional service she would bringfrom the beginning .

Robbie B.

05:37 15 Nov 21

Al was extremely easy to work with and very pleasant to speak to, very happy with the help.Would recommend these guys to anyone

Diana T.

05:12 29 Oct 21

Christine was amazing easy to talk to and offered finance options that suited my needs. I was very happy with her services and wouldn't hesitate to recommend her to anyone else.

Tammy S.

09:54 13 Oct 21

Kim was great to deal with and kept in constant contact with me over the whole process of refinancing. She saved me 10% on my personal loan and helped me purchase my dream motorbike. I couldn't recommend enough

Arron B.

20:15 02 Oct 21

I can not thank Christine and Renee from icredit enough for their service and determination in helping with my purchase. They are professional and work to get the best outcome possible.I highly recommend both Christine and Renee.

Chasing Change - Life C.

23:20 27 Aug 21

Matt O.

10:27 16 Jun 21

I would like to thank Christine for the amazing job she did getting my brand new car. This is the first time I have used Christine and I can’t thank her enough .Christine helped with not only the finance but the purchasing of the car as well, would highly recommend anyone needing finance.

Michael W.

05:20 03 Jun 21

Michael W.

05:10 03 Jun 21

Wayne was terrific. Got me the financial help I needed to get my new horse float. He did all the work and it was so easy. Recommend Wayne 200%

Sarah W.

22:37 02 Jun 21

Anthony L.

09:50 26 May 21

Christine took all the pressure off and gave sound advice when I applied for my loan. She put me at ease every step of the way, kept in touch and handled some of the ground work for me and the process which I thought would be daunting was a breeze. Thank you Christine, thank you iCREDIT.

Miria M.

06:07 21 May 21

Kim was awesome in helping me get my car loan. Thankyou so much Kim xx

Lesley W.

09:13 12 May 21

Thank you for your assistance Jason brazier 🤙

Jason B.

06:01 12 May 21

I would like to give a massive thank you to Christine of icredit when I recently purchased a horse float through Peaceland Horse Floats.Christine spent a lot of time discussing the pros and cons of various types of floats and I was also able to go to her home to view her custom float for ideas and to see if I liked the model.Once I purchased my float, she was happy to have it delivered to her home so I could collect from there.When I went to register the float, there was an issue whereby the staff member who measured the float said it was too wide (an error on their part). Christine spoke to dept of transport & the manufacturer to resolve the issue for me.The next day she arranged for an independent inspection certificate to be done (which the manufacturer paid for). There was nothing wrong with the float but Christine's efforts meant I could then register without having to re-present my float for measuring.I would highly recommend Christine to anyone looking to finance the purchase of their next float. She went above & beyond to make the experience as seamless as possible.

Caroline J.

04:58 15 Apr 21

I would highly recommend Christine from iCREDIT. Christine was extremely helpful and professional in helping us secure a car loan and I would recommend Christine for all financial assistance. Michelle and Gavin.

Michelle T.

02:48 11 Apr 21

The best broker I have ever dealt with. if you require a loan for a caravan, Kim will make the process smooth and hassle free.Nothing was too much trouble and her ability to explain the often complicated small print in layman's terms was invaluable.Thanks again Kim, I can thoroughly recommend iCredit.

Craig M.

11:20 08 Apr 21

Kim was nothing short of professional. She worked with me to achieve the best outcome possible and was there every step the way. She explained everything to me in terms which was easily understood and worked out my needs. If you need any finance she is your person to talk too. She will go above and beyond to ensure your financial needs are cater for without compromise. Thanks again Kim!

Timothy C.

09:43 07 Apr 21

So easy to work with best loan experience in my life so far ..

brianna S.

09:20 07 Apr 21

Friendly service and a quick response. The support we got from Wayne was outstanding. Highly recommended , the bestThank you

Andreas M.

08:32 25 Mar 21

Beautiful person to deal with. Took the stress out of it all and made my dreams come true thank you christine

Christine G.

23:53 02 Mar 21

Christine was a real pleasure to work with nothing was a hassle and she was very prompt and efficient with her service.I would highly recommend her service.A top Aussie Sheila

Murray W.

02:39 23 Feb 21

Julie was professional and easy to talk to from the outset of our enquiry. She understood our needs and did a fabulous job finding the right loan for us. We had approval within hours and settlement within 3 business days. It was an easy and wonderful experience and we would recommend her services to anyone looking for a professional, experienced and skilled broker.

Anieve J

23:02 29 Jan 21

Emily and Scott went above and beyond for me, they returned calls after buisness hours and were incredibly friendly and helpful throughout the entire process! Thankyou Emily and Scott!!

Carly D.

01:52 04 Jan 21

Lyn W.

19:49 28 Dec 20

Once again Christine from iCredit has gone well & above the call of duty in securing a loan for us for a new horse float. Christine is a pleasure to deal with & takes the stress out of borrowing & makes the transaction smooth & easy.icredit & Christine are the only company that we will deal with in the future...We can't Thankyou enough Christine x.

Elizabeth F.

09:26 10 Dec 20

Many thanks to Kim for her prompt and professional service organising finance for a machinery purchase. Nothing was too much trouble for her ,she made the whole process smooth and hassle free. Great job Kim , I will certainly recommend your services to anyone looking to make finance an easy experience

Paul M.

06:49 28 Nov 20

Lachlan S.

05:19 28 Nov 20

Kim Shelverton is a great broker, she guided us through the whole process and made getting the money to buy our brand new caravan really easy.

Karen F.

09:56 26 Sep 20

really fast and good service

Matthew Q.

04:48 25 Sep 20

100% Hands down the best team for your financing needs. I have been using and happily recommending Icredit for over 8 years for both my own business equipment finance and also for our customers. Hundreds of loans secured by Icredit and nothing but great feedback. Nobody else compares 👌

Andrea J.

03:13 11 Sep 20

Kim was really lovely. Great customer service and helped me get a great car 👍👍👍👍

Vombatus P.

02:32 09 Sep 20

We have had Christine help us with 2 major purchases and this lady is magic. Christine thank you for making both times stress free, you have set the bar high and I could not recommend your services enough.

Tammi C.

04:13 15 Jun 20

I would highly suggest using iCREDIT if going for finance as Scott is amazing to deal with and makes everything so simple and easy. Scott always answers the phone which is a big thing for me so if I had questions or wanted to know something I knew I could ring him at anytime and get the answers that I needed. Scott kept me up to date with what was going on and I never felt like I was being left out of the loop. Amazing company and will be using them again in the future. Thankyou scott

Tanya L.

23:06 13 May 20

I would HIGHLY recommend iCredit, Christine was amazing for us. She done it in the time frame we needed and she is just incredible. She made the process so stress free!! 10/10 would recommend Christine if you are looking for your next Horse float!!

Justin G.

03:32 18 Jan 20

Scott was great to deal with..especially with both of the loans..our daughters float and our new 4x4 which is called 'Crisis' 😍😍 Nothing was ever a hassle..we were kept up to date with what was happening...the whole process was not as stressful as we thought it would be lol...And even tho it was a couple of months between transactions he remembered who we were...I highly reccommend scott and the icredit team

Liz B.

06:56 19 Sep 19

Highly recommended .. they are extremely professional!

Maria E.

02:03 10 Jul 19

Absolutely AMAZING customer service!! Couldn’t recommend Icredit enough!! Scott went above and beyond to assist me with the finance of my new float ♥️

Kelly S.

08:17 19 Jun 19

Great service and always help out

Wally C.

12:58 01 May 19

I would like to thank Christine from icredit for being totally awesome and professional. This is the 3rd time I have dealt with Christine and I couldn’t be happier with the results . Not only did Christine find the lowest interest rate she also had everything done and signed in no time . I highly recommend Christine at icredit . Thankyou

Liz R.

06:52 29 Mar 19

Totally fantastic service by the Team.Especially Scott Collins who made my application for a new work vehicle so easy

Scutt N.

23:12 19 Feb 19

Amazing service Scott was fantastic and great communication. Highly recommended

Anna P.

12:34 15 Dec 18

Awesome people awesome service.

Toula S.

08:54 27 Nov 18

With ICredit and thanks to Scott was able to get car loan easily and no stress. Cannot recommended him or ICredit enough.

Donna M.

02:21 13 Nov 18

Excellent service - responsive, efficient and friendly.

Cate H.

22:00 12 Nov 18

Scott was absolutely amazing both times we used ICredit. He made the loan process uncomplicated and easy for us. Very understanding and helpful. Will be dealing with him again.

Kath H.

19:41 10 Oct 18

Huge thanks to Christine!!!She seriously is a dead set legend!She made the impossible happen when no other broker could.She has helped me get my dream float at Tuza and I couldn’t be happier!!Will be using her again in the future and will be sure to tell everyone I know about her!She deserves a bigger pay packet that’s for sure!!!Thanks again Christine.

Kayla Frankie P.

07:50 27 Jun 18

Wish I could give 10 ☆ Matt was absolutely fantastic to deal with went above and beyond will definitely use icredit again for any finance needs Thanks Matt

Shell T.

07:02 29 May 18

Cannot recommend Scott enough! Sourced a great interest rate, easy to contact and worked hard to get loan finalised by our deadline. Thank you �

Alyssa H.

07:42 19 Apr 18

Scott handled my situation so professionally, along with great customer communication. I could not be happier with the service provided by iCredit. Thank you again.

Brennan T.

09:42 01 Feb 18

We applied for the secured loan on Monday and I am collecting my new horse float today. Scott Collins has been amazing with excellent customer service all hours of the day when we had questions. Would highly recommend these guys.

Justine D.

06:08 22 Dec 17

Julie from icredit was absolutely amazing, she was so awesome to deal with got me exactly what I wanted hassle free and did all the hard work for me. I will not be going anywhere else in the future and will be recommending her to everyone I know who needs a loan.

Annie C.

06:54 27 Oct 17

Julie was amazing. Went above and beyond what we would or could of ever expected from anyone. Would recommend to anyone!!!

Rochelle L.

21:00 24 Aug 17

After dealing with Christine on several occasions for numerous purchases of ours, we cannot recommended her highly enough!! Amazing service is an understatement!! We're definitely customers of hers for life!!

Jess P.

23:29 05 Jul 17

Scott was amazing with all his guidance in financing our new gooseneck. 5 star for his service just does not do it justice. Thank you for all your help...... Bring on tomorrow can't wait to collect our new home away from home......

Toni C.

02:52 23 Jun 17

Matt provided a great service and found me a good car loan in a short time frame. He was very patient with my questions and worked through a few financial issues for me too. Would definitely recommend.

Jono K.

02:56 20 Jun 17

Scott and the team at iCredit are defiantly the most knowledgable. Very helpful, friendly and prompt services without the headaches - would always recommend these guys!

Corey K.

01:06 14 Feb 17

Matt provided a gold standard service can't recommend highly enough. I would go to Matt before any bank in the future 👍🥂cheers to you Matt

Gaye Tunbridge B.

07:15 08 Feb 17

Briohny M.

06:31 23 Jan 17

Scott from iCredit is a legend!, his skill and knowledge made sure I got the deal I was after, stress free and fast!!I cant thank Scott enough for his help, I will be sure to recommend iCredit and refer all the people I know your way.

Nathan L.

09:48 28 Nov 16

Dealing with Icredit has been excellent and Scott Collins and team go above and beyond to secure the right loan. I would highly recommend their service.Jason The Tavern

Patrica N.

23:43 07 Nov 16

Christine is the go to woman for all finance needs. I can't thank her enough for the deal she got on the car and the finance. Very low rate and the exact car I wanted. Definitely recommend her.

Daniel C.

11:24 25 Oct 16

Thank you Christine Pyle for all your assistance! What a smooth, easy transaction. You took this situation that is always stressful and handled it all! I simply said what I was after and you did the rest. I can't thank you enough for the outstanding customer service and support! You stayed in contact with updates and turn around was so quick ...If you are looking for a car, give her a call you won't be disappointed. Thank you for the stress free interaction.

Renee F.

10:22 30 Sep 16

Thank you Scott, Matt and Julie for your proffessional and friendly business

Anne-marie Rivière G.

05:45 27 Feb 16

Thanks to Scott. A great help for someone who is self employed. Nothing was too hard. Handled everything for us.

Nick A.

06:08 08 Oct 15

Thank you so much Matt.I cant believe how quick and easy you made getting my horse float loan.Highly recommend this service (and the staff are so helpful, knowledgeable and friendly! !!!

Sharon Eslick S.

23:48 24 Jun 15

Dedicated to helping you to realise your dream.

Pat C.

12:10 14 Oct 14

I would most definitely recommend Scott at icredit, he was fast efficient and very friendly. It was a smooth and pleasant transaction, I would not hesitate to deal with Scott again.

Stephanie P.

09:36 01 Oct 14

Would most definitely recommend Christine for her professional attitude and helpfulness. She got the loan approved at a way better rate than the bank and car dealership, insurance was very cheap and she even got a better price on the car for me. Best finance broker and a one stop shop.

Dylan W.

07:07 15 Sep 14

Just wanna say a quick and a massive thank you to icredit nd Scott for your help..Scott keep up the good work and I will recommend you and icredit to any of my friends nd family members, thanks again..!!

Solematt F.

21:49 28 Jul 14

I have just moved to QLD from WA and Christine Pyle has been an amazing support for me to finding the perfect car for me. Christine made me feel so valued and went above and beyond to help me and my husband with the paperwork and other requirements needed to complete everything. I have certainly recommended Christine's professional and respectful standard and style of work to my friends and family and I would not hesitate to work with her again. Thanks so much Christine - you rock!!

Maria H.

01:17 24 Jul 14

Paul S.

22:16 23 Jun 14

Très bon

Nakan Modeste H.

09:58 03 May 14

Scott is a true legand, without him I would have not got my horse float. Aways rang me back and was always polite and helpful. Thankyou icredit and Scott

Raelene H.

08:37 30 Apr 14

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Why Choose Us?

Choosing Horse Float Trailer finance is not as daunting as it could be when you have iCREDIT in your corner. Whatever your requirements and whatever your financial situation, we’re on your side. We’re backed by national buying power, which means that we’re in the best position possible to negotiate better, more affordable finance rates for you. Going through us is simpler, more affordable and more rewarding than going to banks directly for financing.

Whether you’re buying a new or used horse float or gooseneck, have your eye on a private sale, stock trailer or just need someone to give you a go with second chance float finance; Make the smart choice by talking to one of our dedicated finance consultants today and you’ll be well on your way to securing equine transport to suit your fur friends. We do all the heavy lifting for you, as at iCREDIT, we’re your one-stop equine financing solution.