iCREDIT provides a great way for individuals to purchase their dream caravan in Victoria; Whether it’s for weekend getaways or extended road trips. With flexible loan options, competitive interest rates, and tailored repayment plans, borrowers can find a solution that fits their budget and lifestyle.
Whether you’re buying new or used, iCREDIT offers fast approvals, expert guidance, and personalised service to make the financing process smooth and stress-free.
From $5000
1 - 7 Years
Choice of Lenders and Loans
Whether you’re buying your first caravan, upgrading from a camper trailer to a full-size caravan, looking for an off-road hybrid, or simply seeking a weekend escape, having the right loan is key.
iCREDIT helps Australians secure affordable caravan finance options through our wide network of banks and lifestyle finance providers. Our expert team of finance specialists is here to guide you every step of the way, offering personalised loan comparisons that match your budget and specific needs.
Secured loans provide the most competitive interest rates, with terms ranging from 1 to 7 years. Available for both new and used caravans, these loans use the caravan as collateral, reducing the risk to the lender. As a result, you benefit from lower interest rates.
We provide various finance options for individual ABN holders and companies looking to purchase caravans for business use. Available options include Chattel Mortgage, Hire Purchase, Rent to Own, and Leasing.
Unsecured loans offer flexibility, with terms ranging from 1 to 7 years. These loans can be used to purchase older model caravans, finance private sales, or cover additional costs for extras.
If your bank has turned you down, you have a low credit score, or your credit history is less than perfect, a second chance caravan loan could help you get your finances back on track.
Caravan loans can be used to finance new and used caravans, hybrid vans, 5th wheelers, pop-tops, off-road caravans, and family caravans.
Caravan finance refers to loan options like secured loans, unsecured loans, business chattel mortgages, and leasing. Typically, the caravan itself can be used as collateral for the loan.
Yes, we have lenders on our panel that can assist with business use caravan purchases. Your broker can provide information on available new business lenders.
Contact us on 1300350118
To apply for Caravan Finance lenders will require some details on the asset you’re looking to purchase as well as your loan information. Generally the more information you can provide to assist your application, the more lenders & loan products will be available for you to choose from.
Additional Information Includes:
Payslips or Tax Returns
Driver’s Licence or Passport
Pension Income
Accountant Letter
You usually do not require a deposit and you can generally borrow 100% + if purchasing a caravan.
It is through advisable to use savings or a trade in to lower the loan amount. This reduces the total amount of interest you will pay over the term.
Balloon payments or residual payment is a lump sum that is payable at the end of the loan term. This reduces your overall monthly repayments throughout the term.
As a guide:
A loan amount of $50,000 with a 0% balloon payment
Approximate Repayments $990 per month
With a 20% balloon ($10,000)
Approximate repayments $850 per month for 59 months + $10000 due as a last payment
A Chattel Mortgage is a loan product commonly used by businesses to purchase assets. The borrower retains ownership of the goods and receives taxation benefits for the business use portion. Loan terms can be from 1 to 7 years and can include balloon payments if required.
We provide a range of lenders and loan products to cater for private sale caravans with no age limit requirements on caravans.
To provide added protection, we provide checks to verify the registered owner including a Personal Property Security check to make sure the caravan is not currently under finance, stolen or a repairable write-off.
Securing caravan finance is easier than you think when you have iCREDIT on your side. No matter your financial situation or needs, we’re here to support you. With our national buying power, we’re in the perfect position to secure better and more affordable finance rates on your behalf. Working with us is simpler, more cost-effective, and far more rewarding than going directly to a bank for financing.
Whether you’re purchasing a new or used caravan, upgrading your camper trailer, seeking an unsecured loan, or ready to seize a great deal, make the smart choice and speak with one of our expert finance consultants today.
iCREDIT Caravan Finance is available across Victoria, including Melbourne, Geelong, Ballarat, Bendigo, Shepparton, and Warrnambool. Whether you’re in regional or metropolitan areas, we’re here to help with your caravan financing needs today!
