Easily compare lenders, loan options, and rates with our hassle-free application process.
Get a caravan loan designed to suit your budget and lifestyle.
From $5000
1 - 7 Years
Choice of Loans
No matter if you’re buying your first caravan, upgrading from a camper trailer, choosing an off-road hybrid, or planning the ultimate weekend getaway, securing the right loan is key.
At iCREDIT, we help Australians find affordable caravan finance through our extensive network of banks and lifestyle finance providers. Our finance specialists make the process easy by comparing caravan loan options tailored to your budget and needs. Plus, we can assist you in finding great caravan deals across NSW!
With competitive rates and flexible terms from 1 to 7 years, secured caravan loans offer a cost-effective financing solution. Whether you’re purchasing a new or used caravan, the loan is backed by the caravan itself, giving lenders greater security. This means you can enjoy lower interest rates and budget-friendly repayments.
We offer tailored financing options for sole traders and businesses investing in caravans for commercial use. Our solutions include Chattel Mortgage, Hire Purchase, Rent-to-Own, and Leasing, providing flexible payment structures to match your business needs.
Unsecured caravan loans offer adaptable repayment terms from 1 to 7 years, making them a great choice for financing older models, private purchases, or additional upgrades.
If you’ve been turned down by the bank, have a low credit score, or less-than-perfect credit history, a second-chance caravan loan can provide the funding you need while helping you improve your credit profile.
Caravan Loans can be used for purchasing new and used caravans, hybrid vans, 5th wheelers, poptops, offroad and family caravans.
Caravan Finance is a term that covers loan types such as secured loans, unsecured loans, business chattel mortgage and leasing. Caravan Finance can generally use the asset as security against the loan.
Yes, we have lenders on our panel that can assist with business use caravan purchases. Your broker can provide information on available new business lenders.
Contact us on 1300350118
To apply for Caravan Finance lenders will require some details on the asset you’re looking to purchase as well as your loan information. Generally the more information you can provide to assist your application, the more lenders & loan products will be available for you to choose from.
Additional Information Includes:
Payslips or Tax Returns
Driver’s Licence or Passport
Pension Income
Accountant Letter
You usually do not require a deposit and you can generally borrow 100% + if purchasing a caravan.
It is through advisable to use savings or a trade in to lower the loan amount. This reduces the total amount of interest you will pay over the term.
Balloon payments or residual payment is a lump sum that is payable at the end of the loan term. This reduces your overall monthly repayments throughout the term.
As a guide:
A loan amount of $50,000 with a 0% balloon payment
Approximate Repayments $990 per month
With a 20% balloon ($10,000)
Approximate repayments $850 per month for 59 months + $10000 due as a last payment
A Chattel Mortgage is a loan product commonly used by businesses to purchase assets. The borrower retains ownership of the goods and receives taxation benefits for the business use portion. Loan terms can be from 1 to 7 years and can include balloon payments if required.
We provide a range of lenders and loan products to cater for private sale caravans with no age limit requirements on caravans.
To provide added protection, we provide checks to verify the registered owner including a Personal Property Security check to make sure the caravan is not currently under finance, stolen or a repairable write-off.
Getting caravan finance doesn’t have to be stressful—iCREDIT is here to make it easy. Whether you’re after caravan loans in NSW, need flexible financing, or have specific financial needs, we’ve got you covered. With our national buying power, we secure better, more affordable rates on your behalf, simplifying the process and saving you from the hassle of dealing with banks.
Whether you’re buying a new or used caravan, upgrading from a camper trailer, exploring unsecured loan options, or ready to seize a great deal, make the smart move and chat with one of our expert finance consultants today.
By comparing lenders and loan options, we ensure you receive the most competitive interest rate tailored to your individual needs and circumstances.
We provide access to one of Australia’s largest lender networks, helping you find a loan product that’s perfectly suited to your specific needs.
Our efficient caravan loan application process minimizes wait times, ensuring you receive a decision within 24 business hours across NSW.
We’ll keep you updated every step of the way during the loan application process and aim for approval within 24 hours. Once approved, we’ll take care of the paperwork and organize the fund transfer.
Your iCREDIT consultant brings extensive experience to ensure your caravan loan is structured correctly, providing you with a dedicated point of contact for assistance throughout the entire term.
iCREDIT caravan loans come with low setup costs and no hidden fees, ensuring a clear and straightforward financing experience from beginning to end.
We offer a range of optional insurance covers to provide protection for your caravan, camper or motorhome.
iCREDIT Caravan Finance is available across Australia, including key areas in NSW such as Sydney, Central Coast, Newcastle, Gosford, Parkes, Dubbo, Albury, Tweed Heads, and Wagga Wagga.
