Caravan Loan FAQ'S
Common questions on caravan financing
Why iCREDIT
To help you make an informed decision about your finance options, we believe transparency is essential. That’s why we’ve answered some of the most common questions below.
iCREDIT offers customers a hassle-free way to find the right horse float finance for personal or business use.
By comparing lenders and loan products, negotiating with Australia’s leading banks and lifestyle financiers on your behalf, and providing personalised customer service, we aim to secure bank-beating rates for your next purchase.
Common Questions
Applying for a caravan loan is easy. Complete our online application, chat to us online or contact us on1300 350118
Yes – we offer customers access to a wide range of lenders and loan products, and we’ve helped people secure caravan finance even after being discharged from bankruptcy, having credit defaults, or when their bank has simply said “no.”
We provide caravan financing options for:
New Caravans
Used Caravans
Camper Trailers
Motorhomes
Toy Haulers
Off-Road Caravans
ABN Holders
Simple answer – ‘Yes’.
We can provide caravan financing options for ABN holders, whether you’re starting a new business venture, a sole trader, trust, partnership, subcontractor, or company.
With access to a wide range of lenders and loan products, we deliver transparent results to help you choose a loan that best suits your business needs.
If you’re unsure which caravan loan product is right for you, call us on 1300 350 118
Yes – if you find a caravan on Marketplace, a classifieds site, or are buying from a friend, we can arrange a loan to suit your budget and lifestyle.
Our private sale caravan finance process also includes essential background checks to confirm ownership and verify whether the caravan is under finance, stolen, or listed as a repairable write-off.
If you haven’t picked up the phone to compare your current bank loan approval, it could be costing you more than you realise.
We welcome your call to discuss your current loan approval and usage needs.
Because we’re mindful of avoiding unnecessary credit enquiries, we’ll only collect your details if we believe we can offer you a better outcome.
With the introduction of the comprehensive credit reporting system, we take extra care to protect your credit file and rating.
If your bank or broker has declined your application, we have access to a wide range of lenders and loan products that may still offer a suitable solution.
We recommend speaking with us about your circumstances before submitting any loan application.
We have helped many Australian’s re-establish their credit rating.
We may need to gain some additional information to assist with your horse float loan application and will work with lenders to find the best answer possible.
Yes, it is possible to obtain a pre-purchase horse float loan approval, subject to the lenders criteria.
A pre-purchase approval will allow you to budget more efficiently for your new purchase and will also give you the confidence of deciding on a purchase should you find a bargain.
Most lenders allow you to choose weekly, fortnightly, or monthly repayments, which can be arranged with the lender when your loan is settled.
Lenders will generally accept weekly, fortnightly or monthly repayments and can be organised with the lender at settlement of the loan.
Lenders will require the following to be able to assist with processing loan applications:
Proof Of Income –
- Last 2 payslips /or 3 months bank statements
- ID Documents
- Driver’s Licence /or Passport /or Proof of Age Card
Most lenders will allow you to pay out the loan early, however some may have break costs associated with finalising the loan.
You can choose to have a horse float loan between 1 year to 7 years, depending on your affordability. Some loans will also offer balloon or residual payments at the end of the loan term.
We can help structure a loan to suit your needs and budget.
The PPSR is a national register of security interests held over property.
It allows banks and financiers register an interest over goods being financed. The PPSR will provide information to buyers and other parties of any security held over personal property.
If you’re purchasing a caravan with a secured loan, banks and financiers will require the caravan to be comprehensively insured for the full term of the loan.
You’ll also need to ensure your insurance provider lists the financier as an interested party on the policy.
Your iCREDIT consultant can help you find suitable insurance for your caravan purchase.
If you’re purchasing a caravan with a secured loan, banks and financiers will require it to be comprehensively insured for the entire loan term.
You’ll also need to ensure your insurer lists the financier as an interested party on your policy.
Your iCREDIT consultant can assist you in finding suitable caravan insurance to meet these requirements.
Apply for Caravan Finance
Get Pre-Approved for Your Caravan Loan