EARTHMOVING EQUIPMENT FINANCE

 

Tailored earthmoving equipment finance to suit your business needs.

Compare lenders, loans and rates with our straightforward application process.

A fast and hassle free process to acquire earthmoving and heavy machinery finance or leasing, tailored to meet your specific business needs.

From $5000

Loan Amounts

1-7 Years

Loan Terms

Credit Rating Protection

Find out your qualifying rate without marking your credit file

Elevate your earthmoving equipment with iCREDIT’s specialised financing solutions.

Traditional banks often struggle to grasp the full potential of investing in earthmoving equipment, heavy machinery financing, and equipment leasing for construction. At iCREDIT, we understand the unique needs of forward-thinking businesses like yours.

Our team of equipment finance specialists is here to make the process seamless. We know your time is valuable, and we work closely with you, understanding your specific business requirements and the significant advantages of expanding your equipment fleet. With this insight, we provide expert guidance on the perfect earthmoving equipment financing solution to help you reach your goals.

quicker, hassle free lending journey

Experience the ease of our straightforward stepped process, ensuring you access your funds without delay.

APPLY

Apply Online using our simple application form to start your finance journey 

COMPARE

We’ll compare your equipment loan through our panel of lenders to find a suitable solution.

APPROVAL

Get your transparent loan offer with interest rate and repayments to approve.

SETTLE

Funds are transferred to the seller within 24 hours, helping you take delivery sooner.

WHY iCREDIT

At iCREDIT, we understand the unique nature of every business. We take the time to delve into your specific business goals, enabling us to create customized loan products that align perfectly with your requirements. Our expertise lies in providing adaptable financing solutions for various types of business equipment, particularly focusing on earthmoving and construction equipment.

LOAN TYPES AVAILABLE

CHATTEL MORTGAGE

FINANCE LEASING

RENT TO OWN

UNSECURED LENDING

Get an estimate of your repayments

APPLY ONLINE

What Customers Say About Us

Racquel L. ★★★★★ I cannot recommend Scott from credit enough! This is the second loan in a year Scott has helped me with and I couldn’t be happier with the service he provides.Nothing is too much trouble and my experience both times has been hassle free! Thanks Scott and Team!!Teresa W. ★★★★★ Kim and Scott were so accommodating and helpful and kept things smooth sailing the way through! They were patient and friendly 🙂Fraser G. ★★★★★ I’ve used icredit for multiple loans and Scott has been nothing but professional, fast and amazing to work with. Can’t recommend them enough.Daniel J ★★★★★ Easy to deal with and very friendly staff. Fast turnaround time getting loans sortedMeagan A. ★★★★★ Friendly, knowledgeable and easy to deal with. Everything advised, you know what you need to provide and updates are provided throughout the process. They will even deal with the dealer direct to save you being the middle man. Approval and documents ready to sign within hours.Steve H. ★★★★★ Very satisfied with the service - the speed of settlement was incredible and puts my bank to shame.Kim is friendly, knowledgeable and determined to make sure that everyone walks away happy from the experience.I'd give 6 stars if I could.Jade R. ★★★★★ very happy with the service Kim was very nice and very helpful thankyouPaul M. ★★★★★ Kim Shelverton made the entire process so effortless and less stressful, nothing was an issue for her, she is very friendly and helpful. Thank you Kim for all your help.Daniel P. ★★★★★ Excellent customer service and extremely quick with the whole process.Rebekah C. ★★★★★ Great service & made so easy. FastJay T. ★★★★☆ Amanda B. ★★★★★ Highly recommend the team at icredit very helpful with getting a loan.Ethan H. ★★★★★ This is the 2nd time I've worked with Matt. He was recommended to me as he helped someone get a loan who might not have been able to.He's helped me get 2 cars so far and even my dealership was impressed at the speed at which he organised everything and settled the contract.I will continue to use Matt for all vehicle loans.kellithorpe115 ★★★★★ Kim is extremely helpful and very good at what she does. Quite happily recommend her.andrea M. ★★★★★ Doing business with Kim was a breeze. Kept me informed throughout the process. Highly recommended 👌Kiara T. ★★★★★ Can’t thank Emily enough, gorgeous person to deal with!! Patient and understanding Thankyou for the lovely servicederek S. ★★★☆☆ Eliza C. ★★★★★ I got my car loan processed and approved super quick, without any issues.AMAZING AND PROFESSIONALMaxwell B. ★★★★★ Kim was excellent to deal with working with me outside of business hours definitely helped to, will definitely be going back to Kim for any broker needs!casey H. ★★★★★ Emily fromICREDIT was most helpful very easy to contact at all times for any help at any time couldn’t recommend her enoughYazmina L. ★★★★★ Kim is absolutely fantastic!She always had good communication during the process.Everything was quickNo words for her efficiencies and dedication .Well done Icredit to have such a valued team 😊Adekunle A. ★★★★★ Good afternoon please I don't understand this app again you use auto debt to debt from account the sum of 36920 and you still asking me to pay please Check ur record welladam B. ★★★★★ Kim is a great help, friendly and helpful, makes it a lot easier than doing it alone.I will be using her when ever I need somethingJason W. ★★★★★ Great service, very prompt from Kim in what was a slightly difficult situation, would highly recommend!!Todd B. ★★★★★ Nic T. ★★★★★ I recently got a loan through Kim at icredit and plan to apply for future finance again through Kim. the whole process was super easy and Kim was very helpful.Deb S. ★★★★★ Can't recommend iCREDIT highly enough. Scott was great from start to finish. made the process so easy..Oluwanifemi O. ★★★★★ Looking for the best FOREX & STOCK Account Manager? Then I've brought you to all good news that Sherry Sherry is the Best FOREX, STOCK, BINARY OPTION & IQ OPTION online Trader, who can turn $500 into $6,500 in just 4days.... Ever since she started trading for me, I have never had any reason to regret my knowing her... contact her now
email: Murphysherry303@gmail.com
WhatsApp :+ 13153028128
Pip A. ★★★★★ Kim at icredit was great to work with, pure honesty, easy to work with, understood where I was coming from and was willing to meet me after work to get this done.
Kept me informed at every step, and hid nothing from me, if I was to get another loan as such Kim at icredit would the person I would go to hands down every time.
Very easy and approachable person.
Michael W. ★★★★★ I would like to thank Christine for the amazing job she did getting my brand new car. This is the first time I have used Christine and I can’t thank her enough .Christine helped with not only the finance but the purchasing of the car as well, would highly recommend anyone needing finance.Michelle T. ★★★★★ I would highly recommend Christine from iCREDIT. Christine was extremely helpful and professional in helping us secure a car loan and I would recommend Christine for all financial assistance. Michelle and Gavin.Anieve J ★★★★★ Julie was professional and easy to talk to from the outset of our enquiry. She understood our needs and did a fabulous job finding the right loan for us. We had approval within hours and settlement within 3 business days. It was an easy and wonderful experience and we would recommend her services to anyone looking for a professional, experienced and skilled broker.Carly D. ★★★★★ Emily and Scott went above and beyond for me, they returned calls after buisness hours and were incredibly friendly and helpful throughout the entire process! Thankyou Emily and Scott!!Lyn W. ★★★★★ Paul M. ★★★★★ Many thanks to Kim for her prompt and professional service organising finance for a machinery purchase. Nothing was too much trouble for her ,she made the whole process smooth and hassle free. Great job Kim , I will certainly recommend your services to anyone looking to make finance an easy experienceLachlan S. ★★★★★ Andrea J. ★★★★★ 100% Hands down the best team for your financing needs. I have been using and happily recommending Icredit for over 8 years for both my own business equipment finance and also for our customers. Hundreds of loans secured by Icredit and nothing but great feedback. Nobody else compares 👌Vombatus P. ★★★★★ Kim was really lovely. Great customer service and helped me get a great car 👍👍👍👍Tammi C. ★★★★★ We have had Christine help us with 2 major purchases and this lady is magic. Christine thank you for making both times stress free, you have set the bar high and I could not recommend your services enough.Justin G. ★★★★★ I would HIGHLY recommend iCredit, Christine was amazing for us. She done it in the time frame we needed and she is just incredible. She made the process so stress free!! 10/10 would recommend Christine if you are looking for your next Horse float!!Liz B. ★★★★★ Scott was great to deal with..especially with both of the loans..our daughters float and our new 4x4 which is called 'Crisis' 😍😍 Nothing was ever a hassle..we were kept up to date with what was happening...the whole process was not as stressful as we thought it would be lol...And even tho it was a couple of months between transactions he remembered who we were...I highly reccommend scott and the icredit teamMaria N. ★★★★★ Highly recommended .. they are extremely professional!Kelly S. ★★★★★ Absolutely AMAZING customer service!! Couldn’t recommend Icredit enough!! Scott went above and beyond to assist me with the finance of my new float ♥️Wally C. ★★★★★ Great service and always help outLiz R. ★★★★★ I would like to thank Christine from icredit for being totally awesome and professional. This is the 3rd time I have dealt with Christine and I couldn’t be happier with the results . Not only did Christine find the lowest interest rate she also had everything done and signed in no time . I highly recommend Christine at icredit . ThankyouScutt N. ★★★★★ Totally fantastic service by the Team.
Especially Scott Collins who made my application for a new work vehicle so easy
Anna P. ★★★★★ Amazing service Scott was fantastic and great communication. Highly recommendedToula S. ★★★★★ Awesome people awesome service.Donna M. ★★★★★ With ICredit and thanks to Scott was able to get car loan easily and no stress. Cannot recommended him or ICredit enough.Kath H. ★★★★★ Scott was absolutely amazing both times we used ICredit. He made the loan process uncomplicated and easy for us. Very understanding and helpful. Will be dealing with him again.Shell T. ★★★★★ Wish I could give 10 ☆ Matt was absolutely fantastic to deal with went above and beyond will definitely use icredit again for any finance needs Thanks MattAlyssa H. ★★★★★ Cannot recommend Scott enough! Sourced a great interest rate, easy to contact and worked hard to get loan finalised by our deadline. Thank you �Paul M. ★★★★★ Icredit is so amazing. I have 8 children and needed a bigger car. I tried everywhere and icredit came to the rescue. Recommend icredit to everyone. That needs those day to day things that cant afford it at the time icredit will look after it for you.
Thank you especially to Christene Pyle. For the great help she gave me.
Brennan T. ★★★★★ Scott handled my situation so professionally, along with great customer communication. I could not be happier with the service provided by iCredit. Thank you again.
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FAQ’S

We’ve added some commonly asked questions for equipment finance below

What is earthmoving equipment finance?

Earthmoving equipment finance is a type of funding or loan arrangement specifically designed to help businesses acquire, lease, or upgrade heavy machinery and equipment used in construction, excavation, and earthmoving projects.

What types of earthmoving equipment can be financed?

Earthmoving equipment finance typically covers a wide range of machinery, including bulldozers, excavators, loaders, graders, backhoes, and other specialized equipment used in construction and excavation.

How do interest rates work in earthmoving equipment finance?

Interest rates in earthmoving equipment finance can vary based on factors such as creditworthiness, loan term, and the lender. Rates may be fixed or variable, and it’s essential to compare options to find the best deal.

What are the advantages of financing earthmoving equipment over buying outright?

 Financing allows businesses to conserve capital, maintain cash flow, and take advantage of tax benefits. It also provides flexibility to upgrade equipment when needed.

Are there tax benefits associated with earthmoving equipment finance?

Yes, there can be tax benefits, including deductions on interest payments and potential depreciation benefits, depending on local tax laws and regulations.

What are the typical loan terms for earthmoving equipment finance?

 Loan terms for earthmoving equipment finance can range from 2 to 7 years, with structured terms available.

What is a balloon payment in earthmoving equipment finance?

A balloon payment is a larger, final payment made at the end of the loan term. It can help reduce monthly payments but requires a lump sum payment when the loan matures.

Can businesses with less-than-perfect credit qualify for earthmoving equipment finance?

Yes, we have lenders on our panel offering financing options for businesses with lower credit scores.

Is equipment insurance required for financed earthmoving equipment?

Some lenders may require equipment insurance to protect their investment, but the specific insurance requirements can vary by lender and region.

Can equipment financing be used for both new and used earthmoving equipment?

 Yes, businesses can use equipment financing for both new and used earthmoving equipment, providing flexibility in equipment choices and budget considerations.

What do I need to apply?

To apply for a loan, you will need to meet some lender requirements

Are at least 18 years old

Permanent resident of Australia or a valid visa holder

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