Small Business
Loans
Fixed Term Loans from $5000
Funds within 24 hours*
Whether you need funds to help your business grow, new stock, marketing or invoicing. A one off payment can help you spend more time focusing on growing your business and less time finding a small business loan that’s suitable to you.
The 3 Step Loan Process
Information
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Process
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Funds
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What can loans small business be used for?
Trucks & Trailers
Motor Vehicles
Equipment & Machinery
Motorbikes & ATV’s
Caravans & Camper Trailers
Boats & Marine
Our Lending Partners
We Offer Comprehensive Financing Solutions
Running a business can be time consuming and the last thing you need to think about is finding a business loan to suit you.
We compare Australia’s leading SME lenders to find a result suitable to your business needs and cash flow. Loan application is easy, just fill in a few details and we will start comparing. As this is obligation free, once you have the approvals in place, the final decision is completely yours.
We’ll spend as much time as you need ensuring that you understand each financing option you qualify for so that you can choose the one that is best for you.
Cash Flow
Working capital is one of the top priorities for any business. We help with securing working capital loans to ensure your business keeps running smoothly.
Inventory
Help to purchase new stock or inventory without having to use your cash reserves. Find business loans for inventory & stock so you don’t miss out on opportunities.
Pay off Debt
We can help you get your business debt into more manageable repayments to help your business to continue to grow. We can help refinance business GST or tax debt
Common Question
Yes, Finance Leasing requires security to be held over the asset you are purchasing, whether that be a car, motorbike, truck, equipment, machinery or trailer.
Yes! A lease, although similar to other asset loans allows you to purchase private sale assets for your business.
There are benefits in finance leasing, which include flexibility in the lease term, the repayments and end of lease options. If you’re not purchasing the asset for business use, a financial lease won’t be a suitable product for you.
To apply for a business lease, follow our easy online application.
The more information you can provide the better result and more options are available to you.
Your business loan consultant will be able to assess and deliver a suitable answer for you.
Yes, we offer a wide range of lenders for you to choose from and work hard to ensure you receive the right answer. Our leasing options can help you keep your business moving with little downtime.
A lease can be tailored to suit your business budget with loan terms from 1 to 5 years. Leases have a balloon / residual payment which needs to be made as a final payment. When this is due, you have the option to payout the balloon payment, trade in / sell the asset, refinance the balloon if you wish to keep the asset.
Once you have repaid the loan, the asset is yours.
Yes, Finance Leasing can be used when purchasing higher value assets or if you need to have a longer repayment period, such as 5 years. Operating leases are meant for short-term use and generally have shorter loan terms, such as 2 years.
Pro's
- A Finance Lease allows you to purchase a potentially higher value asset and spread the cost over a period of time wit fixed monthly repayments.
- There are taxation benefits including claiming the monthly repayment. If you are registered for GST, you can claim some or even all of the GST that’s calculated in your monthly repayments as an input credit on your next Business Activity Statement.
Con's
- The asset is ‘owned’ by the lender and you gain use to the asset by ‘renting it’ from the lender. This is done through set repayments over a period of time. As you don’t own the asset throughout the term, you have the option to purchase at the end of the loan.
- You must still pay for registration, maintenance, insurance costs etc.
Why Choose Us?
We understand business lending. Our process streamlines your loan to deliver quick answers. Whatever your business requirements are and whatever your financial situation is, we’re on your side.
We’re backed by national buying power, meaning we’re in the best position possible to negotiate better, more affordable finance rates for you.
We compare loans through our panel of lenders and banks to provide you transparent results helping you make a confident, informed decision.
At iCREDIT , we process thousands of loans each year, have in-depth knowledge of lender guidelines so we can present your loan correctly, giving you the best opportunity to get the right answer.
We’ve helped thousands of Australians find their loans.
Easy to contact and made everything seem so easy
I wanted to take a moment to express my sincere appreciation for your invaluable assistance in helping me navigate the complexities of car warranties. Your expertise and dedication made the entire process smooth and stress-free.
Your thorough understanding of the various warranty options available ensured that I could make an informed decision that best suited my needs. Your patience in answering all my questions and clarifying any doubts reassured me every step of the way.
Moreover, your commitment to providing personalized support and going above and beyond to address any concerns truly sets you apart. Your professionalism and attention to detail are commendable, and I am grateful for your unwavering support throughout the entire process.
Thanks to your guidance, I now have the peace of mind knowing that my car is protected by a comprehensive warranty that meets all my requirements. Your dedication to customer satisfaction is evident, and I have no hesitation in recommending your services to anyone in need of expert advice on car warranties.
Once again, thank you, Scott, for your exceptional assistance. I look forward to working with you again in the future and will not hesitate to reach out whenever I need assistance with any financial matters.
Best regards,
SID
Customer Reviews
Finance Leasing
