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To get started we will need some information
Time to complete: approx. 5-10 minutes
iCREDIT Newcastle Loan Application - 2025
Step
1
of
19
- Loan Details
0%
Instagram
This field is for validation purposes and should be left unchanged.
Are you applying for a Personal or Business Use Loan?
(Required)
Please Select
Personal Use
Business Use
How many people will be applying for the loan?
(Required)
Please Select
1
2
What is the loan for?
(Required)
Please Select
Car Loan
Motorbike Loan
Boat Loan
Horse Float
Caravan / Motorhome / Camper Trailer
Personal Loan
Debt Consolidation
Unsecured Business Loan
Machinery / Equipment
Truck
Other
Refinance of Car Loan
Refinance of Motorbike Loan
Refinance of Boat Loan
Refinance of Other Loan
What is the Personal Loan For?
Please Select
Home Renovations
Surgery / Cosmetic
Travel
Education
Solar
Wedding
Other
Other Loan Purpose
WHAT IS THE LOAN FOR?
What is the approximate purchase price ?
Is there a Deposit or Trade In Amount?
Enter amount
How much do you want to borrow?
(Required)
Are you buying through a dealer or private sale?
(Required)
Please Select
Private Sale
Dealer Sale
Auction
Unsure at the Moment
What is the name of the retailer / dealer?
(Required)
Do you know the name of the dealership or retailer?
This field is hidden when viewing the form
Michelle Connell
Are there any requirements for this loan?
What Is Your Employment Status Borrower (1)
(Required)
Please Select
Casual
Part Time
Full Time
Self Employed
Pension / Unemployed / Student
Contractor
Are you an Australian Citizen, Permanent Resident or Visa Holder?
(Required)
SELECT
Australian Citizen
Permanent Resident
Visa Holder
I don't reside in Australia
Sorry, we cannot help at this time
Our services are currently only available to individuals who reside in Australia. If you are located outside of Australia, we’re unable to proceed with your application or provide financial assistance. We appreciate your interest and encourage you to seek local providers who may be better suited to assist you based on your location.
Sorry, we cannot assist if your only income is a pension
Unfortunately, we’re unable to offer finance options where pension is the sole source of income. This includes Age Pension, Disability Pension, or Carer Payments without any supplementary earnings.
YOUR DETAILS
First Name
(Required)
Middle Name
Surname
(Required)
Date of Birth
(Required)
Day
Day
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Month
Month
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Year
Year
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1934
1933
1932
1931
1930
1929
1928
1927
1926
1925
1924
1923
1922
1921
1920
Relationship Status
(Required)
Please Select
Single
Defacto / Partnered
Married
Divorced
Widow
Mobile Phone Number
(Required)
Please enter your Australian Phone Number
Email Address
(Required)
Drivers Licence Number
(Required)
Driver's Licence Expiry Date
(Required)
Day
Month
Year
Driver's Licence Card Number
CHILDREN
Do you have any dependant children?
(Required)
Please Select
0
1
2
3
4
5
6
7
8
9
10
Children Ages
(Required)
If more than 1 dependant, please enter all ages here.
YOUR ADDRESS DETAILS
Apartment / Unit Number
Apartment / Unit
Street Number
(Required)
Street Name
(Required)
Suburb / Town
(Required)
Post Code
(Required)
State
SELECT
Australian Capital Territory
New South Wales
Northern Territory
Queensland
South Australia
Tasmania
Victoria
Western Australia
I do not live in Australia
This field is hidden when viewing the form
Country
How Long Have You Lived at This Address?
(Required)
Years
How Long Have You Lived at This Address?
Months
What is your Residential Status?
(Required)
Please Select
Boarding with Parents
Boarding - Other
Employer Subsidised
Renting
Buying - With Mortgage
Own - No Mortgage
What is the Monthly Rent or Board Payment?
Enter Monthly Rental or Board Payment (If the rental is shared enter your payment amount)
Landlord / Real Estate Details
Landlord's Phone Number
PREVIOUS ADDRESS
Previous Address
Suburb / Town
State
Post Code
How Long Did You Live at This Address?
How Long Did You Live at This Address?
YOUR EMPLOYMENT DETAILS
What is Your Occupation
What Industry Do You Operate In?
(ie: TRANSPORT, AGRIGULTURE, CONSTRUCTION etc)
What is Your ABN Number?
Business Name
If you have a Business or Trading Name - Enter Here
Accountant Name / Company Details
Enter accountant details (if known)
Accountant Phone Number (if known)
Work Phone Number
What is your employers phone number?
What is Your Employers Name?
Enter the name of the business or company
Employed For - Years
How long have you been employed for?
Employed For - Months
What Was Your Previous Occupation?
Who Was Your Previous Employer?
Employed For - Years
Employed For - Months
Do You Have Any Other Employment?
Please Select
Yes
No
2nd Employment Status
Please Select
Casual
Part Time
Full Time
Self Employed
What is Your Occupation?
ABN Number
What is your ABN?
What is Your Employer Name
Is Borrower 2 a spouse / partner to Borrower 1?
(Required)
Select
Yes
No
First Name
Middle Name (if applicable)
Surname
Date
(Required)
Day
Day
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
Month
Month
1
2
3
4
5
6
7
8
9
10
11
12
Year
Year
2027
2026
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
1995
1994
1993
1992
1991
1990
1989
1988
1987
1986
1985
1984
1983
1982
1981
1980
1979
1978
1977
1976
1975
1974
1973
1972
1971
1970
1969
1968
1967
1966
1965
1964
1963
1962
1961
1960
1959
1958
1957
1956
1955
1954
1953
1952
1951
1950
1949
1948
1947
1946
1945
1944
1943
1942
1941
1940
1939
1938
1937
1936
1935
1934
1933
1932
1931
1930
1929
1928
1927
1926
1925
1924
1923
1922
1921
1920
Relationship Status - Borrower (2)
Please Select
Spouse to Borrower (1)
Single
Defacto / Partnered
Married
Divorced
Widow
Mobile Phone Number - Borrower (2)
(Required)
Email Address - Borrower (2)
(Required)
Drivers Licence Number - Borrower (2)
(Required)
Licence Expiry Date
Day
Month
Year
Do you have any dependant children? - Borrower (2)
Please Select
0
1
2
3
4
5
6
7
8
9
10
Childrens Ages - Borrower (2)
If more than 1 dependant, please enter all ages here.
Address Borrower 2
Street Address
City
State / Province / Region
ZIP / Postal Code
Borrower (2) Address
How long have you lived at this address?
Borrower (2) Address
How long have you lived at this address?
Residential Status?-Borrower (2)
Please Select
Boarding with Parents
Boarding Other
Employer Subsidised
Renting
Buying - With Mortgage
Own - No Mortgage
Monthly Rental or Board Payment Borrower (2)
Landlord Details - Borrower (2)
Phone Number - Borrower (2)
What Is Your Employment Status Borrower (2)
Please Select
Casual
Part Time
Full Time
Self Employed
Pensioner
Other
What is Your Occupation Borrower (2)
What is Your ABN Number? - Borrower (2)
Work Phone Number - Borrower (2)
What is your employers phone number?
What is Your Employers Name? (2)
Employed For - Years - (2)
Employed For - Months (2)
Do You Have Any Other Employment? Borrower (2)
Please Select
Yes
No
What is Your Occupation? Borrower (2)
What is Your Other Employer Name - Borrower (2)
Enter business or company name
ABN Number - Borrower (2)
What is your ABN? If other employment is Self-Employed
YOUR HOME / INVESTMENT PROPERTIES
What is the Value of Your Property?
Mortgage Balance
IF NO MORTGAGE - ENTER $0
Bank Name
(Required)
Monthly Repayment
(Required)
IF NO MORTGAGE - ENTER $0
Is there more than 1 person on the loan?
Please Select
Yes
No
Do You Have Any Investment Properties or Land?
(Required)
Please Select
Yes
No
How Many Investment Properties?
Please Select
1
2 +
Investment Property (1) Value
Own or Buying?
Please Select
Own (No Mortgage)
Buying (With Mortgage)
Investment Property (1) Mortgage Balance
Investment Property (1) Bank Name
Investment Property (1) Monthly Repayment
Investment Property (1) Rental Income Per Month
If applicable
Investment Property (2) Value
Own or Buying?
Please Select
Own (No Mortgage)
Buying (With Mortgage)
Investment Property (2) Mortgage Balance
Investment Property (2) Bank Name
Investment Property (2) Monthly Repayment
Investment Property (2) Rental Income Per Month
If applicable
YOUR ASSETS
ADDING YOUR ASSETS CAN ASSIST YOU IN GAINING A BETTER ANSWER.
Savings or Cash
Do you have any savings or cash at hand ?
Home Contents
Home contents insured or approximate value
Superannuation Borrower (1)
Approximate superannuation balance
Superannuation Borrower (2)
Approximate superannuation balance
Caravan - Camper Trailer
Enter approximate value of your camper / caravan
Boat / Jetski
Enter approximate value of your boat
Tools / Equipment
Includes: Tools, Machinery, Equipment
Motorbike
Enter approximate value of your motorbike. scooter or ATV
Other Assets
Other assets include: Trailers, Livestock etc
Other Assets Value
Enter approximate value of other assets
Other Assets
Other assets include: Trailers, Livestock etc
Other Assets Value
Enter Value
Business Assets
Business Assets Value
Enter approximate value of business assets
Do you have any motor vehicles?
(Required)
Select
No
One
Two
Three
Motor Vehicle 1 Details
(Required)
Enter Details (ie: Year - Make - Model)
Motor Vehicle (1) Value
(Required)
What is the approximate value?
Motor Vehicle (2) Details
(Required)
Enter Details (ie: Year - Make - Model)
Motor Vehicle (2) Value
(Required)
What is the approximate value?
Motor Vehicle (3) Details
(Required)
Enter Details (ie: Year - Make - Model)
Motor Vehicle (3) Value
(Required)
What is the approximate value?
LIABILITIES - CAR LOAN
Do you have any car loans?
(Required)
Please Select
Yes
No
How many car loans?
(Required)
Please Select
1
2
3
4
Car Loan (1) Lender
(Required)
WHO IS THE CAR FINANCED WITH?
Car Loan (1) Loan Balance
(Required)
APPROXIMATELY HOW MUCH DO YOU OWE?
Car Loan (1) Monthly Repayments
(Required)
WHAT ARE YOUR MONTHLY REPAYMENTS?
Car Loan (2) Lender
(Required)
WHO IS THE CAR FINANCED WITH?
Car Loan (2) Loan Balance
(Required)
APPROXIMATELY HOW MUCH DO YOU OWE ON YOUR CAR LOAN?
Car Loan (2) Monthly Repayment
(Required)
WHAT ARE YOUR MONTHLY REPAYMENTS?
Car Loan (3) Lender
(Required)
WHO IS THE CAR FINANCED WITH?
Car Loan (3) Loan Balance
(Required)
APPROXIMATELY HOW MUCH DO YOU OWE ON THE CAR LOAN?
Car Loan (3) Monthly Repayment
(Required)
WHAT ARE YOUR MONTHLY REPAYMENTS?
Car Loan (4) Lender
(Required)
WHO IS THE CAR FINANCED WITH?
Car Loan (4) Loan Balance
(Required)
APPROXIMATELY HOW MUCH DO YOU OWE?
Car Loan (4) Monthly Repayment
(Required)
WHAT ARE YOUR MONTHLY REPAYMENTS?
LIABILITIES - PERSONAL LOANS
Do you have any Personal Loans?
(Required)
Yes
No
How many personal loans?
(Required)
Please Select
1
2
3
Personal Loan (1) Lender
(Required)
WHICH BANK IS THE PERSONAL LOAN THROUGH?
Personal Loan (1) Loan Balance
(Required)
APPROXIMATELY, WHAT IS THE LOAN BALANCE?
Personal Loan (1) Monthly Repayment
(Required)
WHAT ARE THE MONTHLY REPAYMENTS?
Personal Loan (2) Lender
(Required)
WHO IS THE LENDER / BANK?
Personal Loan (2) Loan Balance
(Required)
HOW MUCH DO YOU OWE?
Personal Loan (2) Monthyl Repayment
(Required)
WHAT ARE THE MONTHLY REPAYMENTS?
Personal Loan (3) Lender
(Required)
WHO IS THE LENDER / BANK?
Personal Loan (3) Loan Balance
(Required)
HOW MUCH DO YOU OWE?
Personal Loan (3) Monthly Repayment
(Required)
WHAT ARE YOUR MONTHLY REPAYMENTS?
LIABILITIES - CREDIT & STORE CARDS
Do you have any credit cards or store cards?
(Required)
Yes
No
How Many Credit Cards / Store Cards?
(Required)
Please Select
1
2
3
4
5
6
Credit Card (1) Lender
(Required)
Lender / Bank Name
Credit Card (1) Credit Limit
(Required)
Credit Card Limit
Credit Card (1) Balance
(Required)
Credit Card Balance
Credit Card (2) Lender
(Required)
Lender / Bank Name
Credit Card (2) Credit Limit
(Required)
Credit Card Limit
Credit Card (2) Balance
(Required)
Credit Card Balance
Credit Card (3) Lender
(Required)
Lender / Bank Name
Credit Card (3) Credit Limit
(Required)
Credit Card Limit
Credit Card (3) Balance
(Required)
Credit Card Balance
Credit Card (4) Lender
(Required)
Lender / Bank Name
Credit Card (4) Credit Limit
(Required)
Credit Card Limit
Credit Card (4) Balance
(Required)
Credit Card Balance
Credit Card (5) Lender
(Required)
Lender / Bank Name
Credit Card (5) Credit Limit
(Required)
Credit Card Limit
Credit Card (5) Balance
(Required)
Credit Card Balance
Credit Card (6) Lender
(Required)
Lender / Bank Name
Credit Card (6) Credit Limit
(Required)
Credit Card Limit
Credit Card (6) Balance
(Required)
Credit Card Balance
LIABILITES - BUY NOW PAY LATER
BUY NOW - PAY LATER INCLUDE HUMM, ZIP PAY, AFTERPAY
Do you have any Buy Now Pay Later Accounts?
(Required)
Yes
No
How Many Buy Now Pay Later Accounts?
(Required)
Please Select
1
2
3
4
Buy Now / Pay Later Lender (1)
(Required)
Lender Name
Buy Now / Pay Later Balance (1)
(Required)
Balance Owing
Buy Now / Pay Later Repayment (1)
(Required)
Monthly Repayment
Buy Now / Pay Later Lender (2)
(Required)
Loan Balance
Buy Now / Pay Later Balance (2)
(Required)
Loan Balance
Buy Now / Pay Later Repayment (2)
(Required)
Monthly Repayment
Buy Now / Pay Later Lender (3)
(Required)
Lender Name
Buy Now / Pay Later Balance(3)
(Required)
Loan Balance
Buy Now / Pay Later Repayment (3)
(Required)
Monthly Repayment
Buy Now / Pay Later (4)
(Required)
Lender Name
Buy Now / Pay Later Loan Balance (4)
(Required)
Loan Balance
Buy Now / Pay Later Repayment (4)
(Required)
Monthly Repayment
YOUR INCOME
What is your Pay Frequency?
(Required)
Please Select
Weekly
Fortnightly
Monthly
Are you paid weekly, fortnightly or monthly?
What is Your Income? Borrower (1)
(Required)
What is your Pay Frequency? Borrower (2)
Please Select
Weekly
Fortnightly
Monthly
What is Your Income? Borrower (2)
Do you receive any Centrelink Income?
Yes
No
Family Tax Benefit
How much do you receive per fortnight?
Disability Support Benefit
How much do you receive per fortnight?
Age Pension
How much do you receive per fortnight?
Carer Allowance
Enter Fortnightly Amount
Child Support
Enter Fortnightly Amount
Do you receive any other income?
Yes
No
ie: Rental Income - Dividends - Interest
Other Income
Please Select
Rental Property (1)
Rental Property (2)
Dividends
Interest
Self Employment
Other
Amount
Other Income
Please Select
Rental Income Property (1)
Rental Income Property (2)
Dividends
Interest
Self Employment
WHAT TYPE OF INCOME
Amount
Other Income
Please Select
Rental Income Property (1)
Rental Income Property (2)
Dividends
Interest
Self Employment
Amount
Other Income
Please Select
Rental Property (1)
Rental Property (2)
Dividends
Interest
Amount
YOUR AVERAGE MONTHLY LIVING EXPENSES
Please enter your approximate monthly living expenses
Utilities / Rates
(Required)
(Water, Gas, Electricity, Home Council Rates)
Telephone / Internet
(Required)
(Mobile Phone, Home Phone, Internet)
Clothing & Footwear
(Required)
Clothing & Footwear
Food & Beverage
(Required)
(Groceries incl Alcohol and Tobacco)
Medical & Health
(Required)
Medical Bills / Private Health / Medicines / Pharmaceutical products)
Transport
(Required)
Running costs for essential vehicles including fuel, servicing, repairs, parking, tolls and registration of motor vehicles.
Recreation /Entertainment
(Required)
Dining / Takeaway / Subscriptions / Memberships / Pay TV
Child Care / Education
Childcare and non-compulsory pre-school
Insurances
(Required)
Insurance include vehicle, home and contents
Are the living costs shared ?
Please Select
Yes
No
Is your partner employed?
(Required)
Select
Yes
No
Foreseeable Changes
(Required)
Please Select
Yes
No
Are there be any foreseeable changes to your income or expenses?
Please outline forseable changes you expect.
You might be changing employment or income.
You may be afflicted with a serious/terminal illness.
You might be moving residence in the near future.
You may be approaching retirement
You are planning to have a child in the near future.
DO YOU HAVE ANY NOTES TO ADD?
How did you find us?
Google
Friends / Family
Social Media
Dealer
Notes
Is there any further information you would like to add?
DOCUMENT UPLOAD
Upload Supporting Documents Here
Driver's Licence - Front
Drop files here or
Select files
Max. file size: 256 MB, Max. files: 5.
Upload for borrower 1 & borrower 2 (if applicable)
Driver's Licence - Back
Drop files here or
Select files
Max. file size: 256 MB, Max. files: 2.
Upload for borrower 1 & borrower 2 (if applicable)
Last 2 Payslips
Drop files here or
Select files
Max. file size: 256 MB.
Upload for borrower 1 & borrower 2 (if applicable)
Other Supporting Documents
Drop files here or
Select files
Max. file size: 256 MB, Max. files: 5.
Here you can upload Centrelink Income, Tax Return or any other documents