Business Finance

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OUR RANGE OF LOAN PRODUCTS

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  • Chattel Mortgage

    A Chattel Mortgage  is a flexible business loan tailored to provide simple funding options at a reduced interest rate for ABN holders whilst providing significant tax deductions and the ability to claim GST upfront if the goods are being used predominately used for business use.

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  • Lease

    A Finance Lease is a loan product which enables the customer to have full access of the goods, whilst the financier retains ownership. The goods are purchsaed by the financier, then they hire the goods back to the customer over a contracted term.  The equipment / goods are owned by the lender and the customer has full use of the items. At the end of the loan term once the lease has been repaid the customer takes ownership of the goods

  • Hire Purchase

    A Hire Purchase finance product where the lender purchases the goods, then hires the goods back to the customer over a contracted term.  The goods are owned by the lender and the customer has full use of the goods. At the end of the loan term once the hire purchase has been repaid the customer takes ownership of the goods.

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  • Rent to Own

    Rent to Own is a finance product where the borrower repays the lender over a 12 month contracted term with the option of purchasing the goods at the end of the 12 months, refinancing or returning the goods to update to a newer model.

Unsecured Business Finance

Unsecured Business Finance can assist business’with cash flow for worthwhile purchases. Unsecured Business Finance can be used for operating expenses, marketing and advertising, purchasing new inventory or stock, renovations.

Apply for Business Finance

iCREDIT business finance, chattel mortgage, leasing, hire purchase, rent to own and loans are provided Australia wide including QLD, Gold Coast, Brisbane, Sunshine Coast, Cairns, NSW, Sydney, Coffs Harbour, VIC, Melbourne, Bendigo, SA, Adelaide, WA, Perth, Kalgoorlie, NT, Darwin, Alice Springs, TAS, Hobart, Launceston, ACT, Canberra